0000889609 2021-01-01 2021-06-30 0000889609 2021-08-06 0000889609 2021-06-30 0000889609 2020-12-31 0000889609 us-gaap:SeriesAPreferredStockMember 2021-06-30 0000889609 us-gaap:SeriesAPreferredStockMember 2020-12-31 0000889609 us-gaap:SeriesBPreferredStockMember 2021-06-30 0000889609 us-gaap:SeriesBPreferredStockMember 2020-12-31 0000889609 2021-04-01 2021-06-30 0000889609 2020-04-01 2020-06-30 0000889609 2020-01-01 2020-06-30 0000889609 2019-12-31 0000889609 2020-06-30 0000889609 us-gaap:CommonStockMember 2021-03-31 0000889609 us-gaap:CommonStockMember 2020-03-31 0000889609 us-gaap:CommonStockMember 2020-12-31 0000889609 us-gaap:CommonStockMember 2019-12-31 0000889609 us-gaap:CommonStockMember 2021-04-01 2021-06-30 0000889609 us-gaap:CommonStockMember 2020-04-01 2020-06-30 0000889609 us-gaap:CommonStockMember 2021-01-01 2021-06-30 0000889609 us-gaap:CommonStockMember 2020-01-01 2020-06-30 0000889609 us-gaap:CommonStockMember 2021-06-30 0000889609 us-gaap:CommonStockMember 2020-06-30 0000889609 us-gaap:RetainedEarningsMember 2021-03-31 0000889609 us-gaap:RetainedEarningsMember 2020-03-31 0000889609 us-gaap:RetainedEarningsMember 2020-12-31 0000889609 us-gaap:RetainedEarningsMember 2019-12-31 0000889609 us-gaap:RetainedEarningsMember 2021-04-01 2021-06-30 0000889609 us-gaap:RetainedEarningsMember 2020-04-01 2020-06-30 0000889609 us-gaap:RetainedEarningsMember 2021-01-01 2021-06-30 0000889609 us-gaap:RetainedEarningsMember 2020-01-01 2020-06-30 0000889609 us-gaap:RetainedEarningsMember 2021-06-30 0000889609 us-gaap:RetainedEarningsMember 2020-06-30 0000889609 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2021-03-31 0000889609 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2020-03-31 0000889609 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2020-12-31 0000889609 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2019-12-31 0000889609 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2021-04-01 2021-06-30 0000889609 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2020-04-01 2020-06-30 0000889609 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2021-01-01 2021-06-30 0000889609 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2020-01-01 2020-06-30 0000889609 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2021-06-30 0000889609 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2020-06-30 0000889609 cpss:DirectMailRevenuesMember 2021-04-01 2021-06-30 0000889609 cpss:DirectMailRevenuesMember 2020-04-01 2020-06-30 0000889609 cpss:DirectMailRevenuesMember 2021-01-01 2021-06-30 0000889609 cpss:DirectMailRevenuesMember 2020-01-01 2020-06-30 0000889609 cpss:ConvenienceFeeMember 2021-04-01 2021-06-30 0000889609 cpss:ConvenienceFeeMember 2020-04-01 2020-06-30 0000889609 cpss:ConvenienceFeeMember 2021-01-01 2021-06-30 0000889609 cpss:ConvenienceFeeMember 2020-01-01 2020-06-30 0000889609 cpss:RecoveriesMember 2021-04-01 2021-06-30 0000889609 cpss:RecoveriesMember 2020-04-01 2020-06-30 0000889609 cpss:RecoveriesMember 2021-01-01 2021-06-30 0000889609 cpss:RecoveriesMember 2020-01-01 2020-06-30 0000889609 cpss:SalesTaxRefundsMember 2021-04-01 2021-06-30 0000889609 cpss:SalesTaxRefundsMember 2020-04-01 2020-06-30 0000889609 cpss:SalesTaxRefundsMember 2021-01-01 2021-06-30 0000889609 cpss:SalesTaxRefundsMember 2020-01-01 2020-06-30 0000889609 us-gaap:OtherIncomeMember 2021-04-01 2021-06-30 0000889609 us-gaap:OtherIncomeMember 2020-04-01 2020-06-30 0000889609 us-gaap:OtherIncomeMember 2021-01-01 2021-06-30 0000889609 us-gaap:OtherIncomeMember 2020-01-01 2020-06-30 0000889609 cpss:OperatingLeaseMember 2021-06-30 0000889609 cpss:FinanceLeaseMember 2021-06-30 0000889609 us-gaap:StockOptionMember 2020-12-31 0000889609 us-gaap:StockOptionMember 2021-01-01 2021-06-30 0000889609 us-gaap:StockOptionMember 2021-06-30 0000889609 cpss:Range1Member 2021-06-30 0000889609 cpss:Range1Member 2020-12-31 0000889609 cpss:Range2Member 2021-06-30 0000889609 cpss:Range2Member 2020-12-31 0000889609 cpss:Range3Member 2021-06-30 0000889609 cpss:Range3Member 2020-12-31 0000889609 cpss:Range4Member 2021-06-30 0000889609 cpss:Range4Member 2020-12-31 0000889609 cpss:Range5Member 2021-06-30 0000889609 cpss:Range5Member 2020-12-31 0000889609 cpss:Range6Member 2021-06-30 0000889609 cpss:Range6Member 2020-12-31 0000889609 cpss:Range7Member 2021-06-30 0000889609 cpss:Range7Member 2020-12-31 0000889609 cpss:OpenMarketPurchasesMember us-gaap:CommonStockMember 2021-01-01 2021-06-30 0000889609 cpss:OpenMarketPurchasesMember us-gaap:CommonStockMember 2020-01-01 2020-06-30 0000889609 cpss:SharesRedeemedMember us-gaap:CommonStockMember 2021-01-01 2021-06-30 0000889609 cpss:SharesRedeemedMember us-gaap:CommonStockMember 2020-01-01 2020-06-30 0000889609 us-gaap:CommonStockMember 2021-01-01 2021-06-30 0000889609 us-gaap:CommonStockMember 2020-01-01 2020-06-30 0000889609 us-gaap:FinancingReceivables1To29DaysPastDueMember 2021-06-30 0000889609 us-gaap:FinancingReceivables1To29DaysPastDueMember 2020-12-31 0000889609 us-gaap:FinancingReceivables30To59DaysPastDueMember 2021-06-30 0000889609 us-gaap:FinancingReceivables30To59DaysPastDueMember 2020-12-31 0000889609 us-gaap:FinancingReceivables60To89DaysPastDueMember 2021-06-30 0000889609 us-gaap:FinancingReceivables60To89DaysPastDueMember 2020-12-31 0000889609 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2021-06-30 0000889609 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2020-12-31 0000889609 cpss:VintagePool2012Member 2021-06-30 0000889609 cpss:VintagePool2012Member 2020-12-31 0000889609 cpss:VintagePool2013Member 2021-06-30 0000889609 cpss:VintagePool2013Member 2020-12-31 0000889609 cpss:VintagePool2014Member 2021-06-30 0000889609 cpss:VintagePool2014Member 2020-12-31 0000889609 cpss:VintagePool2015Member 2021-06-30 0000889609 cpss:VintagePool2015Member 2020-12-31 0000889609 cpss:VintagePool2016Member 2021-06-30 0000889609 cpss:VintagePool2016Member 2020-12-31 0000889609 cpss:VintagePool2017Member 2021-06-30 0000889609 cpss:VintagePool2017Member 2020-12-31 0000889609 2021-03-31 0000889609 2020-03-31 0000889609 2020-01-01 2020-12-31 0000889609 cpss:CPS2015BMember 2021-01-01 2021-06-30 0000889609 cpss:CPS2015BMember 2021-06-30 0000889609 cpss:CPS2015BMember 2020-12-31 0000889609 cpss:CPS2015CMember 2021-01-01 2021-06-30 0000889609 cpss:CPS2015CMember 2021-06-30 0000889609 cpss:CPS2015CMember 2020-12-31 0000889609 cpss:CPS2016AMember 2021-01-01 2021-06-30 0000889609 cpss:CPS2016AMember 2021-06-30 0000889609 cpss:CPS2016AMember 2020-12-31 0000889609 cpss:CPS2016BMember 2021-01-01 2021-06-30 0000889609 cpss:CPS2016BMember 2021-06-30 0000889609 cpss:CPS2016BMember 2020-12-31 0000889609 cpss:CPS2016CMember 2021-01-01 2021-06-30 0000889609 cpss:CPS2016CMember 2021-06-30 0000889609 cpss:CPS2016CMember 2020-12-31 0000889609 cpss:CPS2016DMember 2021-01-01 2021-06-30 0000889609 cpss:CPS2016DMember 2021-06-30 0000889609 cpss:CPS2016DMember 2020-12-31 0000889609 cpss:CPS2017AMember 2021-01-01 2021-06-30 0000889609 cpss:CPS2017AMember 2021-06-30 0000889609 cpss:CPS2017AMember 2020-12-31 0000889609 cpss:CPS2017BMember 2021-01-01 2021-06-30 0000889609 cpss:CPS2017BMember 2021-06-30 0000889609 cpss:CPS2017BMember 2020-12-31 0000889609 cpss:CPS2017CMember 2021-01-01 2021-06-30 0000889609 cpss:CPS2017CMember 2021-06-30 0000889609 cpss:CPS2017CMember 2020-12-31 0000889609 cpss:CPS2017DMember 2021-01-01 2021-06-30 0000889609 cpss:CPS2017DMember 2021-06-30 0000889609 cpss:CPS2017DMember 2020-12-31 0000889609 cpss:CPS2018AMember 2021-01-01 2021-06-30 0000889609 cpss:CPS2018AMember 2021-06-30 0000889609 cpss:CPS2018AMember 2020-12-31 0000889609 cpss:CPS2018BMember 2021-01-01 2021-06-30 0000889609 cpss:CPS2018BMember 2021-06-30 0000889609 cpss:CPS2018BMember 2020-12-31 0000889609 cpss:CPS2018CMember 2021-01-01 2021-06-30 0000889609 cpss:CPS2018CMember 2021-06-30 0000889609 cpss:CPS2018CMember 2020-12-31 0000889609 cpss:CPS2018DMember 2021-01-01 2021-06-30 0000889609 cpss:CPS2018DMember 2021-06-30 0000889609 cpss:CPS2018DMember 2020-12-31 0000889609 cpss:CPS2019AMember 2021-01-01 2021-06-30 0000889609 cpss:CPS2019AMember 2021-06-30 0000889609 cpss:CPS2019AMember 2020-12-31 0000889609 cpss:CPS2019BMember 2021-01-01 2021-06-30 0000889609 cpss:CPS2019BMember 2021-06-30 0000889609 cpss:CPS2019BMember 2020-12-31 0000889609 cpss:CPS2019CMember 2021-01-01 2021-06-30 0000889609 cpss:CPS2019CMember 2021-06-30 0000889609 cpss:CPS2019CMember 2020-12-31 0000889609 cpss:CPS2019DMember 2021-01-01 2021-06-30 0000889609 cpss:CPS2019DMember 2021-06-30 0000889609 cpss:CPS2019DMember 2020-12-31 0000889609 cpss:CPS2020AMember 2021-01-01 2021-06-30 0000889609 cpss:CPS2020AMember 2021-06-30 0000889609 cpss:CPS2020AMember 2020-12-31 0000889609 cpss:CPS2020BMember 2021-01-01 2021-06-30 0000889609 cpss:CPS2020BMember 2021-06-30 0000889609 cpss:CPS2020BMember 2020-12-31 0000889609 cpss:CPS2020CMember 2021-01-01 2021-06-30 0000889609 cpss:CPS2020CMember 2021-06-30 0000889609 cpss:CPS2020CMember 2020-12-31 0000889609 cpss:CPS2021AMember 2021-01-01 2021-06-30 0000889609 cpss:CPS2021AMember 2021-06-30 0000889609 cpss:CPS2021AMember 2020-12-31 0000889609 cpss:CPS2021BMember 2021-01-01 2021-06-30 0000889609 cpss:CPS2021BMember 2021-06-30 0000889609 cpss:CPS2021BMember 2020-12-31 0000889609 cpss:CPS2021CMember us-gaap:SubsequentEventMember 2021-07-28 0000889609 cpss:CPS2021BMember us-gaap:SubsequentEventMember 2021-07-28 0000889609 cpss:WarehouseLinesOfCredit1Member 2021-01-01 2021-06-30 0000889609 cpss:WarehouseLinesOfCredit1Member 2021-06-30 0000889609 cpss:WarehouseLinesOfCredit1Member 2020-12-31 0000889609 cpss:WarehouseLinesOfCredit2Member 2021-01-01 2021-06-30 0000889609 cpss:WarehouseLinesOfCredit2Member 2021-06-30 0000889609 cpss:WarehouseLinesOfCredit2Member 2020-12-31 0000889609 cpss:WarehouseLinesOfCredit3Member 2021-01-01 2021-06-30 0000889609 cpss:WarehouseLinesOfCredit3Member 2021-06-30 0000889609 cpss:WarehouseLinesOfCredit3Member 2020-12-31 0000889609 cpss:ResidualInterestFinancingMember 2021-01-01 2021-06-30 0000889609 cpss:ResidualInterestFinancingMember 2021-06-30 0000889609 cpss:ResidualInterestFinancingMember 2020-12-31 0000889609 cpss:ResidualInterestFinancing1Member 2021-01-01 2021-06-30 0000889609 cpss:ResidualInterestFinancing1Member 2021-06-30 0000889609 cpss:ResidualInterestFinancing1Member 2020-12-31 0000889609 cpss:SubordinatedRenewableNotesMember 2021-01-01 2021-06-30 0000889609 cpss:SubordinatedRenewableNotesMember 2021-06-30 0000889609 cpss:SubordinatedRenewableNotesMember 2020-12-31 0000889609 cpss:AssetBackedMember 2021-06-30 0000889609 cpss:ResidualInterestFinancingsMember 2021-06-30 0000889609 cpss:ResidualInterestFinancingsMember 2020-12-31 0000889609 cpss:WarehouseLinesOfCredit4Member 2021-06-30 0000889609 cpss:WarehouseLinesOfCredit4Member 2020-12-31 0000889609 cpss:SecuritizationTrustDebtMember 2021-04-01 2021-06-30 0000889609 cpss:SecuritizationTrustDebtMember 2020-04-01 2020-06-30 0000889609 cpss:SecuritizationTrustDebtMember 2021-01-01 2021-06-30 0000889609 cpss:SecuritizationTrustDebtMember 2020-01-01 2020-06-30 0000889609 cpss:WarehouseLinesOfCreditMember 2021-04-01 2021-06-30 0000889609 cpss:WarehouseLinesOfCreditMember 2020-04-01 2020-06-30 0000889609 cpss:WarehouseLinesOfCreditMember 2021-01-01 2021-06-30 0000889609 cpss:WarehouseLinesOfCreditMember 2020-01-01 2020-06-30 0000889609 cpss:ResidualInterestFinancingMember 2021-04-01 2021-06-30 0000889609 cpss:ResidualInterestFinancingMember 2020-04-01 2020-06-30 0000889609 cpss:ResidualInterestFinancingMember 2021-01-01 2021-06-30 0000889609 cpss:ResidualInterestFinancingMember 2020-01-01 2020-06-30 0000889609 cpss:SubordinatedRenewableNotesMember 2021-04-01 2021-06-30 0000889609 cpss:SubordinatedRenewableNotesMember 2020-04-01 2020-06-30 0000889609 cpss:SubordinatedRenewableNotesMember 2021-01-01 2021-06-30 0000889609 cpss:SubordinatedRenewableNotesMember 2020-01-01 2020-06-30 0000889609 us-gaap:DomesticCountryMember 2021-06-30 0000889609 us-gaap:StateAndLocalJurisdictionMember 2021-06-30 0000889609 us-gaap:CarryingReportedAmountFairValueDisclosureMember 2021-06-30 0000889609 us-gaap:PortionAtFairValueFairValueDisclosureMember 2021-06-30 0000889609 us-gaap:CarryingReportedAmountFairValueDisclosureMember 2020-12-31 0000889609 us-gaap:PortionAtFairValueFairValueDisclosureMember 2020-12-31 0000889609 us-gaap:FairValueInputsLevel3Member us-gaap:PortionAtFairValueFairValueDisclosureMember 2021-06-30 0000889609 us-gaap:FairValueInputsLevel3Member us-gaap:PortionAtFairValueFairValueDisclosureMember 2020-12-31 0000889609 srt:MinimumMember us-gaap:FairValueInputsLevel3Member us-gaap:PortionAtFairValueFairValueDisclosureMember us-gaap:MeasurementInputDiscountRateMember 2021-06-30 0000889609 srt:MaximumMember us-gaap:FairValueInputsLevel3Member us-gaap:PortionAtFairValueFairValueDisclosureMember us-gaap:MeasurementInputDiscountRateMember 2021-06-30 0000889609 srt:MinimumMember us-gaap:FairValueInputsLevel3Member us-gaap:PortionAtFairValueFairValueDisclosureMember us-gaap:MeasurementInputDiscountRateMember 2020-12-31 0000889609 srt:MaximumMember us-gaap:FairValueInputsLevel3Member us-gaap:PortionAtFairValueFairValueDisclosureMember us-gaap:MeasurementInputDiscountRateMember 2020-12-31 0000889609 srt:MinimumMember us-gaap:FairValueInputsLevel3Member us-gaap:PortionAtFairValueFairValueDisclosureMember cpss:MeasurementInputCumulativeNetLossesMember 2021-06-30 0000889609 srt:MaximumMember us-gaap:FairValueInputsLevel3Member us-gaap:PortionAtFairValueFairValueDisclosureMember cpss:MeasurementInputCumulativeNetLossesMember 2021-06-30 0000889609 srt:MinimumMember us-gaap:FairValueInputsLevel3Member us-gaap:PortionAtFairValueFairValueDisclosureMember cpss:MeasurementInputCumulativeNetLossesMember 2020-12-31 0000889609 srt:MaximumMember us-gaap:FairValueInputsLevel3Member us-gaap:PortionAtFairValueFairValueDisclosureMember cpss:MeasurementInputCumulativeNetLossesMember 2020-12-31 0000889609 us-gaap:FinancialAssetNotPastDueMember 2021-06-30 0000889609 us-gaap:FinancialAssetNotPastDueMember 2020-12-31 0000889609 cpss:RepossessedVehiclesMember 2021-06-30 0000889609 cpss:RepossessedVehiclesMember 2020-12-31 0000889609 cpss:RepossessedVehiclesMember 2021-06-30 0000889609 cpss:RepossessedVehiclesMember 2021-01-01 2021-06-30 0000889609 cpss:RepossessedVehiclesMember 2020-12-31 0000889609 cpss:RepossessedVehiclesMember 2020-01-01 2020-12-31 0000889609 cpss:CarryingValueMember 2021-06-30 0000889609 us-gaap:FairValueInputsLevel1Member 2021-06-30 0000889609 us-gaap:FairValueInputsLevel2Member 2021-06-30 0000889609 us-gaap:FairValueInputsLevel3Member 2021-06-30 0000889609 cpss:CarryingValueMember 2020-12-31 0000889609 us-gaap:FairValueInputsLevel1Member 2020-12-31 0000889609 us-gaap:FairValueInputsLevel2Member 2020-12-31 0000889609 us-gaap:FairValueInputsLevel3Member 2020-12-31 iso4217:USD shares iso4217:USD shares pure 0000889609 false 2021 Q2 --12-31 10-Q true 2021-06-30 false 1-11416 CONSUMER PORTFOLIO SERVICES, INC. CA 33-0459135 3800 Howard Hughes Parkway Suite 1400 Las Vegas NV 89169 (949) 753-6800 Common Stock, no par value CPSS NASDAQ Yes Yes Non-accelerated Filer true false false 22943689 43131000 13466000 155776000 130686000 1582175000 1523726000 340470000 492133000 72242000 80790000 268228000 411343000 1007000 828000 27131000 28512000 3601000 5017000 22691000 32317000 2103740000 2145895000 52142000 43112000 77044000 118999000 67153000 25426000 1732879000 1803673000 26005000 21323000 1955223000 2012533000 1 1 4998130 4998130 0 0 0 0 1 1 5000000 5000000 0 0 0 0 1 1 1870 1870 0 0 0 0 0 0 75000000 75000000 23055239 23055239 22737342 22737342 73204000 72926000 83884000 69007000 -8571000 -8571000 148517000 133362000 2103740000 2145895000 65440000 75552000 131533000 154689000 -0 9549000 4417000 19899000 1329000 1289000 2765000 3269000 66769000 67292000 129881000 138059000 19448000 19828000 39607000 41671000 7831000 7837000 15579000 16506000 18980000 26485000 39925000 53476000 0 3100000 0 6713000 4201000 3079000 8187000 7508000 2016000 1833000 3918000 3524000 417000 487000 845000 906000 52893000 62649000 108061000 130304000 13876000 4643000 21820000 7755000 4163000 1671000 6943000 -6009000 9713000 2972000 14877000 13764000 0.43 0.13 0.65 0.61 0.39 0.13 0.59 0.58 22842 22685 22791 22612 25130 23687 25048 23783 9713000 2972000 14877000 13764000 0 0 0 0 -9713000 -2972000 -14877000 -13764000 14877000 13764000 651000 641000 -66812000 -64156000 845000 906000 3598000 4127000 4417000 19899000 0 6713000 735000 898000 -1416000 -4416000 -1381000 -16569000 -8644000 3074000 9030000 338000 112406000 129353000 -142464000 -180366000 485117000 399729000 355439000 222063000 -982000 -2888000 1024000 660000 12744000 4928000 470545000 462343000 5684000 3450000 1002000 1404000 -42560000 -78843000 -42332000 2120000 541065000 508942000 3872000 3178000 1582000 205000 1125000 452000 -70395000 -128447000 54755000 5834000 144152000 140832000 198907000 146666000 36665000 49372000 2962000 -17580000 22656000 22559000 22737000 22531000 578000 228000 676000 256000 -179000 -72000 -358000 -72000 23055000 22715000 23055000 22715000 72877000 71792000 72926000 71257000 827000 404000 1125000 452000 -827000 -205000 -1582000 -205000 327000 411000 735000 898000 73204000 72402000 73204000 72402000 74171000 58128000 69007000 139805000 0 -92469000 74171000 58128000 69007000 47336000 9713000 2972000 14877000 13764000 83884000 61100000 83884000 61100000 -8571000 -8421000 -8571000 -8421000 -8571000 -8421000 -8571000 -8421000 133362000 0 0 148517000 125081000 148517000 125081000 <p id="xdx_801_eus-gaap--SignificantAccountingPoliciesTextBlock_zDgTKIceRsIe" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>(1) <i>Summary of Significant Accounting Policies</i></b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p id="xdx_84C_eus-gaap--BusinessDescriptionAndAccountingPoliciesTextBlock_zDNW0Z08liic" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b><span id="xdx_860_z5OIqOC53Ihi">Description of Business</span> </b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We were formed in California on March 8, 1991. We specialize in purchasing and servicing retail automobile installment sale contracts (“automobile contracts” or “finance receivables”) originated by licensed motor vehicle dealers located throughout the United States (“dealers”) in the sale of new and used automobiles, light trucks and passenger vans. Through our purchases, we provide indirect financing to dealer customers for borrowers with limited credit histories or past credit problems (“sub-prime customers”). We serve as an alternative source of financing for dealers, allowing sales to customers who otherwise might not be able to obtain financing. In addition to purchasing installment purchase contracts directly from dealers, we have also (i) lent money directly to consumers for loans secured by vehicles, (ii) purchased immaterial amounts of vehicle purchase money loans from non-affiliated lenders, and (iii) acquired installment purchase contracts in four merger and acquisition transactions. In this report, we refer to all of such contracts and loans as "automobile contracts."</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p id="xdx_84E_eus-gaap--BasisOfAccountingPolicyPolicyTextBlock_zfbLGfMNosR3" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b><span id="xdx_865_zi7jPhRynZe2">Basis of Presentation</span></b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Our Unaudited Condensed Consolidated Financial Statements have been prepared in conformity with accounting principles generally accepted in the United States of America, with the instructions to Form 10-Q and with Article 10 of Regulation S-X of the Securities and Exchange Commission, and include all adjustments that are, in management’s opinion, necessary for a fair presentation of the results for the interim periods presented. All such adjustments are, in the opinion of management, of a normal recurring nature. Results for the six-month period ended June 30, 2021 are not necessarily indicative of the operating results to be expected for the full year.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Certain information and footnote disclosures normally included in financial statements prepared in accordance with accounting principles generally accepted in the United States of America have been condensed or omitted from these Unaudited Condensed Consolidated Financial Statements. These Unaudited Condensed Consolidated Financial Statements should be read in conjunction with the Consolidated Financial Statements and Notes to Consolidated Financial Statements included in our Annual Report on Form 10-K for the year ended December 31, 2020.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p id="xdx_843_eus-gaap--UseOfEstimates_zqefdWiwoto4" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b><span id="xdx_869_zCMnrmASkqO6">Use of Estimates</span></b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires us to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the financial statements, as well as the reported amounts of income and expenses during the reported periods.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"> </p> <p id="xdx_844_ecustom--FinanceReceivablesMeasuredAtFairValuePolicyTextBlock_z7t0suXN4sA6" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><b><span id="xdx_86F_zvRm9l8X7Wvf">Finance Receivables Measured at Fair Value</span></b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Effective January 1, 2018, we adopted the fair value method of accounting for finance receivables acquired on or after that date. For each finance receivable acquired after 2017, we consider the price paid on the purchase date as the fair value for such receivable.  We estimate the cash to be received in the future with respect to such receivables, based on our experience with similar receivables acquired in the past.  We then compute the internal rate of return that results in the present value of those estimated cash receipts being equal to the purchase date fair value. Thereafter, we recognize interest income on such receivables on a level yield basis using that internal rate of return as the applicable interest rate. Cash received with respect to such receivables is applied first against such interest income, and then to reduce the recorded value of the receivables.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We re-evaluate the fair value of such receivables at the close of each measurement period. If the reevaluation were to yield a value materially different from the recorded value, an adjustment would be required. There are no adjustments to the carrying value of the portion of the receivables portfolio accounted for at fair value in the second quarter of 2021. Results for the second quarter of 2020 include a $9.5 million mark down. Mark downs of $4.4 million and $19.9 million were included in the results for the six months ending June 30, 2021 and 2020, respectively. The mark down is an estimate based on our evaluation of the appropriate fair value and future earnings rate of existing receivables compared to recently acquired receivables and our assessment of potential additional future net losses. Mark downs are reflected as a reduction in revenue.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Anticipated credit losses are included in our estimation of cash to be received with respect to receivables.  Because such credit losses are included in our computation of the appropriate level yield, we do not thereafter make periodic provision for credit losses, as our best estimate of the lifetime aggregate of credit losses is included in that initial computation. Also, because we include anticipated credit losses in our computation of the level yield, the computed level yield is materially lower than the average contractual rate applicable to the receivables. Because our initial recorded value is fixed as the price we pay for the receivable, rather than as the contractual principal balance, we do not record acquisition fees as an amortizing asset related to the receivables, nor do we capitalize costs of acquiring the receivables. Rather we recognize the costs of acquisition as expenses in the period incurred.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p id="xdx_844_ecustom--OtherIncomePolicyTextBlock_zWY1x8ipjxW7" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><b><span id="xdx_86D_zgSx0UZFljD2">Other Income</span></b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The following table presents the primary components of Other Income for the three-month and six-month periods ending June 30, 2021 and 2020:</p> <table cellpadding="0" cellspacing="0" id="xdx_891_ecustom--OtherIncomeTableTextBlock_pn3n3_zpLZeXP0JEhf" style="font: 10pt Times New Roman, Times, Serif; background-color: White; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (1) Summary of Significant Accounting Policies (Details - Other income)"> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"><span id="xdx_8BE_zaDoPlCnFebl" style="display: none">Schedule of other income</span></td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: left"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Three Months Ended</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Six Months Ended</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: left"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold"> </td> <td style="font-weight: bold; text-align: center"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 40%; text-align: left">Direct mail revenues</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98B_eus-gaap--OtherOperatingIncome_c20210401__20210630__us-gaap--IncomeStatementLocationAxis__custom--DirectMailRevenuesMember_pn3n3" style="width: 11%; text-align: right" title="Other income for the period">890</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_989_eus-gaap--OtherOperatingIncome_c20200401__20200630__us-gaap--IncomeStatementLocationAxis__custom--DirectMailRevenuesMember_pn3n3" style="width: 11%; text-align: right" title="Other income for the period">501</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_988_eus-gaap--OtherOperatingIncome_c20210101__20210630__us-gaap--IncomeStatementLocationAxis__custom--DirectMailRevenuesMember_pn3n3" style="width: 11%; text-align: right" title="Other income for the period">1,869</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98E_eus-gaap--OtherOperatingIncome_c20200101__20200630__us-gaap--IncomeStatementLocationAxis__custom--DirectMailRevenuesMember_pn3n3" style="width: 11%; text-align: right" title="Other income for the period">1,684</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Convenience fee revenue</td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--OtherOperatingIncome_c20210401__20210630__us-gaap--IncomeStatementLocationAxis__custom--ConvenienceFeeMember_pn3n3" style="text-align: right" title="Other income for the period">180</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--OtherOperatingIncome_c20200401__20200630__us-gaap--IncomeStatementLocationAxis__custom--ConvenienceFeeMember_pn3n3" style="text-align: right" title="Other income for the period">530</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--OtherOperatingIncome_c20210101__20210630__us-gaap--IncomeStatementLocationAxis__custom--ConvenienceFeeMember_pn3n3" style="text-align: right" title="Other income for the period">420</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--OtherOperatingIncome_c20200101__20200630__us-gaap--IncomeStatementLocationAxis__custom--ConvenienceFeeMember_pn3n3" style="text-align: right" title="Other income for the period">1,060</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Recoveries on previously charged-off contracts</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--OtherOperatingIncome_c20210401__20210630__us-gaap--IncomeStatementLocationAxis__custom--RecoveriesMember_pn3n3" style="text-align: right" title="Other income for the period">45</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--OtherOperatingIncome_c20200401__20200630__us-gaap--IncomeStatementLocationAxis__custom--RecoveriesMember_pn3n3" style="text-align: right" title="Other income for the period">50</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--OtherOperatingIncome_c20210101__20210630__us-gaap--IncomeStatementLocationAxis__custom--RecoveriesMember_pn3n3" style="text-align: right" title="Other income for the period">60</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--OtherOperatingIncome_c20200101__20200630__us-gaap--IncomeStatementLocationAxis__custom--RecoveriesMember_pn3n3" style="text-align: right" title="Other income for the period">75</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Sales tax refunds</td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--OtherOperatingIncome_c20210401__20210630__us-gaap--IncomeStatementLocationAxis__custom--SalesTaxRefundsMember_pn3n3" style="text-align: right" title="Other income for the period">118</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--OtherOperatingIncome_c20200401__20200630__us-gaap--IncomeStatementLocationAxis__custom--SalesTaxRefundsMember_pn3n3" style="text-align: right" title="Other income for the period">208</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--OtherOperatingIncome_c20210101__20210630__us-gaap--IncomeStatementLocationAxis__custom--SalesTaxRefundsMember_pn3n3" style="text-align: right" title="Other income for the period">289</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--OtherOperatingIncome_c20200101__20200630__us-gaap--IncomeStatementLocationAxis__custom--SalesTaxRefundsMember_pn3n3" style="text-align: right" title="Other income for the period">409</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="padding-bottom: 1pt">Other</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--OtherOperatingIncome_c20210401__20210630__us-gaap--IncomeStatementLocationAxis__us-gaap--OtherIncomeMember_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Other income for the period">96</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--OtherOperatingIncome_pn3n3_d0_c20200401__20200630__us-gaap--IncomeStatementLocationAxis__us-gaap--OtherIncomeMember_zrDPx7efQW82" style="border-bottom: Black 1pt solid; text-align: right" title="Other income for the period">–</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--OtherOperatingIncome_c20210101__20210630__us-gaap--IncomeStatementLocationAxis__us-gaap--OtherIncomeMember_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Other income for the period">127</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--OtherOperatingIncome_c20200101__20200630__us-gaap--IncomeStatementLocationAxis__us-gaap--OtherIncomeMember_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Other income for the period">41</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt">Other income for the period</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_988_eus-gaap--OtherOperatingIncome_c20210401__20210630_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Other income for the period">1,329</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98E_eus-gaap--OtherOperatingIncome_c20200401__20200630_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Other income for the period">1,289</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98F_eus-gaap--OtherOperatingIncome_c20210101__20210630_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Other income for the period">2,765</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98D_eus-gaap--OtherOperatingIncome_c20200101__20200630_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Other income for the period">3,269</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> <p id="xdx_8AD_zWiydDHxAK47" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p> <p id="xdx_847_eus-gaap--LesseeLeasesPolicyTextBlock_zHpNVQIbHIn4" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b><span id="xdx_869_zdDb7epwBE8h">Leases</span></b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company has operating leases for corporate offices, equipment, software and hardware. The Company has entered into operating leases for the majority of its real estate locations, primarily office space. These leases are generally for periods of three to seven years with various renewal options. The depreciable life of leased assets is limited by the expected lease term. Leases with an initial term of 12 months or less are not recorded on the balance sheet and the related lease expense is recognized on a straight-line basis over the lease term.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The following table presents the supplemental balance sheet information related to leases:</p> <table cellpadding="0" cellspacing="0" id="xdx_89C_ecustom--SupplementalBalanceSheetInformationRelatedToLeasesTableTextBlock_pn3n3_z0mpDoemI775" style="font: 10pt Times New Roman, Times, Serif; background-color: White; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (1) Summary of Significant Accounting Policies (Details - Supplemental balance sheet information related to leases)"> <tr style="vertical-align: bottom"> <td><span id="xdx_8B4_zzkoClawzsR1" style="display: none">Supplemental balance sheet information related to leases</span></td><td> </td> <td colspan="2" id="xdx_49C_20210630_zbblcw4viCr" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" id="xdx_492_20201231_zOD3Lz7YcyKg" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td> </td> <td colspan="2" style="font-weight: bold; text-align: center">June 30,</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">December 31,</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: left"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold; text-align: left"> </td></tr> <tr id="xdx_40E_eus-gaap--LeasesOperatingAbstract_iB" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="font-weight: bold; text-align: left">Operating Leases</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_401_ecustom--OperatingLeaseRightOfUseAssetGross_i01I_pn3n3" style="vertical-align: bottom; background-color: White"> <td style="width: 62%; text-align: left">Operating lease right-of-use assets</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 15%; text-align: right">23,850</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 15%; text-align: right">23,735</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_401_ecustom--AccumulatedAmortizationRightofuseAssets_i01NI_pn3n3" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left; padding-bottom: 1pt">Less: Accumulated amortization right-of-use assets</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(15,668</td><td style="padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(12,792</td><td style="padding-bottom: 1pt; text-align: left">)</td></tr> <tr id="xdx_407_eus-gaap--OperatingLeaseRightOfUseAsset_i01I_pn3n3_zpgYfIBDFpF2" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt">Operating lease right-of-use assets, net</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">8,182</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">10,943</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_406_eus-gaap--OperatingLeaseLiability_i01NI_pn3n3_di_zWRBCsqmfRc6" style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Operating lease liabilities</td><td> </td> <td style="text-align: left">$</td><td style="text-align: right">(9,143</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left">$</td><td style="text-align: right">(12,096</td><td style="text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_40B_ecustom--FinanceLeasesAbstract_iB" style="vertical-align: bottom; background-color: White"> <td style="font-weight: bold; text-align: left">Finance Leases</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_403_ecustom--FinanceLeaseRightOfUseAssetAtCost_i01I_pn3n3" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Property and equipment, at cost</td><td> </td> <td style="text-align: left">$</td><td style="text-align: right">3,407</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td style="text-align: right">3,407</td><td style="text-align: left"> </td></tr> <tr id="xdx_40D_ecustom--FinanceLeaseRightOfUseAssetAccumulatedDepreciation_i01NI_pn3n3" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Less: Accumulated depreciation</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(1,788</td><td style="padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(1,226</td><td style="padding-bottom: 1pt; text-align: left">)</td></tr> <tr id="xdx_40E_eus-gaap--FinanceLeaseRightOfUseAsset_i01I_pn3n3_z1TOPph2qwA9" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left; padding-bottom: 2.5pt">Property and equipment, net</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,619</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">2,181</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_401_eus-gaap--FinanceLeaseLiability_iNI_pn3n3_di_zJ27INj2v3X6" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Finance lease liabilities</td><td> </td> <td style="text-align: left">$</td><td style="text-align: right">(1,691</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left">$</td><td style="text-align: right">(2,243</td><td style="text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="font-weight: bold">Weighted Average Discount Rate</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_408_eus-gaap--OperatingLeaseWeightedAverageDiscountRatePercent_iI_pid_dp_zHlMM5oJFVIg" style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Operating lease</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">5.0%</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">5.0%</td><td style="text-align: left"> </td></tr> <tr id="xdx_400_eus-gaap--FinanceLeaseWeightedAverageDiscountRatePercent_iI_pid_dp_zrb7fx1MCMGd" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Finance lease</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">6.5%</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">6.5%</td><td style="text-align: left"> </td></tr> </table> <p id="xdx_8AF_z5eRfWPFnWpf" style="margin: 0"> </p> <p style="margin: 0"> </p> <table cellpadding="0" cellspacing="0" id="xdx_894_eus-gaap--LesseeOperatingLeaseLiabilityMaturityTableTextBlock_pn3n3_zax7Daggg8mg" style="font: 10pt Times New Roman, Times, Serif; background-color: White; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (1) Summary of Significant Accounting Policies (Details - Maturities of lease liabilities)"> <tr style="vertical-align: bottom"> <td style="font-weight: bold; text-align: left"><span id="xdx_8B8_z8i66ZJUzAv6" style="display: none">Maturities of leases</span></td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold; text-align: left; width: 62%">Maturities of lease liabilities were as follows:</td><td style="width: 2%"> </td> <td style="text-align: left; width: 1%"> </td><td style="text-align: right; width: 15%"> </td><td style="text-align: left; width: 1%"> </td><td style="width: 2%"> </td> <td style="text-align: left; width: 1%"> </td><td style="text-align: right; width: 15%"> </td><td style="text-align: left; width: 1%"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-align: left">(In thousands)</td><td> </td> <td style="font-weight: bold; text-align: left"> </td><td style="font-weight: bold; text-align: center">Operating</td><td style="font-weight: bold; text-align: left"> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: left"> </td><td style="font-weight: bold; text-align: center">Finance</td><td style="font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt">Year Ending December 31,</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Lease</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: left"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Lease</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">2021 (excluding the six months ended June 30, 2021)</td><td> </td> <td style="text-align: left">$</td><td id="xdx_988_eus-gaap--OperatingLeasesFutureMinimumPaymentsDueCurrent_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--OperatingLeaseMember_zH2ptyUAm9Gl" style="text-align: right" title="2021 (excluding the six months ended June 30, 2021)">3,659</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_98A_eus-gaap--FinanceLeaseLiabilityPaymentsDueNextTwelveMonths_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--FinanceLeaseMember_z9AR5LkfX9I2" style="text-align: right" title="2021 (excluding the six months ended June 30, 2021)">613</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td>2022</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--OperatingLeasesFutureMinimumPaymentsDueInTwoYears_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--OperatingLeaseMember_zlnUyBbNb7kc" style="text-align: right" title="2022">6,092</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinanceLeaseLiabilityPaymentsDueYearTwo_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--FinanceLeaseMember_zrPEfjUh2UYc" style="text-align: right" title="2022">1,050</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td>2023</td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--OperatingLeasesFutureMinimumPaymentsDueInThreeYears_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--OperatingLeaseMember_zAKKBmEgebmi" style="text-align: right" title="2023">1,423</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinanceLeaseLiabilityPaymentsDueYearThree_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--FinanceLeaseMember_z89aIsz8WB55" style="text-align: right" title="2023">84</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td>2024</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--OperatingLeasesFutureMinimumPaymentsDueInFourYears_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--OperatingLeaseMember_zO4fdLUK8Wb9" style="text-align: right" title="2024">445</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinanceLeaseLiabilityPaymentsDueYearFour_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--FinanceLeaseMember_zWxjN70lHpZ2" style="text-align: right" title="2024">26</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td>2025</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--OperatingLeasesFutureMinimumPaymentsDueInFiveYears_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--OperatingLeaseMember_zmDlQCczF4L7" style="text-align: right" title="2025">308</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinanceLeaseLiabilityPaymentsDueYearFive_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--FinanceLeaseMember_z4TbFSyvfcwh" style="text-align: right" title="2025">9</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt">Thereafter</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--OperatingLeasesFutureMinimumPaymentsDueThereafter_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--OperatingLeaseMember_zFcPq1id4X17" style="border-bottom: Black 1pt solid; text-align: right" title="Thereafter">3</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--FinanceLeaseLiabilityPaymentsDueAfterYearFive_iI_pn3n3_d0_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--FinanceLeaseMember_zuSThIHitpH" style="border-bottom: Black 1pt solid; text-align: right" title="Thereafter">–</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Total undiscounted lease payments</td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--OperatingLeasesFutureMinimumPaymentsDue_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--OperatingLeaseMember_zHIq56LetOh5" style="text-align: right" title="Total undiscounted lease payments">11,930</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinanceLeaseLiabilityPaymentsDue_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--FinanceLeaseMember_zl7pEVsHCyS1" style="text-align: right" title="Total undiscounted lease payments">1,782</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Less amounts representing interest</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_ecustom--OperatingLeasesFutureMinimumPaymentsDueInterest_iNI_pn3n3_di_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--OperatingLeaseMember_zBvstpF5VY3b" style="border-bottom: Black 1pt solid; text-align: right" title="Less amounts representing interest">(2,787</td><td style="padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_iNI_pn3n3_di_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--FinanceLeaseMember_zbF5ecihjjv4" style="border-bottom: Black 1pt solid; text-align: right" title="Less amounts representing interest">(91</td><td style="padding-bottom: 1pt; text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left; padding-bottom: 2.5pt">Lease Liability</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_986_eus-gaap--OperatingLeaseLiability_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--OperatingLeaseMember_zE3Q2svWiQpb" style="border-bottom: Black 2.5pt double; text-align: right" title="Lease Liability">9,143</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_980_eus-gaap--FinanceLeaseLiability_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--FinanceLeaseMember_zWLhY46vaPA4" style="border-bottom: Black 2.5pt double; text-align: right" title="Lease Liability">1,691</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> <p id="xdx_8AF_zZDYrD78qm73" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The following table presents the lease expense included in General and administrative and Occupancy expense on our Unaudited Condensed Consolidated Statement of Operations:</p> <table cellpadding="0" cellspacing="0" id="xdx_89F_eus-gaap--LeaseCostTableTextBlock_pn3n3_zKXgMwm56yed" style="font: 10pt Times New Roman, Times, Serif; background-color: White; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (1) Summary of Significant Accounting Policies (Details - Lease cost)"> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"><span id="xdx_8BB_zCBzhBAevcJc" style="display: none">Lease information</span></td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td id="xdx_49B_20210401__20210630_ztQ0z5OJGht8" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td id="xdx_49C_20200401__20200630_zd15v26sCxl9" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td id="xdx_490_20210101__20210630_zY1Iv9YYiwH3" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td id="xdx_493_20200101__20200630_zKAFHoPbwwIf" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Three Months Ended</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Six Months Ended</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: left"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold"> </td> <td style="font-weight: bold; text-align: center"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold; text-align: left"> </td></tr> <tr id="xdx_40A_eus-gaap--OperatingLeaseCost_maLCzFzS_zd2vcURIyQe" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 40%; text-align: left">Operating lease cost</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 11%; text-align: right">1,793</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 11%; text-align: right">1,885</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 11%; text-align: right">3,630</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 11%; text-align: right">3,769</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_405_ecustom--FinanceLeaseCost_maLCzFzS_z42jI90Hwg49" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Finance lease cost</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">308</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">293</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">616</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">572</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr id="xdx_40B_eus-gaap--LeaseCost_iT_pn3n3_mtLCzFzS_zfc6IExcDKn5" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left; padding-bottom: 2.5pt">Total lease cost</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">2,101</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">2,178</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">4,246</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">4,341</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> <p id="xdx_8A0_zCg2xZ0RiLHf" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table presents the supplemental cash flow information related to leases: </p> <table cellpadding="0" cellspacing="0" id="xdx_89E_eus-gaap--ScheduleOfCashFlowSupplementalDisclosuresTableTextBlock_pn3n3_zceE4KooYn9a" style="font: 10pt Times New Roman, Times, Serif; background-color: White; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (1) Summary of Significant Accounting Policies (Details - Cash flow)"> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"><span id="xdx_8B0_zaJO3T5SUusj" style="display: none">Supplemental cash flow information related to leases</span></td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: left"> </td><td id="xdx_495_20210401__20210630_z61gE0HOmmIe" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td id="xdx_490_20200401__20200630_zqEOY7OBBzI6" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td id="xdx_491_20210101__20210630_zu52XSmDHHwf" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td id="xdx_490_20200101__20200630_zPURwbeYOh1f" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Three Months Ended</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Six Months Ended</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td></tr> <tr id="xdx_405_ecustom--CashPaidForAmountsIncludedInMeasurementOfLeaseLiabilitiesAbstract_iB" style="vertical-align: bottom"> <td style="font-weight: bold; text-align: left"><p style="margin-top: 0; margin-bottom: 0">Cash paid for amounts included in the</p> <p style="margin-top: 0; margin-bottom: 0">measurement of lease liabilities:</p></td><td style="text-align: center; font-weight: bold"> </td> <td style="font-weight: bold; text-align: center"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold"> </td> <td style="font-weight: bold; text-align: center"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold; text-align: center"> </td></tr> <tr id="xdx_40B_eus-gaap--OperatingLeasePayments_i01_pn3n3" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 40%; text-align: left">Operating cash flows from operating leases</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 11%; text-align: right">1,892</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 11%; text-align: right">1,932</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 11%; text-align: right">3,822</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 11%; text-align: right">3,858</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_40A_eus-gaap--FinanceLeasePrincipalPayments_i01_pn3n3" style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Operating cash flows from finance leases</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">278</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">248</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">552</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">481</td><td style="text-align: left"> </td></tr> <tr id="xdx_406_ecustom--FinancingCashFlowsFromFinanceLeases_i01_pn3n3" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Financing cash flows from finance leases</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">30</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">45</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">65</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">91</td><td style="text-align: left"> </td></tr> </table> <p id="xdx_8A7_zT8AMwztbd6" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"/> <p id="xdx_840_eus-gaap--ShareBasedCompensationOptionAndIncentivePlansPolicy_zyS4ykiOdlCc" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b><span id="xdx_867_zX1rtL6gsdTk">Stock-based Compensation</span></b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We recognize compensation costs in the financial statements for all share-based payments based on the grant date fair value estimated in accordance with the provisions of ASC 718 “Stock Compensation”.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">For the three and six months ended June 30, 2021, we recorded stock-based compensation costs in the amount of $<span id="xdx_90A_eus-gaap--ShareBasedCompensation_pn3p0_c20210401__20210630_zGYyjP9JaOcd" title="Stock-based compensation">327,000</span> and $<span id="xdx_905_eus-gaap--ShareBasedCompensation_c20210101__20210630_pn3p0" title="Stock-based compensation">735,000</span>, respectively. These stock-based compensation costs were $<span id="xdx_90E_eus-gaap--ShareBasedCompensation_pn3p0_c20200401__20200630_zWJZxyJeoiq3" title="Stock-based compensation">412,000</span> and $<span id="xdx_903_eus-gaap--ShareBasedCompensation_c20200101__20200630_pn3p0" title="Stock-based compensation">898,000</span> for the three and six months ended June 30, 2020. As of June 30, 2021, unrecognized stock-based compensation costs to be recognized over future periods equaled $<span id="xdx_90E_eus-gaap--EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions_iI_pn3n3_dm_c20210630_zoXRQPz4tbSf" title="Unrecognized stock-based compensation costs">2.4</span> million. This amount will be recognized as expense over a weighted-average period of <span id="xdx_907_eus-gaap--EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_dtY_c20210101__20210630_zlrjDoR1y8we" title="Weighted-average period for unrecognized costs">2.1 </span>years.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following represents stock option activity for the six months ended June 30, 2021: </p> <table cellpadding="0" cellspacing="0" id="xdx_892_eus-gaap--ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock_pn3n3_zPzjBorVyvg5" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (1) Summary of Significant Accounting Policies (Details - Option activity)"> <tr style="vertical-align: bottom"> <td><span id="xdx_8B0_zTb52V6pfxSf" style="display: none">Share-based Payment Arrangement, Option, Activity</span></td><td> </td> <td colspan="2"> </td><td> </td><td> </td> <td colspan="2"> </td><td> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: center"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td> </td> <td colspan="2"> </td><td> </td><td> </td> <td colspan="2"> </td><td> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: center">Weighted</td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: center">Average</td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Number of</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Weighted</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: center">Remaining</td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Shares</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Average</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: center">Contractual </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">(in thousands)</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Exercise Price</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Term</td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 57%; text-align: left">Options outstanding at the beginning of period</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98E_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iS_pn3n3_c20210101__20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_zSXl8MvqYAc3" style="width: 11%; text-align: right" title="Options outstanding at the beginning of period">15,977</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iS_pid_c20210101__20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_zLhcJDkh0VXe" style="width: 11%; text-align: right" title="Options outstanding at the beginning of period">4.46</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 11%; text-align: center">N/A</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 10pt">Granted</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod_pn3n3_d0_c20210101__20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_zrQq7q0GRXi2" style="text-align: right" title="Granted">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_pid_c20210101__20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_zl09kCHwsWo4" style="text-align: right" title="Granted"><span style="-sec-ix-hidden: xdx2ixbrl0806">–</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: center">N/A</td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="padding-left: 10pt">Exercised</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--StockIssuedDuringPeriodSharesStockOptionsExercised_iN_pn3n3_di_c20210101__20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_zsqXWss37RAb" style="text-align: right" title="Exercised">(676</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_pid_c20210101__20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_zGyZZMzPZPBj" style="text-align: right" title="Exercised">1.66</td><td style="text-align: left"> </td><td> </td> <td style="text-align: center">N/A</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 10pt; padding-bottom: 1pt">Forfeited</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_iN_pn3n3_di_c20210101__20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_zsCnnxy78C78" style="border-bottom: Black 1pt solid; text-align: right" title="Forfeited">(272</td><td style="padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td> <td style="padding-bottom: 1pt; text-align: left"> </td><td id="xdx_987_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice_pid_c20210101__20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_zQErg7AQw0L2" style="padding-bottom: 1pt; text-align: right" title="Forfeited">5.07</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="text-align: center; padding-bottom: 1pt">N/A</td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left; padding-bottom: 2.5pt">Options outstanding at the end of period</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td id="xdx_985_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iE_pn3n3_c20210101__20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_zNfdNeOFfdwa" style="border-bottom: Black 2.5pt double; text-align: right" title="Options outstanding at the end of period">15,029</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98B_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iE_pid_c20210101__20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_ztWariLctXCa" style="border-bottom: Black 2.5pt double; text-align: right" title="Options outstanding at the end of period">4.57</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: center; padding-bottom: 2.5pt"><span id="xdx_904_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2_dtY_c20210101__20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_zM3ymIBlzwk3" title="Options Outstanding, Weighted Average Remaining Contractual Term">2.38</span> years</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left; padding-bottom: 2.5pt">Options exercisable at the end of period</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td id="xdx_988_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_z8Jy7m16abf5" style="border-bottom: Black 2.5pt double; text-align: right" title="Options exercisable at the end of period">12,741</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_982_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_iI_pid_c20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_zUspODA15Pyl" style="border-bottom: Black 2.5pt double; text-align: right" title="Options exercisable at the end of period">4.85</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: center; padding-bottom: 2.5pt"><span id="xdx_90A_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageRemainingContractualTerm2_dtY_c20210101__20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_zs9GzVyrxHWl" title="Options Exercisable, Weighted Average Remaining Contractual Term">1.86</span> years</td></tr> </table> <p id="xdx_8AC_zVQwfXNGaEZj" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table presents the price distribution of stock options outstanding and exercisable for the years ended June 30, 2021 and December 31, 2020: </p> <table cellpadding="0" cellspacing="0" id="xdx_89D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAndExercisableTableTextBlock_pn3n3_zIE5xZJcJIf7" style="font: 10pt Times New Roman, Times, Serif; background-color: White; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (1) Summary of Significant Accounting Policies (Details - Options outstanding and exercisable)"> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-align: left"><span id="xdx_8B2_zAgVp7nNiXGc" style="display: none">Schedule of stock options outstanding and exercisable</span></td><td style="padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: left"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td> </td> <td style="font-weight: bold; text-align: center"> </td> <td> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td> </td> <td colspan="6" style="font-weight: bold; text-align: center">Number of shares as of</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Number of shares as of</td> <td> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30, 2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">December 31, 2020</td> <td> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-align: right"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Outstanding</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Exercisable</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Outstanding</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Exercisable</td> <td> </td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold; text-align: left">Range of exercise prices:</td><td style="text-align: center; font-weight: bold"> </td> <td style="font-weight: bold; text-align: center"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold"> </td> <td style="font-weight: bold; text-align: center"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td> <td> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 40%; text-align: left">$0.95 - $1.99</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98B_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range1Member_zQEuUHulBLSb" style="width: 11%; text-align: right" title="Number of shares, outstanding">1,390</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_989_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range1Member_z0VL0IFIoKB1" style="width: 11%; text-align: right" title="Number of shares, exercisable">1,390</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_986_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range1Member_zp54Xwn8Hxak" style="width: 11%; text-align: right" title="Number of shares, outstanding">1,904</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%"> </td> <td id="xdx_988_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range1Member_zfgDbY6Pk6md" style="text-align: right; width: 11%" title="Number of shares, exercisable">1,904</td> <td style="width: 1%"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">$2.00 - $2.99</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range2Member_zFI1PqZft2fb" style="text-align: right" title="Number of shares, outstanding">1,570</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range2Member_z8GBBJZE2lH3" style="text-align: right" title="Number of shares, exercisable">528</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range2Member_zVwfPEyrNyZg" style="text-align: right" title="Number of shares, outstanding">1,570</td><td style="text-align: left"> </td><td> </td> <td> </td> <td id="xdx_984_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range2Member_zqcsrcvRGEi" style="text-align: right" title="Number of shares, exercisable">180</td> <td> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">$3.00 - $3.99</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range3Member_zrhf7NKjkTci" style="text-align: right" title="Number of shares, outstanding">4,774</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range3Member_zSvLHG4404Qb" style="text-align: right" title="Number of shares, exercisable">3,469</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range3Member_zoMC68DfHlp7" style="text-align: right" title="Number of shares, outstanding">4,973</td><td style="text-align: left"> </td><td> </td> <td> </td> <td id="xdx_98E_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range3Member_zxACxpJG3esj" style="text-align: right" title="Number of shares, exercisable">3,306</td> <td> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">$4.00 - $4.99</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range4Member_zRusMwnVFB5l" style="text-align: right" title="Number of shares, outstanding">1,510</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range4Member_znyFd91nkN77" style="text-align: right" title="Number of shares, exercisable">1,510</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range4Member_zWzT6mEOTg4c" style="text-align: right" title="Number of shares, outstanding">1,540</td><td style="text-align: left"> </td><td> </td> <td> </td> <td id="xdx_98E_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range4Member_zJIT8EkppAg9" style="text-align: right" title="Number of shares, exercisable">1,217</td> <td> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">$5.00 - $5.99</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_d0_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range5Member_zpbuJmx6Vgbl" style="text-align: right" title="Number of shares, outstanding">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3d_d0_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range5Member_z5beYdKhffZ2" style="text-align: right" title="Number of shares, exercisable">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_d0_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range5Member_zstonHI1EbYe" style="text-align: right" title="Number of shares, outstanding">–</td><td style="text-align: left"> </td><td> </td> <td> </td> <td id="xdx_987_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_d0_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range5Member_z9hJz0XEW41l" style="text-align: right" title="Number of shares, exercisable">-</td> <td> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">$6.00 - $6.99</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range6Member_zAj1EmuL5Vhl" style="text-align: right" title="Number of shares, outstanding">4,685</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range6Member_zTghERoYjZAh" style="text-align: right" title="Number of shares, exercisable">4,685</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range6Member_z1Cxx8Hfs9Td" style="text-align: right" title="Number of shares, outstanding">4,770</td><td style="text-align: left"> </td><td> </td> <td> </td> <td id="xdx_983_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range6Member_zCBEusaEjNP2" style="text-align: right" title="Number of shares, exercisable">4,770</td> <td> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="padding-bottom: 1pt; text-align: left">$7.00 - $7.99</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range7Member_zD61Qyq24O0c" style="border-bottom: Black 1pt solid; text-align: right" title="Number of shares, outstanding">1,190</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range7Member_ztyZjxTC72za" style="border-bottom: Black 1pt solid; text-align: right" title="Number of shares, exercisable">1,190</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range7Member_zCpzXn8WRIN9" style="border-bottom: Black 1pt solid; text-align: right" title="Number of shares, outstanding">1,220</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td> </td> <td id="xdx_986_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range7Member_zAP6qjLUPX78" style="border-bottom: Black 1pt solid; text-align: right" title="Number of shares, exercisable">1,220</td> <td> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: right"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td> <td> </td> <td> </td> <td> </td> <td> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="padding-bottom: 2.5pt; text-align: left">Total shares</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td id="xdx_982_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20210630_zPAt2djeGQi4" style="border-bottom: Black 2.5pt double; text-align: right" title="Number of shares, outstanding">15,119</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td id="xdx_98D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20210630_zfrg7O9096ub" style="border-bottom: Black 2.5pt double; text-align: right" title="Number of shares, exercisable">12,772</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td id="xdx_98C_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20201231_z5QX0Fj5Lsq9" style="border-bottom: Black 2.5pt double; text-align: right" title="Number of shares, outstanding">15,977</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td> </td> <td id="xdx_982_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20201231_zb91aQxrljWg" style="border-bottom: Black 2.5pt double; text-align: right" title="Number of shares, exercisable">12,597</td> <td> </td></tr> </table> <p id="xdx_8AA_zyIXKH2edpyf" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">  </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">At June 30, 2021 the aggregate intrinsic value of options outstanding and exercisable was $<span id="xdx_90D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_iI_pn3n3_dm_c20210630_z4keXuhEG9Oe" title="Intrinsic value options outstanding">12.3</span> million and $<span id="xdx_90A_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_iI_pn3n3_dm_c20210630_zFmdm2bLNFxb" title="Intrinsic value of options exercisable">8.9</span> million, respectively. There were <span id="xdx_904_eus-gaap--StockIssuedDuringPeriodSharesStockOptionsExercised_pip0_c20210101__20210630_zloN2eUpZPi6" title="Options exercised">676,000</span> options exercised for the six months ended June 30, 2021 compared to <span id="xdx_901_eus-gaap--StockIssuedDuringPeriodSharesStockOptionsExercised_pip0_c20200101__20200630_zhnil3lgpNx9" title="Options exercised">256,600</span> for the comparable period in 2020. The total intrinsic value of options exercised was $<span id="xdx_90B_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_pn3n3_dm_c20210101__20210630_zXWOUrPd9b5f" title="Intrinsic value of options exercised">1.9 </span>million and $<span id="xdx_900_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_pn3p0_c20200101__20200630_zQG5CcVe9Mw7" title="Intrinsic value of options exercised">285,000</span> for the six-month periods ended June 30, 2021 and 2020. There were <span id="xdx_90F_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_iI_pip0_c20210630_zWnN6TY673Gl" title="Shares available for grant">453,000</span> shares available for future stock option grants under existing plans as of June 30, 2021.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p id="xdx_848_eus-gaap--StockholdersEquityPolicyTextBlock_z9Mj4yg7rICc" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b><span id="xdx_865_zQ1B4H8H1cd">Purchases of Company Stock</span></b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The table below describes the purchase of our common stock for the six-month ended June 30, 2021 and 2020: </p> <table cellpadding="0" cellspacing="0" id="xdx_890_eus-gaap--ScheduleOfTreasuryStockByClassTextBlock_pn3n3_zIJqVqDtjpVa" style="font: 10pt Times New Roman, Times, Serif; background-color: White; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (1) Summary of Significant Accounting Policies (Details - Stock purchases)"> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt"><span id="xdx_8B0_zrG4CBgYOtPk" style="display: none">Schedule of purchases of company stock</span></td><td style="padding-bottom: 1pt"> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="14" style="font-weight: bold; text-align: center">Six Months Ended</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30, 2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30, 2020</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Shares</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Avg. Price</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Shares</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Avg. Price</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 40%; text-align: left">Open market purchases</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98A_eus-gaap--StockRepurchasedDuringPeriodShares_c20210101__20210630__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember__us-gaap--ShareRepurchaseProgramAxis__custom--OpenMarketPurchasesMember_pdd" style="width: 11%; text-align: right" title="Total stock purchases, shares">301,088</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_983_eus-gaap--TreasuryStockAcquiredAverageCostPerShare_c20210101__20210630__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember__us-gaap--ShareRepurchaseProgramAxis__custom--OpenMarketPurchasesMember_pdd" style="width: 11%; text-align: right" title="Total stock purchases, average price per share">4.18</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_988_eus-gaap--StockRepurchasedDuringPeriodShares_c20200101__20200630__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember__us-gaap--ShareRepurchaseProgramAxis__custom--OpenMarketPurchasesMember_pdd" style="width: 11%; text-align: right" title="Total stock purchases, shares">25,113</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_981_eus-gaap--TreasuryStockAcquiredAverageCostPerShare_c20200101__20200630__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember__us-gaap--ShareRepurchaseProgramAxis__custom--OpenMarketPurchasesMember_pdd" style="width: 11%; text-align: right" title="Total stock purchases, average price per share">2.85</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Shares redeemed upon net exercise of stock options</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--StockRepurchasedDuringPeriodShares_c20210101__20210630__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember__us-gaap--ShareRepurchaseProgramAxis__custom--SharesRedeemedMember_pdd" style="border-bottom: Black 1pt solid; text-align: right" title="Total stock purchases, shares">56,983</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--TreasuryStockAcquiredAverageCostPerShare_c20210101__20210630__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember__us-gaap--ShareRepurchaseProgramAxis__custom--SharesRedeemedMember_pdd" style="border-bottom: Black 1pt solid; text-align: right" title="Total stock purchases, average price per share">4.47</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--StockRepurchasedDuringPeriodShares_c20200101__20200630__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember__us-gaap--ShareRepurchaseProgramAxis__custom--SharesRedeemedMember_pdd" style="border-bottom: Black 1pt solid; text-align: right" title="Total stock purchases, shares">46,909</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--TreasuryStockAcquiredAverageCostPerShare_c20200101__20200630__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember__us-gaap--ShareRepurchaseProgramAxis__custom--SharesRedeemedMember_pdd" style="border-bottom: Black 1pt solid; text-align: right" title="Total stock purchases, average price per share">2.86</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left; padding-bottom: 2.5pt">Total stock purchases</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td id="xdx_988_eus-gaap--StockRepurchasedDuringPeriodShares_c20210101__20210630__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember_pdd" style="border-bottom: Black 2.5pt double; text-align: right" title="Total stock purchases, shares">358,071</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98A_eus-gaap--TreasuryStockAcquiredAverageCostPerShare_c20210101__20210630__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember_pdd" style="border-bottom: Black 2.5pt double; text-align: right" title="Total stock purchases, average price per share">4.42</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td id="xdx_987_eus-gaap--StockRepurchasedDuringPeriodShares_c20200101__20200630__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember_pdd" style="border-bottom: Black 2.5pt double; text-align: right" title="Total stock purchases, shares">72,022</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_988_eus-gaap--TreasuryStockAcquiredAverageCostPerShare_c20200101__20200630__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember_pdd" style="border-bottom: Black 2.5pt double; text-align: right" title="Total stock purchases, average price per share">2.85</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> <p id="xdx_8A2_zPxSx4EIDzid" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p id="xdx_84E_eus-gaap--PriorPeriodReclassificationAdjustmentDescription_zTwNXfJgGjW" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b><span id="xdx_864_ztbOEEtO3Kv4">Reclassifications</span></b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Some items in the prior year financial statements were reclassified to conform to the current presentation. Reclassifications had no effect on net income or shareholders’ equity.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p id="xdx_84E_ecustom--FinancialCovenantsPolicyTextBlock_zepFdgdpSjb2" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b><span id="xdx_86E_zZlLXogdEEAf">Financial Covenants</span> </b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Certain of our securitization transactions, our warehouse credit facilities and our residual interest financing contain various financial covenants requiring minimum financial ratios and results. Such covenants include maintaining minimum levels of liquidity and net worth and not exceeding maximum leverage levels. As of June 30, 2021, we were in compliance with all such covenants. In addition, certain of our debt agreements other than our term securitizations contain cross-default provisions. Such cross-default provisions would allow the respective creditors to declare a default if an event of default occurred with respect to other indebtedness of ours, but only if such other event of default were to be accompanied by acceleration of such other indebtedness.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p id="xdx_845_ecustom--ProvisionForContingentLiabilitiesPolicyTextBlock_zfvebCCUXpJ9" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><b><span id="xdx_867_zdrAEMHz0PE4">Provision for Contingent Liabilities</span></b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We are routinely involved in various legal proceedings resulting from our consumer finance activities and practices, both continuing and discontinued. Our legal counsel has advised us on such matters where, based on information available at the time of this report, there is an indication that it is both probable that a liability has been incurred and the amount of the loss can be reasonably determined.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p id="xdx_841_ecustom--CoronavirusPandemicPolicyTextBlock_zifc7YRVa4Fa" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><b><span id="xdx_864_zK1L9rx4zag9">Coronavirus Pandemic</span></b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In December 2019, a new strain of coronavirus (the “COVID-19 virus”) originated in Wuhan, China. Since its discovery, the COVID-19 virus has spread throughout the world, and the outbreak has been declared to be a pandemic by the World Health Organization. We refer from time to time in this report to the outbreak and spread of the COVID-19 virus as “the pandemic.”</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We measure our portfolio of finance receivables carried at fair value with consideration for unobservable inputs that reflect our own assumptions about the factors that market participants use in pricing similar receivables and are based on the best information available in the circumstances. They include such inputs as estimates for the magnitude and timing of net charge-offs and the rate of amortization of the portfolio. The pandemic and the adverse effect it may have on the U.S. economy and our obligors may cause us to consider significant changes in any of those inputs, which in turn may have a significant effect on our fair value measurement.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p id="xdx_84C_eus-gaap--BusinessDescriptionAndAccountingPoliciesTextBlock_zDNW0Z08liic" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b><span id="xdx_860_z5OIqOC53Ihi">Description of Business</span> </b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We were formed in California on March 8, 1991. We specialize in purchasing and servicing retail automobile installment sale contracts (“automobile contracts” or “finance receivables”) originated by licensed motor vehicle dealers located throughout the United States (“dealers”) in the sale of new and used automobiles, light trucks and passenger vans. Through our purchases, we provide indirect financing to dealer customers for borrowers with limited credit histories or past credit problems (“sub-prime customers”). We serve as an alternative source of financing for dealers, allowing sales to customers who otherwise might not be able to obtain financing. In addition to purchasing installment purchase contracts directly from dealers, we have also (i) lent money directly to consumers for loans secured by vehicles, (ii) purchased immaterial amounts of vehicle purchase money loans from non-affiliated lenders, and (iii) acquired installment purchase contracts in four merger and acquisition transactions. In this report, we refer to all of such contracts and loans as "automobile contracts."</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p id="xdx_84E_eus-gaap--BasisOfAccountingPolicyPolicyTextBlock_zfbLGfMNosR3" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b><span id="xdx_865_zi7jPhRynZe2">Basis of Presentation</span></b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Our Unaudited Condensed Consolidated Financial Statements have been prepared in conformity with accounting principles generally accepted in the United States of America, with the instructions to Form 10-Q and with Article 10 of Regulation S-X of the Securities and Exchange Commission, and include all adjustments that are, in management’s opinion, necessary for a fair presentation of the results for the interim periods presented. All such adjustments are, in the opinion of management, of a normal recurring nature. Results for the six-month period ended June 30, 2021 are not necessarily indicative of the operating results to be expected for the full year.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Certain information and footnote disclosures normally included in financial statements prepared in accordance with accounting principles generally accepted in the United States of America have been condensed or omitted from these Unaudited Condensed Consolidated Financial Statements. These Unaudited Condensed Consolidated Financial Statements should be read in conjunction with the Consolidated Financial Statements and Notes to Consolidated Financial Statements included in our Annual Report on Form 10-K for the year ended December 31, 2020.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p id="xdx_843_eus-gaap--UseOfEstimates_zqefdWiwoto4" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b><span id="xdx_869_zCMnrmASkqO6">Use of Estimates</span></b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires us to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the financial statements, as well as the reported amounts of income and expenses during the reported periods.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"> </p> <p id="xdx_844_ecustom--FinanceReceivablesMeasuredAtFairValuePolicyTextBlock_z7t0suXN4sA6" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><b><span id="xdx_86F_zvRm9l8X7Wvf">Finance Receivables Measured at Fair Value</span></b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Effective January 1, 2018, we adopted the fair value method of accounting for finance receivables acquired on or after that date. For each finance receivable acquired after 2017, we consider the price paid on the purchase date as the fair value for such receivable.  We estimate the cash to be received in the future with respect to such receivables, based on our experience with similar receivables acquired in the past.  We then compute the internal rate of return that results in the present value of those estimated cash receipts being equal to the purchase date fair value. Thereafter, we recognize interest income on such receivables on a level yield basis using that internal rate of return as the applicable interest rate. Cash received with respect to such receivables is applied first against such interest income, and then to reduce the recorded value of the receivables.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We re-evaluate the fair value of such receivables at the close of each measurement period. If the reevaluation were to yield a value materially different from the recorded value, an adjustment would be required. There are no adjustments to the carrying value of the portion of the receivables portfolio accounted for at fair value in the second quarter of 2021. Results for the second quarter of 2020 include a $9.5 million mark down. Mark downs of $4.4 million and $19.9 million were included in the results for the six months ending June 30, 2021 and 2020, respectively. The mark down is an estimate based on our evaluation of the appropriate fair value and future earnings rate of existing receivables compared to recently acquired receivables and our assessment of potential additional future net losses. Mark downs are reflected as a reduction in revenue.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Anticipated credit losses are included in our estimation of cash to be received with respect to receivables.  Because such credit losses are included in our computation of the appropriate level yield, we do not thereafter make periodic provision for credit losses, as our best estimate of the lifetime aggregate of credit losses is included in that initial computation. Also, because we include anticipated credit losses in our computation of the level yield, the computed level yield is materially lower than the average contractual rate applicable to the receivables. Because our initial recorded value is fixed as the price we pay for the receivable, rather than as the contractual principal balance, we do not record acquisition fees as an amortizing asset related to the receivables, nor do we capitalize costs of acquiring the receivables. Rather we recognize the costs of acquisition as expenses in the period incurred.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p id="xdx_844_ecustom--OtherIncomePolicyTextBlock_zWY1x8ipjxW7" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><b><span id="xdx_86D_zgSx0UZFljD2">Other Income</span></b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The following table presents the primary components of Other Income for the three-month and six-month periods ending June 30, 2021 and 2020:</p> <table cellpadding="0" cellspacing="0" id="xdx_891_ecustom--OtherIncomeTableTextBlock_pn3n3_zpLZeXP0JEhf" style="font: 10pt Times New Roman, Times, Serif; background-color: White; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (1) Summary of Significant Accounting Policies (Details - Other income)"> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"><span id="xdx_8BE_zaDoPlCnFebl" style="display: none">Schedule of other income</span></td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: left"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Three Months Ended</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Six Months Ended</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: left"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold"> </td> <td style="font-weight: bold; text-align: center"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 40%; text-align: left">Direct mail revenues</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98B_eus-gaap--OtherOperatingIncome_c20210401__20210630__us-gaap--IncomeStatementLocationAxis__custom--DirectMailRevenuesMember_pn3n3" style="width: 11%; text-align: right" title="Other income for the period">890</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_989_eus-gaap--OtherOperatingIncome_c20200401__20200630__us-gaap--IncomeStatementLocationAxis__custom--DirectMailRevenuesMember_pn3n3" style="width: 11%; text-align: right" title="Other income for the period">501</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_988_eus-gaap--OtherOperatingIncome_c20210101__20210630__us-gaap--IncomeStatementLocationAxis__custom--DirectMailRevenuesMember_pn3n3" style="width: 11%; text-align: right" title="Other income for the period">1,869</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98E_eus-gaap--OtherOperatingIncome_c20200101__20200630__us-gaap--IncomeStatementLocationAxis__custom--DirectMailRevenuesMember_pn3n3" style="width: 11%; text-align: right" title="Other income for the period">1,684</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Convenience fee revenue</td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--OtherOperatingIncome_c20210401__20210630__us-gaap--IncomeStatementLocationAxis__custom--ConvenienceFeeMember_pn3n3" style="text-align: right" title="Other income for the period">180</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--OtherOperatingIncome_c20200401__20200630__us-gaap--IncomeStatementLocationAxis__custom--ConvenienceFeeMember_pn3n3" style="text-align: right" title="Other income for the period">530</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--OtherOperatingIncome_c20210101__20210630__us-gaap--IncomeStatementLocationAxis__custom--ConvenienceFeeMember_pn3n3" style="text-align: right" title="Other income for the period">420</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--OtherOperatingIncome_c20200101__20200630__us-gaap--IncomeStatementLocationAxis__custom--ConvenienceFeeMember_pn3n3" style="text-align: right" title="Other income for the period">1,060</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Recoveries on previously charged-off contracts</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--OtherOperatingIncome_c20210401__20210630__us-gaap--IncomeStatementLocationAxis__custom--RecoveriesMember_pn3n3" style="text-align: right" title="Other income for the period">45</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--OtherOperatingIncome_c20200401__20200630__us-gaap--IncomeStatementLocationAxis__custom--RecoveriesMember_pn3n3" style="text-align: right" title="Other income for the period">50</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--OtherOperatingIncome_c20210101__20210630__us-gaap--IncomeStatementLocationAxis__custom--RecoveriesMember_pn3n3" style="text-align: right" title="Other income for the period">60</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--OtherOperatingIncome_c20200101__20200630__us-gaap--IncomeStatementLocationAxis__custom--RecoveriesMember_pn3n3" style="text-align: right" title="Other income for the period">75</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Sales tax refunds</td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--OtherOperatingIncome_c20210401__20210630__us-gaap--IncomeStatementLocationAxis__custom--SalesTaxRefundsMember_pn3n3" style="text-align: right" title="Other income for the period">118</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--OtherOperatingIncome_c20200401__20200630__us-gaap--IncomeStatementLocationAxis__custom--SalesTaxRefundsMember_pn3n3" style="text-align: right" title="Other income for the period">208</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--OtherOperatingIncome_c20210101__20210630__us-gaap--IncomeStatementLocationAxis__custom--SalesTaxRefundsMember_pn3n3" style="text-align: right" title="Other income for the period">289</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--OtherOperatingIncome_c20200101__20200630__us-gaap--IncomeStatementLocationAxis__custom--SalesTaxRefundsMember_pn3n3" style="text-align: right" title="Other income for the period">409</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="padding-bottom: 1pt">Other</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--OtherOperatingIncome_c20210401__20210630__us-gaap--IncomeStatementLocationAxis__us-gaap--OtherIncomeMember_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Other income for the period">96</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--OtherOperatingIncome_pn3n3_d0_c20200401__20200630__us-gaap--IncomeStatementLocationAxis__us-gaap--OtherIncomeMember_zrDPx7efQW82" style="border-bottom: Black 1pt solid; text-align: right" title="Other income for the period">–</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--OtherOperatingIncome_c20210101__20210630__us-gaap--IncomeStatementLocationAxis__us-gaap--OtherIncomeMember_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Other income for the period">127</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--OtherOperatingIncome_c20200101__20200630__us-gaap--IncomeStatementLocationAxis__us-gaap--OtherIncomeMember_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Other income for the period">41</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt">Other income for the period</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_988_eus-gaap--OtherOperatingIncome_c20210401__20210630_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Other income for the period">1,329</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98E_eus-gaap--OtherOperatingIncome_c20200401__20200630_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Other income for the period">1,289</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98F_eus-gaap--OtherOperatingIncome_c20210101__20210630_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Other income for the period">2,765</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98D_eus-gaap--OtherOperatingIncome_c20200101__20200630_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Other income for the period">3,269</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> <p id="xdx_8AD_zWiydDHxAK47" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p> <table cellpadding="0" cellspacing="0" id="xdx_891_ecustom--OtherIncomeTableTextBlock_pn3n3_zpLZeXP0JEhf" style="font: 10pt Times New Roman, Times, Serif; background-color: White; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (1) Summary of Significant Accounting Policies (Details - Other income)"> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"><span id="xdx_8BE_zaDoPlCnFebl" style="display: none">Schedule of other income</span></td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: left"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Three Months Ended</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Six Months Ended</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: left"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold"> </td> <td style="font-weight: bold; text-align: center"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 40%; text-align: left">Direct mail revenues</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98B_eus-gaap--OtherOperatingIncome_c20210401__20210630__us-gaap--IncomeStatementLocationAxis__custom--DirectMailRevenuesMember_pn3n3" style="width: 11%; text-align: right" title="Other income for the period">890</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_989_eus-gaap--OtherOperatingIncome_c20200401__20200630__us-gaap--IncomeStatementLocationAxis__custom--DirectMailRevenuesMember_pn3n3" style="width: 11%; text-align: right" title="Other income for the period">501</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_988_eus-gaap--OtherOperatingIncome_c20210101__20210630__us-gaap--IncomeStatementLocationAxis__custom--DirectMailRevenuesMember_pn3n3" style="width: 11%; text-align: right" title="Other income for the period">1,869</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98E_eus-gaap--OtherOperatingIncome_c20200101__20200630__us-gaap--IncomeStatementLocationAxis__custom--DirectMailRevenuesMember_pn3n3" style="width: 11%; text-align: right" title="Other income for the period">1,684</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Convenience fee revenue</td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--OtherOperatingIncome_c20210401__20210630__us-gaap--IncomeStatementLocationAxis__custom--ConvenienceFeeMember_pn3n3" style="text-align: right" title="Other income for the period">180</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--OtherOperatingIncome_c20200401__20200630__us-gaap--IncomeStatementLocationAxis__custom--ConvenienceFeeMember_pn3n3" style="text-align: right" title="Other income for the period">530</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--OtherOperatingIncome_c20210101__20210630__us-gaap--IncomeStatementLocationAxis__custom--ConvenienceFeeMember_pn3n3" style="text-align: right" title="Other income for the period">420</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--OtherOperatingIncome_c20200101__20200630__us-gaap--IncomeStatementLocationAxis__custom--ConvenienceFeeMember_pn3n3" style="text-align: right" title="Other income for the period">1,060</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Recoveries on previously charged-off contracts</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--OtherOperatingIncome_c20210401__20210630__us-gaap--IncomeStatementLocationAxis__custom--RecoveriesMember_pn3n3" style="text-align: right" title="Other income for the period">45</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--OtherOperatingIncome_c20200401__20200630__us-gaap--IncomeStatementLocationAxis__custom--RecoveriesMember_pn3n3" style="text-align: right" title="Other income for the period">50</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--OtherOperatingIncome_c20210101__20210630__us-gaap--IncomeStatementLocationAxis__custom--RecoveriesMember_pn3n3" style="text-align: right" title="Other income for the period">60</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--OtherOperatingIncome_c20200101__20200630__us-gaap--IncomeStatementLocationAxis__custom--RecoveriesMember_pn3n3" style="text-align: right" title="Other income for the period">75</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Sales tax refunds</td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--OtherOperatingIncome_c20210401__20210630__us-gaap--IncomeStatementLocationAxis__custom--SalesTaxRefundsMember_pn3n3" style="text-align: right" title="Other income for the period">118</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--OtherOperatingIncome_c20200401__20200630__us-gaap--IncomeStatementLocationAxis__custom--SalesTaxRefundsMember_pn3n3" style="text-align: right" title="Other income for the period">208</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--OtherOperatingIncome_c20210101__20210630__us-gaap--IncomeStatementLocationAxis__custom--SalesTaxRefundsMember_pn3n3" style="text-align: right" title="Other income for the period">289</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--OtherOperatingIncome_c20200101__20200630__us-gaap--IncomeStatementLocationAxis__custom--SalesTaxRefundsMember_pn3n3" style="text-align: right" title="Other income for the period">409</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="padding-bottom: 1pt">Other</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--OtherOperatingIncome_c20210401__20210630__us-gaap--IncomeStatementLocationAxis__us-gaap--OtherIncomeMember_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Other income for the period">96</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--OtherOperatingIncome_pn3n3_d0_c20200401__20200630__us-gaap--IncomeStatementLocationAxis__us-gaap--OtherIncomeMember_zrDPx7efQW82" style="border-bottom: Black 1pt solid; text-align: right" title="Other income for the period">–</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--OtherOperatingIncome_c20210101__20210630__us-gaap--IncomeStatementLocationAxis__us-gaap--OtherIncomeMember_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Other income for the period">127</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--OtherOperatingIncome_c20200101__20200630__us-gaap--IncomeStatementLocationAxis__us-gaap--OtherIncomeMember_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Other income for the period">41</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt">Other income for the period</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_988_eus-gaap--OtherOperatingIncome_c20210401__20210630_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Other income for the period">1,329</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98E_eus-gaap--OtherOperatingIncome_c20200401__20200630_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Other income for the period">1,289</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98F_eus-gaap--OtherOperatingIncome_c20210101__20210630_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Other income for the period">2,765</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98D_eus-gaap--OtherOperatingIncome_c20200101__20200630_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Other income for the period">3,269</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> 890000 501000 1869000 1684000 180000 530000 420000 1060000 45000 50000 60000 75000 118000 208000 289000 409000 96000 0 127000 41000 1329000 1289000 2765000 3269000 <p id="xdx_847_eus-gaap--LesseeLeasesPolicyTextBlock_zHpNVQIbHIn4" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b><span id="xdx_869_zdDb7epwBE8h">Leases</span></b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company has operating leases for corporate offices, equipment, software and hardware. The Company has entered into operating leases for the majority of its real estate locations, primarily office space. These leases are generally for periods of three to seven years with various renewal options. The depreciable life of leased assets is limited by the expected lease term. Leases with an initial term of 12 months or less are not recorded on the balance sheet and the related lease expense is recognized on a straight-line basis over the lease term.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The following table presents the supplemental balance sheet information related to leases:</p> <table cellpadding="0" cellspacing="0" id="xdx_89C_ecustom--SupplementalBalanceSheetInformationRelatedToLeasesTableTextBlock_pn3n3_z0mpDoemI775" style="font: 10pt Times New Roman, Times, Serif; background-color: White; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (1) Summary of Significant Accounting Policies (Details - Supplemental balance sheet information related to leases)"> <tr style="vertical-align: bottom"> <td><span id="xdx_8B4_zzkoClawzsR1" style="display: none">Supplemental balance sheet information related to leases</span></td><td> </td> <td colspan="2" id="xdx_49C_20210630_zbblcw4viCr" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" id="xdx_492_20201231_zOD3Lz7YcyKg" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td> </td> <td colspan="2" style="font-weight: bold; text-align: center">June 30,</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">December 31,</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: left"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold; text-align: left"> </td></tr> <tr id="xdx_40E_eus-gaap--LeasesOperatingAbstract_iB" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="font-weight: bold; text-align: left">Operating Leases</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_401_ecustom--OperatingLeaseRightOfUseAssetGross_i01I_pn3n3" style="vertical-align: bottom; background-color: White"> <td style="width: 62%; text-align: left">Operating lease right-of-use assets</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 15%; text-align: right">23,850</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 15%; text-align: right">23,735</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_401_ecustom--AccumulatedAmortizationRightofuseAssets_i01NI_pn3n3" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left; padding-bottom: 1pt">Less: Accumulated amortization right-of-use assets</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(15,668</td><td style="padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(12,792</td><td style="padding-bottom: 1pt; text-align: left">)</td></tr> <tr id="xdx_407_eus-gaap--OperatingLeaseRightOfUseAsset_i01I_pn3n3_zpgYfIBDFpF2" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt">Operating lease right-of-use assets, net</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">8,182</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">10,943</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_406_eus-gaap--OperatingLeaseLiability_i01NI_pn3n3_di_zWRBCsqmfRc6" style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Operating lease liabilities</td><td> </td> <td style="text-align: left">$</td><td style="text-align: right">(9,143</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left">$</td><td style="text-align: right">(12,096</td><td style="text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_40B_ecustom--FinanceLeasesAbstract_iB" style="vertical-align: bottom; background-color: White"> <td style="font-weight: bold; text-align: left">Finance Leases</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_403_ecustom--FinanceLeaseRightOfUseAssetAtCost_i01I_pn3n3" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Property and equipment, at cost</td><td> </td> <td style="text-align: left">$</td><td style="text-align: right">3,407</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td style="text-align: right">3,407</td><td style="text-align: left"> </td></tr> <tr id="xdx_40D_ecustom--FinanceLeaseRightOfUseAssetAccumulatedDepreciation_i01NI_pn3n3" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Less: Accumulated depreciation</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(1,788</td><td style="padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(1,226</td><td style="padding-bottom: 1pt; text-align: left">)</td></tr> <tr id="xdx_40E_eus-gaap--FinanceLeaseRightOfUseAsset_i01I_pn3n3_z1TOPph2qwA9" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left; padding-bottom: 2.5pt">Property and equipment, net</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,619</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">2,181</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_401_eus-gaap--FinanceLeaseLiability_iNI_pn3n3_di_zJ27INj2v3X6" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Finance lease liabilities</td><td> </td> <td style="text-align: left">$</td><td style="text-align: right">(1,691</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left">$</td><td style="text-align: right">(2,243</td><td style="text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="font-weight: bold">Weighted Average Discount Rate</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_408_eus-gaap--OperatingLeaseWeightedAverageDiscountRatePercent_iI_pid_dp_zHlMM5oJFVIg" style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Operating lease</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">5.0%</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">5.0%</td><td style="text-align: left"> </td></tr> <tr id="xdx_400_eus-gaap--FinanceLeaseWeightedAverageDiscountRatePercent_iI_pid_dp_zrb7fx1MCMGd" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Finance lease</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">6.5%</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">6.5%</td><td style="text-align: left"> </td></tr> </table> <p id="xdx_8AF_z5eRfWPFnWpf" style="margin: 0"> </p> <p style="margin: 0"> </p> <table cellpadding="0" cellspacing="0" id="xdx_894_eus-gaap--LesseeOperatingLeaseLiabilityMaturityTableTextBlock_pn3n3_zax7Daggg8mg" style="font: 10pt Times New Roman, Times, Serif; background-color: White; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (1) Summary of Significant Accounting Policies (Details - Maturities of lease liabilities)"> <tr style="vertical-align: bottom"> <td style="font-weight: bold; text-align: left"><span id="xdx_8B8_z8i66ZJUzAv6" style="display: none">Maturities of leases</span></td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold; text-align: left; width: 62%">Maturities of lease liabilities were as follows:</td><td style="width: 2%"> </td> <td style="text-align: left; width: 1%"> </td><td style="text-align: right; width: 15%"> </td><td style="text-align: left; width: 1%"> </td><td style="width: 2%"> </td> <td style="text-align: left; width: 1%"> </td><td style="text-align: right; width: 15%"> </td><td style="text-align: left; width: 1%"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-align: left">(In thousands)</td><td> </td> <td style="font-weight: bold; text-align: left"> </td><td style="font-weight: bold; text-align: center">Operating</td><td style="font-weight: bold; text-align: left"> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: left"> </td><td style="font-weight: bold; text-align: center">Finance</td><td style="font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt">Year Ending December 31,</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Lease</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: left"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Lease</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">2021 (excluding the six months ended June 30, 2021)</td><td> </td> <td style="text-align: left">$</td><td id="xdx_988_eus-gaap--OperatingLeasesFutureMinimumPaymentsDueCurrent_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--OperatingLeaseMember_zH2ptyUAm9Gl" style="text-align: right" title="2021 (excluding the six months ended June 30, 2021)">3,659</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_98A_eus-gaap--FinanceLeaseLiabilityPaymentsDueNextTwelveMonths_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--FinanceLeaseMember_z9AR5LkfX9I2" style="text-align: right" title="2021 (excluding the six months ended June 30, 2021)">613</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td>2022</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--OperatingLeasesFutureMinimumPaymentsDueInTwoYears_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--OperatingLeaseMember_zlnUyBbNb7kc" style="text-align: right" title="2022">6,092</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinanceLeaseLiabilityPaymentsDueYearTwo_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--FinanceLeaseMember_zrPEfjUh2UYc" style="text-align: right" title="2022">1,050</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td>2023</td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--OperatingLeasesFutureMinimumPaymentsDueInThreeYears_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--OperatingLeaseMember_zAKKBmEgebmi" style="text-align: right" title="2023">1,423</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinanceLeaseLiabilityPaymentsDueYearThree_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--FinanceLeaseMember_z89aIsz8WB55" style="text-align: right" title="2023">84</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td>2024</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--OperatingLeasesFutureMinimumPaymentsDueInFourYears_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--OperatingLeaseMember_zO4fdLUK8Wb9" style="text-align: right" title="2024">445</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinanceLeaseLiabilityPaymentsDueYearFour_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--FinanceLeaseMember_zWxjN70lHpZ2" style="text-align: right" title="2024">26</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td>2025</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--OperatingLeasesFutureMinimumPaymentsDueInFiveYears_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--OperatingLeaseMember_zmDlQCczF4L7" style="text-align: right" title="2025">308</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinanceLeaseLiabilityPaymentsDueYearFive_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--FinanceLeaseMember_z4TbFSyvfcwh" style="text-align: right" title="2025">9</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt">Thereafter</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--OperatingLeasesFutureMinimumPaymentsDueThereafter_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--OperatingLeaseMember_zFcPq1id4X17" style="border-bottom: Black 1pt solid; text-align: right" title="Thereafter">3</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--FinanceLeaseLiabilityPaymentsDueAfterYearFive_iI_pn3n3_d0_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--FinanceLeaseMember_zuSThIHitpH" style="border-bottom: Black 1pt solid; text-align: right" title="Thereafter">–</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Total undiscounted lease payments</td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--OperatingLeasesFutureMinimumPaymentsDue_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--OperatingLeaseMember_zHIq56LetOh5" style="text-align: right" title="Total undiscounted lease payments">11,930</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinanceLeaseLiabilityPaymentsDue_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--FinanceLeaseMember_zl7pEVsHCyS1" style="text-align: right" title="Total undiscounted lease payments">1,782</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Less amounts representing interest</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_ecustom--OperatingLeasesFutureMinimumPaymentsDueInterest_iNI_pn3n3_di_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--OperatingLeaseMember_zBvstpF5VY3b" style="border-bottom: Black 1pt solid; text-align: right" title="Less amounts representing interest">(2,787</td><td style="padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_iNI_pn3n3_di_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--FinanceLeaseMember_zbF5ecihjjv4" style="border-bottom: Black 1pt solid; text-align: right" title="Less amounts representing interest">(91</td><td style="padding-bottom: 1pt; text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left; padding-bottom: 2.5pt">Lease Liability</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_986_eus-gaap--OperatingLeaseLiability_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--OperatingLeaseMember_zE3Q2svWiQpb" style="border-bottom: Black 2.5pt double; text-align: right" title="Lease Liability">9,143</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_980_eus-gaap--FinanceLeaseLiability_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--FinanceLeaseMember_zWLhY46vaPA4" style="border-bottom: Black 2.5pt double; text-align: right" title="Lease Liability">1,691</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> <p id="xdx_8AF_zZDYrD78qm73" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The following table presents the lease expense included in General and administrative and Occupancy expense on our Unaudited Condensed Consolidated Statement of Operations:</p> <table cellpadding="0" cellspacing="0" id="xdx_89F_eus-gaap--LeaseCostTableTextBlock_pn3n3_zKXgMwm56yed" style="font: 10pt Times New Roman, Times, Serif; background-color: White; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (1) Summary of Significant Accounting Policies (Details - Lease cost)"> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"><span id="xdx_8BB_zCBzhBAevcJc" style="display: none">Lease information</span></td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td id="xdx_49B_20210401__20210630_ztQ0z5OJGht8" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td id="xdx_49C_20200401__20200630_zd15v26sCxl9" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td id="xdx_490_20210101__20210630_zY1Iv9YYiwH3" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td id="xdx_493_20200101__20200630_zKAFHoPbwwIf" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Three Months Ended</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Six Months Ended</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: left"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold"> </td> <td style="font-weight: bold; text-align: center"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold; text-align: left"> </td></tr> <tr id="xdx_40A_eus-gaap--OperatingLeaseCost_maLCzFzS_zd2vcURIyQe" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 40%; text-align: left">Operating lease cost</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 11%; text-align: right">1,793</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 11%; text-align: right">1,885</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 11%; text-align: right">3,630</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 11%; text-align: right">3,769</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_405_ecustom--FinanceLeaseCost_maLCzFzS_z42jI90Hwg49" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Finance lease cost</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">308</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">293</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">616</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">572</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr id="xdx_40B_eus-gaap--LeaseCost_iT_pn3n3_mtLCzFzS_zfc6IExcDKn5" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left; padding-bottom: 2.5pt">Total lease cost</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">2,101</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">2,178</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">4,246</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">4,341</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> <p id="xdx_8A0_zCg2xZ0RiLHf" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table presents the supplemental cash flow information related to leases: </p> <table cellpadding="0" cellspacing="0" id="xdx_89E_eus-gaap--ScheduleOfCashFlowSupplementalDisclosuresTableTextBlock_pn3n3_zceE4KooYn9a" style="font: 10pt Times New Roman, Times, Serif; background-color: White; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (1) Summary of Significant Accounting Policies (Details - Cash flow)"> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"><span id="xdx_8B0_zaJO3T5SUusj" style="display: none">Supplemental cash flow information related to leases</span></td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: left"> </td><td id="xdx_495_20210401__20210630_z61gE0HOmmIe" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td id="xdx_490_20200401__20200630_zqEOY7OBBzI6" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td id="xdx_491_20210101__20210630_zu52XSmDHHwf" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td id="xdx_490_20200101__20200630_zPURwbeYOh1f" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Three Months Ended</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Six Months Ended</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td></tr> <tr id="xdx_405_ecustom--CashPaidForAmountsIncludedInMeasurementOfLeaseLiabilitiesAbstract_iB" style="vertical-align: bottom"> <td style="font-weight: bold; text-align: left"><p style="margin-top: 0; margin-bottom: 0">Cash paid for amounts included in the</p> <p style="margin-top: 0; margin-bottom: 0">measurement of lease liabilities:</p></td><td style="text-align: center; font-weight: bold"> </td> <td style="font-weight: bold; text-align: center"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold"> </td> <td style="font-weight: bold; text-align: center"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold; text-align: center"> </td></tr> <tr id="xdx_40B_eus-gaap--OperatingLeasePayments_i01_pn3n3" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 40%; text-align: left">Operating cash flows from operating leases</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 11%; text-align: right">1,892</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 11%; text-align: right">1,932</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 11%; text-align: right">3,822</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 11%; text-align: right">3,858</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_40A_eus-gaap--FinanceLeasePrincipalPayments_i01_pn3n3" style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Operating cash flows from finance leases</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">278</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">248</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">552</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">481</td><td style="text-align: left"> </td></tr> <tr id="xdx_406_ecustom--FinancingCashFlowsFromFinanceLeases_i01_pn3n3" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Financing cash flows from finance leases</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">30</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">45</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">65</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">91</td><td style="text-align: left"> </td></tr> </table> <p id="xdx_8A7_zT8AMwztbd6" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"/> <table cellpadding="0" cellspacing="0" id="xdx_89C_ecustom--SupplementalBalanceSheetInformationRelatedToLeasesTableTextBlock_pn3n3_z0mpDoemI775" style="font: 10pt Times New Roman, Times, Serif; background-color: White; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (1) Summary of Significant Accounting Policies (Details - Supplemental balance sheet information related to leases)"> <tr style="vertical-align: bottom"> <td><span id="xdx_8B4_zzkoClawzsR1" style="display: none">Supplemental balance sheet information related to leases</span></td><td> </td> <td colspan="2" id="xdx_49C_20210630_zbblcw4viCr" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" id="xdx_492_20201231_zOD3Lz7YcyKg" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td> </td> <td colspan="2" style="font-weight: bold; text-align: center">June 30,</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">December 31,</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: left"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold; text-align: left"> </td></tr> <tr id="xdx_40E_eus-gaap--LeasesOperatingAbstract_iB" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="font-weight: bold; text-align: left">Operating Leases</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_401_ecustom--OperatingLeaseRightOfUseAssetGross_i01I_pn3n3" style="vertical-align: bottom; background-color: White"> <td style="width: 62%; text-align: left">Operating lease right-of-use assets</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 15%; text-align: right">23,850</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 15%; text-align: right">23,735</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_401_ecustom--AccumulatedAmortizationRightofuseAssets_i01NI_pn3n3" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left; padding-bottom: 1pt">Less: Accumulated amortization right-of-use assets</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(15,668</td><td style="padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(12,792</td><td style="padding-bottom: 1pt; text-align: left">)</td></tr> <tr id="xdx_407_eus-gaap--OperatingLeaseRightOfUseAsset_i01I_pn3n3_zpgYfIBDFpF2" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2.5pt">Operating lease right-of-use assets, net</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">8,182</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">10,943</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_406_eus-gaap--OperatingLeaseLiability_i01NI_pn3n3_di_zWRBCsqmfRc6" style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Operating lease liabilities</td><td> </td> <td style="text-align: left">$</td><td style="text-align: right">(9,143</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left">$</td><td style="text-align: right">(12,096</td><td style="text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_40B_ecustom--FinanceLeasesAbstract_iB" style="vertical-align: bottom; background-color: White"> <td style="font-weight: bold; text-align: left">Finance Leases</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_403_ecustom--FinanceLeaseRightOfUseAssetAtCost_i01I_pn3n3" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Property and equipment, at cost</td><td> </td> <td style="text-align: left">$</td><td style="text-align: right">3,407</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td style="text-align: right">3,407</td><td style="text-align: left"> </td></tr> <tr id="xdx_40D_ecustom--FinanceLeaseRightOfUseAssetAccumulatedDepreciation_i01NI_pn3n3" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Less: Accumulated depreciation</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(1,788</td><td style="padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(1,226</td><td style="padding-bottom: 1pt; text-align: left">)</td></tr> <tr id="xdx_40E_eus-gaap--FinanceLeaseRightOfUseAsset_i01I_pn3n3_z1TOPph2qwA9" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left; padding-bottom: 2.5pt">Property and equipment, net</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,619</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">2,181</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_401_eus-gaap--FinanceLeaseLiability_iNI_pn3n3_di_zJ27INj2v3X6" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Finance lease liabilities</td><td> </td> <td style="text-align: left">$</td><td style="text-align: right">(1,691</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left">$</td><td style="text-align: right">(2,243</td><td style="text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="font-weight: bold">Weighted Average Discount Rate</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_408_eus-gaap--OperatingLeaseWeightedAverageDiscountRatePercent_iI_pid_dp_zHlMM5oJFVIg" style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Operating lease</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">5.0%</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">5.0%</td><td style="text-align: left"> </td></tr> <tr id="xdx_400_eus-gaap--FinanceLeaseWeightedAverageDiscountRatePercent_iI_pid_dp_zrb7fx1MCMGd" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Finance lease</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">6.5%</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">6.5%</td><td style="text-align: left"> </td></tr> </table> 23850000 23735000 -15668000 -12792000 8182000 10943000 9143000 12096000 3407000 3407000 -1788000 -1226000 1619000 2181000 1691000 2243000 0.050 0.050 0.065 0.065 <table cellpadding="0" cellspacing="0" id="xdx_894_eus-gaap--LesseeOperatingLeaseLiabilityMaturityTableTextBlock_pn3n3_zax7Daggg8mg" style="font: 10pt Times New Roman, Times, Serif; background-color: White; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (1) Summary of Significant Accounting Policies (Details - Maturities of lease liabilities)"> <tr style="vertical-align: bottom"> <td style="font-weight: bold; text-align: left"><span id="xdx_8B8_z8i66ZJUzAv6" style="display: none">Maturities of leases</span></td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold; text-align: left; width: 62%">Maturities of lease liabilities were as follows:</td><td style="width: 2%"> </td> <td style="text-align: left; width: 1%"> </td><td style="text-align: right; width: 15%"> </td><td style="text-align: left; width: 1%"> </td><td style="width: 2%"> </td> <td style="text-align: left; width: 1%"> </td><td style="text-align: right; width: 15%"> </td><td style="text-align: left; width: 1%"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-align: left">(In thousands)</td><td> </td> <td style="font-weight: bold; text-align: left"> </td><td style="font-weight: bold; text-align: center">Operating</td><td style="font-weight: bold; text-align: left"> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: left"> </td><td style="font-weight: bold; text-align: center">Finance</td><td style="font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt">Year Ending December 31,</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Lease</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: left"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Lease</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">2021 (excluding the six months ended June 30, 2021)</td><td> </td> <td style="text-align: left">$</td><td id="xdx_988_eus-gaap--OperatingLeasesFutureMinimumPaymentsDueCurrent_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--OperatingLeaseMember_zH2ptyUAm9Gl" style="text-align: right" title="2021 (excluding the six months ended June 30, 2021)">3,659</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_98A_eus-gaap--FinanceLeaseLiabilityPaymentsDueNextTwelveMonths_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--FinanceLeaseMember_z9AR5LkfX9I2" style="text-align: right" title="2021 (excluding the six months ended June 30, 2021)">613</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td>2022</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--OperatingLeasesFutureMinimumPaymentsDueInTwoYears_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--OperatingLeaseMember_zlnUyBbNb7kc" style="text-align: right" title="2022">6,092</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinanceLeaseLiabilityPaymentsDueYearTwo_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--FinanceLeaseMember_zrPEfjUh2UYc" style="text-align: right" title="2022">1,050</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td>2023</td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--OperatingLeasesFutureMinimumPaymentsDueInThreeYears_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--OperatingLeaseMember_zAKKBmEgebmi" style="text-align: right" title="2023">1,423</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinanceLeaseLiabilityPaymentsDueYearThree_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--FinanceLeaseMember_z89aIsz8WB55" style="text-align: right" title="2023">84</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td>2024</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--OperatingLeasesFutureMinimumPaymentsDueInFourYears_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--OperatingLeaseMember_zO4fdLUK8Wb9" style="text-align: right" title="2024">445</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinanceLeaseLiabilityPaymentsDueYearFour_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--FinanceLeaseMember_zWxjN70lHpZ2" style="text-align: right" title="2024">26</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td>2025</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--OperatingLeasesFutureMinimumPaymentsDueInFiveYears_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--OperatingLeaseMember_zmDlQCczF4L7" style="text-align: right" title="2025">308</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinanceLeaseLiabilityPaymentsDueYearFive_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--FinanceLeaseMember_z4TbFSyvfcwh" style="text-align: right" title="2025">9</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt">Thereafter</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--OperatingLeasesFutureMinimumPaymentsDueThereafter_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--OperatingLeaseMember_zFcPq1id4X17" style="border-bottom: Black 1pt solid; text-align: right" title="Thereafter">3</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--FinanceLeaseLiabilityPaymentsDueAfterYearFive_iI_pn3n3_d0_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--FinanceLeaseMember_zuSThIHitpH" style="border-bottom: Black 1pt solid; text-align: right" title="Thereafter">–</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Total undiscounted lease payments</td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--OperatingLeasesFutureMinimumPaymentsDue_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--OperatingLeaseMember_zHIq56LetOh5" style="text-align: right" title="Total undiscounted lease payments">11,930</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinanceLeaseLiabilityPaymentsDue_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--FinanceLeaseMember_zl7pEVsHCyS1" style="text-align: right" title="Total undiscounted lease payments">1,782</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Less amounts representing interest</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_ecustom--OperatingLeasesFutureMinimumPaymentsDueInterest_iNI_pn3n3_di_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--OperatingLeaseMember_zBvstpF5VY3b" style="border-bottom: Black 1pt solid; text-align: right" title="Less amounts representing interest">(2,787</td><td style="padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_iNI_pn3n3_di_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--FinanceLeaseMember_zbF5ecihjjv4" style="border-bottom: Black 1pt solid; text-align: right" title="Less amounts representing interest">(91</td><td style="padding-bottom: 1pt; text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left; padding-bottom: 2.5pt">Lease Liability</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_986_eus-gaap--OperatingLeaseLiability_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--OperatingLeaseMember_zE3Q2svWiQpb" style="border-bottom: Black 2.5pt double; text-align: right" title="Lease Liability">9,143</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_980_eus-gaap--FinanceLeaseLiability_iI_pn3n3_c20210630__us-gaap--PropertySubjectToOrAvailableForOperatingLeaseAxis__custom--FinanceLeaseMember_zWLhY46vaPA4" style="border-bottom: Black 2.5pt double; text-align: right" title="Lease Liability">1,691</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> 3659000 613000 6092000 1050000 1423000 84000 445000 26000 308000 9000 3000 0 11930000 1782000 2787000 91000 9143000 1691000 <table cellpadding="0" cellspacing="0" id="xdx_89F_eus-gaap--LeaseCostTableTextBlock_pn3n3_zKXgMwm56yed" style="font: 10pt Times New Roman, Times, Serif; background-color: White; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (1) Summary of Significant Accounting Policies (Details - Lease cost)"> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"><span id="xdx_8BB_zCBzhBAevcJc" style="display: none">Lease information</span></td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td id="xdx_49B_20210401__20210630_ztQ0z5OJGht8" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td id="xdx_49C_20200401__20200630_zd15v26sCxl9" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td id="xdx_490_20210101__20210630_zY1Iv9YYiwH3" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td id="xdx_493_20200101__20200630_zKAFHoPbwwIf" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Three Months Ended</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Six Months Ended</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: left"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold"> </td> <td style="font-weight: bold; text-align: center"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold; text-align: left"> </td></tr> <tr id="xdx_40A_eus-gaap--OperatingLeaseCost_maLCzFzS_zd2vcURIyQe" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 40%; text-align: left">Operating lease cost</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 11%; text-align: right">1,793</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 11%; text-align: right">1,885</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 11%; text-align: right">3,630</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 11%; text-align: right">3,769</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_405_ecustom--FinanceLeaseCost_maLCzFzS_z42jI90Hwg49" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Finance lease cost</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">308</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">293</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">616</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">572</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr id="xdx_40B_eus-gaap--LeaseCost_iT_pn3n3_mtLCzFzS_zfc6IExcDKn5" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left; padding-bottom: 2.5pt">Total lease cost</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">2,101</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">2,178</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">4,246</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">4,341</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> 1793000 1885000 3630000 3769000 308000 293000 616000 572000 2101000 2178000 4246000 4341000 <table cellpadding="0" cellspacing="0" id="xdx_89E_eus-gaap--ScheduleOfCashFlowSupplementalDisclosuresTableTextBlock_pn3n3_zceE4KooYn9a" style="font: 10pt Times New Roman, Times, Serif; background-color: White; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (1) Summary of Significant Accounting Policies (Details - Cash flow)"> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"><span id="xdx_8B0_zaJO3T5SUusj" style="display: none">Supplemental cash flow information related to leases</span></td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: left"> </td><td id="xdx_495_20210401__20210630_z61gE0HOmmIe" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td id="xdx_490_20200401__20200630_zqEOY7OBBzI6" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td id="xdx_491_20210101__20210630_zu52XSmDHHwf" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td id="xdx_490_20200101__20200630_zPURwbeYOh1f" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Three Months Ended</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Six Months Ended</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td></tr> <tr id="xdx_405_ecustom--CashPaidForAmountsIncludedInMeasurementOfLeaseLiabilitiesAbstract_iB" style="vertical-align: bottom"> <td style="font-weight: bold; text-align: left"><p style="margin-top: 0; margin-bottom: 0">Cash paid for amounts included in the</p> <p style="margin-top: 0; margin-bottom: 0">measurement of lease liabilities:</p></td><td style="text-align: center; font-weight: bold"> </td> <td style="font-weight: bold; text-align: center"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold"> </td> <td style="font-weight: bold; text-align: center"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold; text-align: center"> </td></tr> <tr id="xdx_40B_eus-gaap--OperatingLeasePayments_i01_pn3n3" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 40%; text-align: left">Operating cash flows from operating leases</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 11%; text-align: right">1,892</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 11%; text-align: right">1,932</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 11%; text-align: right">3,822</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 11%; text-align: right">3,858</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_40A_eus-gaap--FinanceLeasePrincipalPayments_i01_pn3n3" style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Operating cash flows from finance leases</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">278</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">248</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">552</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">481</td><td style="text-align: left"> </td></tr> <tr id="xdx_406_ecustom--FinancingCashFlowsFromFinanceLeases_i01_pn3n3" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Financing cash flows from finance leases</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">30</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">45</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">65</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">91</td><td style="text-align: left"> </td></tr> </table> 1892000 1932000 3822000 3858000 278000 248000 552000 481000 30000 45000 65000 91000 <p id="xdx_840_eus-gaap--ShareBasedCompensationOptionAndIncentivePlansPolicy_zyS4ykiOdlCc" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b><span id="xdx_867_zX1rtL6gsdTk">Stock-based Compensation</span></b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We recognize compensation costs in the financial statements for all share-based payments based on the grant date fair value estimated in accordance with the provisions of ASC 718 “Stock Compensation”.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">For the three and six months ended June 30, 2021, we recorded stock-based compensation costs in the amount of $<span id="xdx_90A_eus-gaap--ShareBasedCompensation_pn3p0_c20210401__20210630_zGYyjP9JaOcd" title="Stock-based compensation">327,000</span> and $<span id="xdx_905_eus-gaap--ShareBasedCompensation_c20210101__20210630_pn3p0" title="Stock-based compensation">735,000</span>, respectively. These stock-based compensation costs were $<span id="xdx_90E_eus-gaap--ShareBasedCompensation_pn3p0_c20200401__20200630_zWJZxyJeoiq3" title="Stock-based compensation">412,000</span> and $<span id="xdx_903_eus-gaap--ShareBasedCompensation_c20200101__20200630_pn3p0" title="Stock-based compensation">898,000</span> for the three and six months ended June 30, 2020. As of June 30, 2021, unrecognized stock-based compensation costs to be recognized over future periods equaled $<span id="xdx_90E_eus-gaap--EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions_iI_pn3n3_dm_c20210630_zoXRQPz4tbSf" title="Unrecognized stock-based compensation costs">2.4</span> million. This amount will be recognized as expense over a weighted-average period of <span id="xdx_907_eus-gaap--EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_dtY_c20210101__20210630_zlrjDoR1y8we" title="Weighted-average period for unrecognized costs">2.1 </span>years.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following represents stock option activity for the six months ended June 30, 2021: </p> <table cellpadding="0" cellspacing="0" id="xdx_892_eus-gaap--ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock_pn3n3_zPzjBorVyvg5" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (1) Summary of Significant Accounting Policies (Details - Option activity)"> <tr style="vertical-align: bottom"> <td><span id="xdx_8B0_zTb52V6pfxSf" style="display: none">Share-based Payment Arrangement, Option, Activity</span></td><td> </td> <td colspan="2"> </td><td> </td><td> </td> <td colspan="2"> </td><td> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: center"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td> </td> <td colspan="2"> </td><td> </td><td> </td> <td colspan="2"> </td><td> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: center">Weighted</td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: center">Average</td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Number of</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Weighted</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: center">Remaining</td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Shares</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Average</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: center">Contractual </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">(in thousands)</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Exercise Price</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Term</td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 57%; text-align: left">Options outstanding at the beginning of period</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98E_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iS_pn3n3_c20210101__20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_zSXl8MvqYAc3" style="width: 11%; text-align: right" title="Options outstanding at the beginning of period">15,977</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iS_pid_c20210101__20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_zLhcJDkh0VXe" style="width: 11%; text-align: right" title="Options outstanding at the beginning of period">4.46</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 11%; text-align: center">N/A</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 10pt">Granted</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod_pn3n3_d0_c20210101__20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_zrQq7q0GRXi2" style="text-align: right" title="Granted">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_pid_c20210101__20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_zl09kCHwsWo4" style="text-align: right" title="Granted"><span style="-sec-ix-hidden: xdx2ixbrl0806">–</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: center">N/A</td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="padding-left: 10pt">Exercised</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--StockIssuedDuringPeriodSharesStockOptionsExercised_iN_pn3n3_di_c20210101__20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_zsqXWss37RAb" style="text-align: right" title="Exercised">(676</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_pid_c20210101__20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_zGyZZMzPZPBj" style="text-align: right" title="Exercised">1.66</td><td style="text-align: left"> </td><td> </td> <td style="text-align: center">N/A</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 10pt; padding-bottom: 1pt">Forfeited</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_iN_pn3n3_di_c20210101__20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_zsCnnxy78C78" style="border-bottom: Black 1pt solid; text-align: right" title="Forfeited">(272</td><td style="padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td> <td style="padding-bottom: 1pt; text-align: left"> </td><td id="xdx_987_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice_pid_c20210101__20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_zQErg7AQw0L2" style="padding-bottom: 1pt; text-align: right" title="Forfeited">5.07</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="text-align: center; padding-bottom: 1pt">N/A</td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left; padding-bottom: 2.5pt">Options outstanding at the end of period</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td id="xdx_985_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iE_pn3n3_c20210101__20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_zNfdNeOFfdwa" style="border-bottom: Black 2.5pt double; text-align: right" title="Options outstanding at the end of period">15,029</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98B_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iE_pid_c20210101__20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_ztWariLctXCa" style="border-bottom: Black 2.5pt double; text-align: right" title="Options outstanding at the end of period">4.57</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: center; padding-bottom: 2.5pt"><span id="xdx_904_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2_dtY_c20210101__20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_zM3ymIBlzwk3" title="Options Outstanding, Weighted Average Remaining Contractual Term">2.38</span> years</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left; padding-bottom: 2.5pt">Options exercisable at the end of period</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td id="xdx_988_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_z8Jy7m16abf5" style="border-bottom: Black 2.5pt double; text-align: right" title="Options exercisable at the end of period">12,741</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_982_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_iI_pid_c20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_zUspODA15Pyl" style="border-bottom: Black 2.5pt double; text-align: right" title="Options exercisable at the end of period">4.85</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: center; padding-bottom: 2.5pt"><span id="xdx_90A_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageRemainingContractualTerm2_dtY_c20210101__20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_zs9GzVyrxHWl" title="Options Exercisable, Weighted Average Remaining Contractual Term">1.86</span> years</td></tr> </table> <p id="xdx_8AC_zVQwfXNGaEZj" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table presents the price distribution of stock options outstanding and exercisable for the years ended June 30, 2021 and December 31, 2020: </p> <table cellpadding="0" cellspacing="0" id="xdx_89D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAndExercisableTableTextBlock_pn3n3_zIE5xZJcJIf7" style="font: 10pt Times New Roman, Times, Serif; background-color: White; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (1) Summary of Significant Accounting Policies (Details - Options outstanding and exercisable)"> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-align: left"><span id="xdx_8B2_zAgVp7nNiXGc" style="display: none">Schedule of stock options outstanding and exercisable</span></td><td style="padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: left"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td> </td> <td style="font-weight: bold; text-align: center"> </td> <td> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td> </td> <td colspan="6" style="font-weight: bold; text-align: center">Number of shares as of</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Number of shares as of</td> <td> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30, 2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">December 31, 2020</td> <td> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-align: right"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Outstanding</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Exercisable</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Outstanding</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Exercisable</td> <td> </td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold; text-align: left">Range of exercise prices:</td><td style="text-align: center; font-weight: bold"> </td> <td style="font-weight: bold; text-align: center"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold"> </td> <td style="font-weight: bold; text-align: center"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td> <td> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 40%; text-align: left">$0.95 - $1.99</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98B_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range1Member_zQEuUHulBLSb" style="width: 11%; text-align: right" title="Number of shares, outstanding">1,390</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_989_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range1Member_z0VL0IFIoKB1" style="width: 11%; text-align: right" title="Number of shares, exercisable">1,390</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_986_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range1Member_zp54Xwn8Hxak" style="width: 11%; text-align: right" title="Number of shares, outstanding">1,904</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%"> </td> <td id="xdx_988_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range1Member_zfgDbY6Pk6md" style="text-align: right; width: 11%" title="Number of shares, exercisable">1,904</td> <td style="width: 1%"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">$2.00 - $2.99</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range2Member_zFI1PqZft2fb" style="text-align: right" title="Number of shares, outstanding">1,570</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range2Member_z8GBBJZE2lH3" style="text-align: right" title="Number of shares, exercisable">528</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range2Member_zVwfPEyrNyZg" style="text-align: right" title="Number of shares, outstanding">1,570</td><td style="text-align: left"> </td><td> </td> <td> </td> <td id="xdx_984_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range2Member_zqcsrcvRGEi" style="text-align: right" title="Number of shares, exercisable">180</td> <td> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">$3.00 - $3.99</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range3Member_zrhf7NKjkTci" style="text-align: right" title="Number of shares, outstanding">4,774</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range3Member_zSvLHG4404Qb" style="text-align: right" title="Number of shares, exercisable">3,469</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range3Member_zoMC68DfHlp7" style="text-align: right" title="Number of shares, outstanding">4,973</td><td style="text-align: left"> </td><td> </td> <td> </td> <td id="xdx_98E_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range3Member_zxACxpJG3esj" style="text-align: right" title="Number of shares, exercisable">3,306</td> <td> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">$4.00 - $4.99</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range4Member_zRusMwnVFB5l" style="text-align: right" title="Number of shares, outstanding">1,510</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range4Member_znyFd91nkN77" style="text-align: right" title="Number of shares, exercisable">1,510</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range4Member_zWzT6mEOTg4c" style="text-align: right" title="Number of shares, outstanding">1,540</td><td style="text-align: left"> </td><td> </td> <td> </td> <td id="xdx_98E_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range4Member_zJIT8EkppAg9" style="text-align: right" title="Number of shares, exercisable">1,217</td> <td> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">$5.00 - $5.99</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_d0_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range5Member_zpbuJmx6Vgbl" style="text-align: right" title="Number of shares, outstanding">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3d_d0_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range5Member_z5beYdKhffZ2" style="text-align: right" title="Number of shares, exercisable">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_d0_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range5Member_zstonHI1EbYe" style="text-align: right" title="Number of shares, outstanding">–</td><td style="text-align: left"> </td><td> </td> <td> </td> <td id="xdx_987_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_d0_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range5Member_z9hJz0XEW41l" style="text-align: right" title="Number of shares, exercisable">-</td> <td> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">$6.00 - $6.99</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range6Member_zAj1EmuL5Vhl" style="text-align: right" title="Number of shares, outstanding">4,685</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range6Member_zTghERoYjZAh" style="text-align: right" title="Number of shares, exercisable">4,685</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range6Member_z1Cxx8Hfs9Td" style="text-align: right" title="Number of shares, outstanding">4,770</td><td style="text-align: left"> </td><td> </td> <td> </td> <td id="xdx_983_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range6Member_zCBEusaEjNP2" style="text-align: right" title="Number of shares, exercisable">4,770</td> <td> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="padding-bottom: 1pt; text-align: left">$7.00 - $7.99</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range7Member_zD61Qyq24O0c" style="border-bottom: Black 1pt solid; text-align: right" title="Number of shares, outstanding">1,190</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range7Member_ztyZjxTC72za" style="border-bottom: Black 1pt solid; text-align: right" title="Number of shares, exercisable">1,190</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range7Member_zCpzXn8WRIN9" style="border-bottom: Black 1pt solid; text-align: right" title="Number of shares, outstanding">1,220</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td> </td> <td id="xdx_986_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range7Member_zAP6qjLUPX78" style="border-bottom: Black 1pt solid; text-align: right" title="Number of shares, exercisable">1,220</td> <td> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: right"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td> <td> </td> <td> </td> <td> </td> <td> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="padding-bottom: 2.5pt; text-align: left">Total shares</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td id="xdx_982_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20210630_zPAt2djeGQi4" style="border-bottom: Black 2.5pt double; text-align: right" title="Number of shares, outstanding">15,119</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td id="xdx_98D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20210630_zfrg7O9096ub" style="border-bottom: Black 2.5pt double; text-align: right" title="Number of shares, exercisable">12,772</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td id="xdx_98C_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20201231_z5QX0Fj5Lsq9" style="border-bottom: Black 2.5pt double; text-align: right" title="Number of shares, outstanding">15,977</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td> </td> <td id="xdx_982_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20201231_zb91aQxrljWg" style="border-bottom: Black 2.5pt double; text-align: right" title="Number of shares, exercisable">12,597</td> <td> </td></tr> </table> <p id="xdx_8AA_zyIXKH2edpyf" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">  </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">At June 30, 2021 the aggregate intrinsic value of options outstanding and exercisable was $<span id="xdx_90D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_iI_pn3n3_dm_c20210630_z4keXuhEG9Oe" title="Intrinsic value options outstanding">12.3</span> million and $<span id="xdx_90A_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_iI_pn3n3_dm_c20210630_zFmdm2bLNFxb" title="Intrinsic value of options exercisable">8.9</span> million, respectively. There were <span id="xdx_904_eus-gaap--StockIssuedDuringPeriodSharesStockOptionsExercised_pip0_c20210101__20210630_zloN2eUpZPi6" title="Options exercised">676,000</span> options exercised for the six months ended June 30, 2021 compared to <span id="xdx_901_eus-gaap--StockIssuedDuringPeriodSharesStockOptionsExercised_pip0_c20200101__20200630_zhnil3lgpNx9" title="Options exercised">256,600</span> for the comparable period in 2020. The total intrinsic value of options exercised was $<span id="xdx_90B_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_pn3n3_dm_c20210101__20210630_zXWOUrPd9b5f" title="Intrinsic value of options exercised">1.9 </span>million and $<span id="xdx_900_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_pn3p0_c20200101__20200630_zQG5CcVe9Mw7" title="Intrinsic value of options exercised">285,000</span> for the six-month periods ended June 30, 2021 and 2020. There were <span id="xdx_90F_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_iI_pip0_c20210630_zWnN6TY673Gl" title="Shares available for grant">453,000</span> shares available for future stock option grants under existing plans as of June 30, 2021.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> 327000 735000 412000 898000 2400000 P2Y1M6D <table cellpadding="0" cellspacing="0" id="xdx_892_eus-gaap--ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock_pn3n3_zPzjBorVyvg5" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (1) Summary of Significant Accounting Policies (Details - Option activity)"> <tr style="vertical-align: bottom"> <td><span id="xdx_8B0_zTb52V6pfxSf" style="display: none">Share-based Payment Arrangement, Option, Activity</span></td><td> </td> <td colspan="2"> </td><td> </td><td> </td> <td colspan="2"> </td><td> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: center"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td> </td> <td colspan="2"> </td><td> </td><td> </td> <td colspan="2"> </td><td> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: center">Weighted</td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: center">Average</td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Number of</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Weighted</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: center">Remaining</td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Shares</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Average</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: center">Contractual </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">(in thousands)</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Exercise Price</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Term</td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 57%; text-align: left">Options outstanding at the beginning of period</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98E_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iS_pn3n3_c20210101__20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_zSXl8MvqYAc3" style="width: 11%; text-align: right" title="Options outstanding at the beginning of period">15,977</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iS_pid_c20210101__20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_zLhcJDkh0VXe" style="width: 11%; text-align: right" title="Options outstanding at the beginning of period">4.46</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 11%; text-align: center">N/A</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 10pt">Granted</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod_pn3n3_d0_c20210101__20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_zrQq7q0GRXi2" style="text-align: right" title="Granted">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_pid_c20210101__20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_zl09kCHwsWo4" style="text-align: right" title="Granted"><span style="-sec-ix-hidden: xdx2ixbrl0806">–</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: center">N/A</td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="padding-left: 10pt">Exercised</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--StockIssuedDuringPeriodSharesStockOptionsExercised_iN_pn3n3_di_c20210101__20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_zsqXWss37RAb" style="text-align: right" title="Exercised">(676</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_pid_c20210101__20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_zGyZZMzPZPBj" style="text-align: right" title="Exercised">1.66</td><td style="text-align: left"> </td><td> </td> <td style="text-align: center">N/A</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 10pt; padding-bottom: 1pt">Forfeited</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_iN_pn3n3_di_c20210101__20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_zsCnnxy78C78" style="border-bottom: Black 1pt solid; text-align: right" title="Forfeited">(272</td><td style="padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td> <td style="padding-bottom: 1pt; text-align: left"> </td><td id="xdx_987_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice_pid_c20210101__20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_zQErg7AQw0L2" style="padding-bottom: 1pt; text-align: right" title="Forfeited">5.07</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="text-align: center; padding-bottom: 1pt">N/A</td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left; padding-bottom: 2.5pt">Options outstanding at the end of period</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td id="xdx_985_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iE_pn3n3_c20210101__20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_zNfdNeOFfdwa" style="border-bottom: Black 2.5pt double; text-align: right" title="Options outstanding at the end of period">15,029</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98B_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iE_pid_c20210101__20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_ztWariLctXCa" style="border-bottom: Black 2.5pt double; text-align: right" title="Options outstanding at the end of period">4.57</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: center; padding-bottom: 2.5pt"><span id="xdx_904_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2_dtY_c20210101__20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_zM3ymIBlzwk3" title="Options Outstanding, Weighted Average Remaining Contractual Term">2.38</span> years</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left; padding-bottom: 2.5pt">Options exercisable at the end of period</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td id="xdx_988_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_z8Jy7m16abf5" style="border-bottom: Black 2.5pt double; text-align: right" title="Options exercisable at the end of period">12,741</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_982_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_iI_pid_c20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_zUspODA15Pyl" style="border-bottom: Black 2.5pt double; text-align: right" title="Options exercisable at the end of period">4.85</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: center; padding-bottom: 2.5pt"><span id="xdx_90A_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageRemainingContractualTerm2_dtY_c20210101__20210630__us-gaap--AwardTypeAxis__us-gaap--StockOptionMember_zs9GzVyrxHWl" title="Options Exercisable, Weighted Average Remaining Contractual Term">1.86</span> years</td></tr> </table> 15977000 4.46 0 676000 1.66 272000 5.07 15029000 4.57 P2Y4M17D 12741000 4.85 P1Y10M9D <table cellpadding="0" cellspacing="0" id="xdx_89D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAndExercisableTableTextBlock_pn3n3_zIE5xZJcJIf7" style="font: 10pt Times New Roman, Times, Serif; background-color: White; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (1) Summary of Significant Accounting Policies (Details - Options outstanding and exercisable)"> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-align: left"><span id="xdx_8B2_zAgVp7nNiXGc" style="display: none">Schedule of stock options outstanding and exercisable</span></td><td style="padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: left"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td> </td> <td style="font-weight: bold; text-align: center"> </td> <td> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td> </td> <td colspan="6" style="font-weight: bold; text-align: center">Number of shares as of</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Number of shares as of</td> <td> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30, 2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">December 31, 2020</td> <td> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-align: right"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Outstanding</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Exercisable</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Outstanding</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Exercisable</td> <td> </td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold; text-align: left">Range of exercise prices:</td><td style="text-align: center; font-weight: bold"> </td> <td style="font-weight: bold; text-align: center"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold"> </td> <td style="font-weight: bold; text-align: center"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td> <td> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 40%; text-align: left">$0.95 - $1.99</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98B_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range1Member_zQEuUHulBLSb" style="width: 11%; text-align: right" title="Number of shares, outstanding">1,390</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_989_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range1Member_z0VL0IFIoKB1" style="width: 11%; text-align: right" title="Number of shares, exercisable">1,390</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_986_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range1Member_zp54Xwn8Hxak" style="width: 11%; text-align: right" title="Number of shares, outstanding">1,904</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%"> </td> <td id="xdx_988_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range1Member_zfgDbY6Pk6md" style="text-align: right; width: 11%" title="Number of shares, exercisable">1,904</td> <td style="width: 1%"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">$2.00 - $2.99</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range2Member_zFI1PqZft2fb" style="text-align: right" title="Number of shares, outstanding">1,570</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range2Member_z8GBBJZE2lH3" style="text-align: right" title="Number of shares, exercisable">528</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range2Member_zVwfPEyrNyZg" style="text-align: right" title="Number of shares, outstanding">1,570</td><td style="text-align: left"> </td><td> </td> <td> </td> <td id="xdx_984_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range2Member_zqcsrcvRGEi" style="text-align: right" title="Number of shares, exercisable">180</td> <td> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">$3.00 - $3.99</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range3Member_zrhf7NKjkTci" style="text-align: right" title="Number of shares, outstanding">4,774</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range3Member_zSvLHG4404Qb" style="text-align: right" title="Number of shares, exercisable">3,469</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range3Member_zoMC68DfHlp7" style="text-align: right" title="Number of shares, outstanding">4,973</td><td style="text-align: left"> </td><td> </td> <td> </td> <td id="xdx_98E_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range3Member_zxACxpJG3esj" style="text-align: right" title="Number of shares, exercisable">3,306</td> <td> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">$4.00 - $4.99</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range4Member_zRusMwnVFB5l" style="text-align: right" title="Number of shares, outstanding">1,510</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range4Member_znyFd91nkN77" style="text-align: right" title="Number of shares, exercisable">1,510</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range4Member_zWzT6mEOTg4c" style="text-align: right" title="Number of shares, outstanding">1,540</td><td style="text-align: left"> </td><td> </td> <td> </td> <td id="xdx_98E_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range4Member_zJIT8EkppAg9" style="text-align: right" title="Number of shares, exercisable">1,217</td> <td> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">$5.00 - $5.99</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_d0_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range5Member_zpbuJmx6Vgbl" style="text-align: right" title="Number of shares, outstanding">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3d_d0_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range5Member_z5beYdKhffZ2" style="text-align: right" title="Number of shares, exercisable">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_d0_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range5Member_zstonHI1EbYe" style="text-align: right" title="Number of shares, outstanding">–</td><td style="text-align: left"> </td><td> </td> <td> </td> <td id="xdx_987_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_d0_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range5Member_z9hJz0XEW41l" style="text-align: right" title="Number of shares, exercisable">-</td> <td> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">$6.00 - $6.99</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range6Member_zAj1EmuL5Vhl" style="text-align: right" title="Number of shares, outstanding">4,685</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range6Member_zTghERoYjZAh" style="text-align: right" title="Number of shares, exercisable">4,685</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range6Member_z1Cxx8Hfs9Td" style="text-align: right" title="Number of shares, outstanding">4,770</td><td style="text-align: left"> </td><td> </td> <td> </td> <td id="xdx_983_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range6Member_zCBEusaEjNP2" style="text-align: right" title="Number of shares, exercisable">4,770</td> <td> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="padding-bottom: 1pt; text-align: left">$7.00 - $7.99</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range7Member_zD61Qyq24O0c" style="border-bottom: Black 1pt solid; text-align: right" title="Number of shares, outstanding">1,190</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20210630__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range7Member_ztyZjxTC72za" style="border-bottom: Black 1pt solid; text-align: right" title="Number of shares, exercisable">1,190</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range7Member_zCpzXn8WRIN9" style="border-bottom: Black 1pt solid; text-align: right" title="Number of shares, outstanding">1,220</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td> </td> <td id="xdx_986_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20201231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--Range7Member_zAP6qjLUPX78" style="border-bottom: Black 1pt solid; text-align: right" title="Number of shares, exercisable">1,220</td> <td> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: right"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td> <td> </td> <td> </td> <td> </td> <td> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="padding-bottom: 2.5pt; text-align: left">Total shares</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td id="xdx_982_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20210630_zPAt2djeGQi4" style="border-bottom: Black 2.5pt double; text-align: right" title="Number of shares, outstanding">15,119</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td id="xdx_98D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20210630_zfrg7O9096ub" style="border-bottom: Black 2.5pt double; text-align: right" title="Number of shares, exercisable">12,772</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td id="xdx_98C_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pn3n3_c20201231_z5QX0Fj5Lsq9" style="border-bottom: Black 2.5pt double; text-align: right" title="Number of shares, outstanding">15,977</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td> </td> <td id="xdx_982_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pn3n3_c20201231_zb91aQxrljWg" style="border-bottom: Black 2.5pt double; text-align: right" title="Number of shares, exercisable">12,597</td> <td> </td></tr> </table> 1390000 1390000 1904000 1904000 1570000 528000 1570000 180000 4774000 3469000 4973000 3306000 1510000 1510000 1540000 1217000 0 0 0 -0 4685000 4685000 4770000 4770000 1190000 1190000 1220000 1220000 15119000 12772000 15977000 12597000 12300000 8900000 676000 256600 1900000 285000 453000 <p id="xdx_848_eus-gaap--StockholdersEquityPolicyTextBlock_z9Mj4yg7rICc" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b><span id="xdx_865_zQ1B4H8H1cd">Purchases of Company Stock</span></b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The table below describes the purchase of our common stock for the six-month ended June 30, 2021 and 2020: </p> <table cellpadding="0" cellspacing="0" id="xdx_890_eus-gaap--ScheduleOfTreasuryStockByClassTextBlock_pn3n3_zIJqVqDtjpVa" style="font: 10pt Times New Roman, Times, Serif; background-color: White; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (1) Summary of Significant Accounting Policies (Details - Stock purchases)"> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt"><span id="xdx_8B0_zrG4CBgYOtPk" style="display: none">Schedule of purchases of company stock</span></td><td style="padding-bottom: 1pt"> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="14" style="font-weight: bold; text-align: center">Six Months Ended</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30, 2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30, 2020</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Shares</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Avg. Price</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Shares</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Avg. Price</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 40%; text-align: left">Open market purchases</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98A_eus-gaap--StockRepurchasedDuringPeriodShares_c20210101__20210630__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember__us-gaap--ShareRepurchaseProgramAxis__custom--OpenMarketPurchasesMember_pdd" style="width: 11%; text-align: right" title="Total stock purchases, shares">301,088</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_983_eus-gaap--TreasuryStockAcquiredAverageCostPerShare_c20210101__20210630__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember__us-gaap--ShareRepurchaseProgramAxis__custom--OpenMarketPurchasesMember_pdd" style="width: 11%; text-align: right" title="Total stock purchases, average price per share">4.18</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_988_eus-gaap--StockRepurchasedDuringPeriodShares_c20200101__20200630__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember__us-gaap--ShareRepurchaseProgramAxis__custom--OpenMarketPurchasesMember_pdd" style="width: 11%; text-align: right" title="Total stock purchases, shares">25,113</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_981_eus-gaap--TreasuryStockAcquiredAverageCostPerShare_c20200101__20200630__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember__us-gaap--ShareRepurchaseProgramAxis__custom--OpenMarketPurchasesMember_pdd" style="width: 11%; text-align: right" title="Total stock purchases, average price per share">2.85</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Shares redeemed upon net exercise of stock options</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--StockRepurchasedDuringPeriodShares_c20210101__20210630__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember__us-gaap--ShareRepurchaseProgramAxis__custom--SharesRedeemedMember_pdd" style="border-bottom: Black 1pt solid; text-align: right" title="Total stock purchases, shares">56,983</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--TreasuryStockAcquiredAverageCostPerShare_c20210101__20210630__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember__us-gaap--ShareRepurchaseProgramAxis__custom--SharesRedeemedMember_pdd" style="border-bottom: Black 1pt solid; text-align: right" title="Total stock purchases, average price per share">4.47</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--StockRepurchasedDuringPeriodShares_c20200101__20200630__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember__us-gaap--ShareRepurchaseProgramAxis__custom--SharesRedeemedMember_pdd" style="border-bottom: Black 1pt solid; text-align: right" title="Total stock purchases, shares">46,909</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--TreasuryStockAcquiredAverageCostPerShare_c20200101__20200630__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember__us-gaap--ShareRepurchaseProgramAxis__custom--SharesRedeemedMember_pdd" style="border-bottom: Black 1pt solid; text-align: right" title="Total stock purchases, average price per share">2.86</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left; padding-bottom: 2.5pt">Total stock purchases</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td id="xdx_988_eus-gaap--StockRepurchasedDuringPeriodShares_c20210101__20210630__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember_pdd" style="border-bottom: Black 2.5pt double; text-align: right" title="Total stock purchases, shares">358,071</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98A_eus-gaap--TreasuryStockAcquiredAverageCostPerShare_c20210101__20210630__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember_pdd" style="border-bottom: Black 2.5pt double; text-align: right" title="Total stock purchases, average price per share">4.42</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td id="xdx_987_eus-gaap--StockRepurchasedDuringPeriodShares_c20200101__20200630__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember_pdd" style="border-bottom: Black 2.5pt double; text-align: right" title="Total stock purchases, shares">72,022</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_988_eus-gaap--TreasuryStockAcquiredAverageCostPerShare_c20200101__20200630__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember_pdd" style="border-bottom: Black 2.5pt double; text-align: right" title="Total stock purchases, average price per share">2.85</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> <p id="xdx_8A2_zPxSx4EIDzid" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" id="xdx_890_eus-gaap--ScheduleOfTreasuryStockByClassTextBlock_pn3n3_zIJqVqDtjpVa" style="font: 10pt Times New Roman, Times, Serif; background-color: White; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (1) Summary of Significant Accounting Policies (Details - Stock purchases)"> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt"><span id="xdx_8B0_zrG4CBgYOtPk" style="display: none">Schedule of purchases of company stock</span></td><td style="padding-bottom: 1pt"> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="14" style="font-weight: bold; text-align: center">Six Months Ended</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30, 2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30, 2020</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Shares</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Avg. Price</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Shares</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Avg. Price</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 40%; text-align: left">Open market purchases</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98A_eus-gaap--StockRepurchasedDuringPeriodShares_c20210101__20210630__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember__us-gaap--ShareRepurchaseProgramAxis__custom--OpenMarketPurchasesMember_pdd" style="width: 11%; text-align: right" title="Total stock purchases, shares">301,088</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_983_eus-gaap--TreasuryStockAcquiredAverageCostPerShare_c20210101__20210630__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember__us-gaap--ShareRepurchaseProgramAxis__custom--OpenMarketPurchasesMember_pdd" style="width: 11%; text-align: right" title="Total stock purchases, average price per share">4.18</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_988_eus-gaap--StockRepurchasedDuringPeriodShares_c20200101__20200630__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember__us-gaap--ShareRepurchaseProgramAxis__custom--OpenMarketPurchasesMember_pdd" style="width: 11%; text-align: right" title="Total stock purchases, shares">25,113</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_981_eus-gaap--TreasuryStockAcquiredAverageCostPerShare_c20200101__20200630__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember__us-gaap--ShareRepurchaseProgramAxis__custom--OpenMarketPurchasesMember_pdd" style="width: 11%; text-align: right" title="Total stock purchases, average price per share">2.85</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Shares redeemed upon net exercise of stock options</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--StockRepurchasedDuringPeriodShares_c20210101__20210630__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember__us-gaap--ShareRepurchaseProgramAxis__custom--SharesRedeemedMember_pdd" style="border-bottom: Black 1pt solid; text-align: right" title="Total stock purchases, shares">56,983</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--TreasuryStockAcquiredAverageCostPerShare_c20210101__20210630__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember__us-gaap--ShareRepurchaseProgramAxis__custom--SharesRedeemedMember_pdd" style="border-bottom: Black 1pt solid; text-align: right" title="Total stock purchases, average price per share">4.47</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--StockRepurchasedDuringPeriodShares_c20200101__20200630__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember__us-gaap--ShareRepurchaseProgramAxis__custom--SharesRedeemedMember_pdd" style="border-bottom: Black 1pt solid; text-align: right" title="Total stock purchases, shares">46,909</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--TreasuryStockAcquiredAverageCostPerShare_c20200101__20200630__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember__us-gaap--ShareRepurchaseProgramAxis__custom--SharesRedeemedMember_pdd" style="border-bottom: Black 1pt solid; text-align: right" title="Total stock purchases, average price per share">2.86</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left; padding-bottom: 2.5pt">Total stock purchases</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td id="xdx_988_eus-gaap--StockRepurchasedDuringPeriodShares_c20210101__20210630__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember_pdd" style="border-bottom: Black 2.5pt double; text-align: right" title="Total stock purchases, shares">358,071</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98A_eus-gaap--TreasuryStockAcquiredAverageCostPerShare_c20210101__20210630__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember_pdd" style="border-bottom: Black 2.5pt double; text-align: right" title="Total stock purchases, average price per share">4.42</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td id="xdx_987_eus-gaap--StockRepurchasedDuringPeriodShares_c20200101__20200630__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember_pdd" style="border-bottom: Black 2.5pt double; text-align: right" title="Total stock purchases, shares">72,022</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_988_eus-gaap--TreasuryStockAcquiredAverageCostPerShare_c20200101__20200630__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember_pdd" style="border-bottom: Black 2.5pt double; text-align: right" title="Total stock purchases, average price per share">2.85</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> 301088 4.18 25113 2.85 56983 4.47 46909 2.86 358071 4.42 72022 2.85 <p id="xdx_84E_eus-gaap--PriorPeriodReclassificationAdjustmentDescription_zTwNXfJgGjW" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b><span id="xdx_864_ztbOEEtO3Kv4">Reclassifications</span></b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Some items in the prior year financial statements were reclassified to conform to the current presentation. Reclassifications had no effect on net income or shareholders’ equity.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p id="xdx_84E_ecustom--FinancialCovenantsPolicyTextBlock_zepFdgdpSjb2" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b><span id="xdx_86E_zZlLXogdEEAf">Financial Covenants</span> </b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Certain of our securitization transactions, our warehouse credit facilities and our residual interest financing contain various financial covenants requiring minimum financial ratios and results. Such covenants include maintaining minimum levels of liquidity and net worth and not exceeding maximum leverage levels. As of June 30, 2021, we were in compliance with all such covenants. In addition, certain of our debt agreements other than our term securitizations contain cross-default provisions. Such cross-default provisions would allow the respective creditors to declare a default if an event of default occurred with respect to other indebtedness of ours, but only if such other event of default were to be accompanied by acceleration of such other indebtedness.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p id="xdx_845_ecustom--ProvisionForContingentLiabilitiesPolicyTextBlock_zfvebCCUXpJ9" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><b><span id="xdx_867_zdrAEMHz0PE4">Provision for Contingent Liabilities</span></b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We are routinely involved in various legal proceedings resulting from our consumer finance activities and practices, both continuing and discontinued. Our legal counsel has advised us on such matters where, based on information available at the time of this report, there is an indication that it is both probable that a liability has been incurred and the amount of the loss can be reasonably determined.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p id="xdx_841_ecustom--CoronavirusPandemicPolicyTextBlock_zifc7YRVa4Fa" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><b><span id="xdx_864_zK1L9rx4zag9">Coronavirus Pandemic</span></b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In December 2019, a new strain of coronavirus (the “COVID-19 virus”) originated in Wuhan, China. Since its discovery, the COVID-19 virus has spread throughout the world, and the outbreak has been declared to be a pandemic by the World Health Organization. We refer from time to time in this report to the outbreak and spread of the COVID-19 virus as “the pandemic.”</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We measure our portfolio of finance receivables carried at fair value with consideration for unobservable inputs that reflect our own assumptions about the factors that market participants use in pricing similar receivables and are based on the best information available in the circumstances. They include such inputs as estimates for the magnitude and timing of net charge-offs and the rate of amortization of the portfolio. The pandemic and the adverse effect it may have on the U.S. economy and our obligors may cause us to consider significant changes in any of those inputs, which in turn may have a significant effect on our fair value measurement.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p id="xdx_808_ecustom--FinanceReceivableTextBlock_zUN4jUi68Mkl" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: left"><b>(2) <i>Finance Receivables</i></b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Our portfolio of finance receivables consists of small-balance homogeneous contracts comprising a single segment and class that is collectively evaluated for impairment on a portfolio basis according to delinquency status. Our contract purchase guidelines are designed to produce a homogenous portfolio. For key terms such as interest rate, length of contract, monthly payment and amount financed, there is relatively little variation from the average for the portfolio. We report delinquency on a contractual basis. Once a contract becomes greater than 90 days delinquent, we do not recognize additional interest income until the obligor under the contract makes sufficient payments to be less than 90 days delinquent. Any payments received on a contract that is greater than 90 days delinquent are first applied to accrued interest and then to principal reduction.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In January 2018 the Company adopted the fair value method of accounting for finance receivables acquired after 2017. Finance receivables measured at fair value are recorded separately on the Company’s Balance Sheet and are excluded from all tables in this footnote.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table presents the components of Finance Receivables, net of unearned interest: </p> <table cellpadding="0" cellspacing="0" id="xdx_891_eus-gaap--ScheduleOfFinancingReceivablesMinimumPaymentsTableTextBlock_pn3n3_zY3l4jEkSo46" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (2) Finance Receivables (Details - Components of Finance Receivables)"> <tr style="vertical-align: bottom"> <td><span id="xdx_8B1_zkOzEGXYn8rd" style="display: none">Schedule of finance receivables</span></td><td style="font-weight: bold"> </td> <td colspan="2" id="xdx_495_20210630_z22ty4oIw851" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" id="xdx_49C_20201231_zLE6OGeD1f04" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">June 30,</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">December 31,</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr id="xdx_40B_eus-gaap--ProceedsFromSaleAndCollectionOfFinanceReceivablesAbstract_iB" style="vertical-align: bottom"> <td>Finance receivables</td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold"> </td></tr> <tr id="xdx_40B_eus-gaap--LoansAndLeasesReceivableBeforeFeesGross_i01I_pn3n3_maLALRGz3Qi_zs9FWUH7veN3" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 66%; text-align: left">Automobile finance receivables, net of unearned interest</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 13%; text-align: right">340,470</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 13%; text-align: right">491,307</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_409_eus-gaap--UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums_i01I_pn3n3_d0_maLALRGz3Qi_zovm0NAAvVFl" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Unearned acquisition fees and originations costs</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">–</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">826</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr id="xdx_402_eus-gaap--LoansAndLeasesReceivableGrossCarryingAmount_i01TI_pn3n3_mtLALRGz3Qi_zwJxOuir6W51" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left; padding-bottom: 2.5pt">Finance receivables</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">340,470</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">492,133</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> <p id="xdx_8A7_zRUm4RZdeVCk" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We consider an automobile contract delinquent when an obligor fails to make at least 90% of a contractually due payment by the following due date, which date may have been extended within limits specified in the servicing agreements. The period of delinquency is based on the number of days payments are contractually past due, as extended where applicable. Automobile contracts less than 31 days delinquent are not included. In certain circumstances we will grant obligors one-month payment extensions to assist them with temporary cash flow problems. The only modification of terms is to advance the obligor’s next due date by one month and extend the maturity date of the receivable by one month. In certain limited cases, a two-month extension may be granted. There are no other concessions such as a reduction in interest rate, forgiveness of principal or of accrued interest. Accordingly, we consider such extensions to be insignificant delays in payments rather than troubled debt restructurings. The following table summarizes the delinquency status of finance receivables as of June 30, 2021 and December 31, 2020:</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <table cellpadding="0" cellspacing="0" id="xdx_898_eus-gaap--PastDueFinancingReceivablesTableTextBlock_pn3n3_zeLcUgO1Hl1h" style="font: 10pt Times New Roman, Times, Serif; background-color: White; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (2) Finance Receivables (Details - Delinquency status)"> <tr style="vertical-align: bottom"> <td><span id="xdx_8B4_zyJ5NieAa6Ih" style="display: none">Schedule of delinquency status of finance receivables</span></td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">June 30,</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">December 31,</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-align: left">Delinquency Status</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 66%">Current</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_980_eus-gaap--NotesReceivableGross_c20210630__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables1To29DaysPastDueMember_pn3n3" style="width: 13%; text-align: right" title="Finance receivables">294,043</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_985_eus-gaap--NotesReceivableGross_c20201231__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables1To29DaysPastDueMember_pn3n3" style="width: 13%; text-align: right" title="Finance receivables">406,693</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td>31 - 60 days</td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--NotesReceivableGross_c20210630__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables30To59DaysPastDueMember_pn3n3" style="text-align: right" title="Finance receivables">34,437</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--NotesReceivableGross_c20201231__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables30To59DaysPastDueMember_pn3n3" style="text-align: right" title="Finance receivables">56,572</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td>61 - 90 days</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--NotesReceivableGross_c20210630__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables60To89DaysPastDueMember_pn3n3" style="text-align: right" title="Finance receivables">10,093</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--NotesReceivableGross_c20201231__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables60To89DaysPastDueMember_pn3n3" style="text-align: right" title="Finance receivables">22,660</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt">91 + days</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--NotesReceivableGross_c20210630__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Finance receivables">1,897</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--NotesReceivableGross_c20201231__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Finance receivables">5,382</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_980_ecustom--TotalFinanceReceivablesWithDelinquencyStatus_c20210630_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Total finance receivables with delinquency status">340,470</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98D_ecustom--TotalFinanceReceivablesWithDelinquencyStatus_c20201231_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Total finance receivables with delinquency status">491,307</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> <p id="xdx_8A8_zlKCkudA1Hmc" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Finance receivables totaling $<span id="xdx_900_eus-gaap--FinancingReceivableRecordedInvestmentNonaccrualStatus_iI_pn3n3_dm_c20210630_z0Tg5F2w0nV1" title="Finance receivables, non accrual status">1.9 </span>million and $<span id="xdx_900_eus-gaap--FinancingReceivableRecordedInvestmentNonaccrualStatus_iI_pn3n3_dm_c20201231_zXSDwXqrpsfg" title="Finance receivables, non accrual status">5.4 </span>million at June 30, 2021 and December 31, 2020, respectively, including all receivables greater than 90 days delinquent, have been placed on non-accrual status as a result of their delinquency status.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: left"><b>Allowance for Credit Losses – Finance Receivables </b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The allowance for credit losses is a valuation account that is deducted from the amortized cost basis of finance receivables to present the net amount expected to be collected. Charge offs are deducted from the allowance when management believes that collectability is unlikely.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Management estimates the allowance using relevant available information, from internal and external sources, relating to past events, current conditions and, reasonable and supportable forecasts. We believe our historical credit loss experience provides the best basis for the estimation of expected credit losses. Consequently, we use historical loss experience for older receivables, aggregated into vintage pools based on their calendar quarter of origination, to forecast expected losses for less seasoned quarterly vintage pools.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We measure the weighted average monthly incremental change in cumulative net losses for the vintage pools in the relevant historical period. For the pools in the relevant historical period, we consider each pool’s performance from its inception through the end of the current period. We then apply the results of the historical analysis to less seasoned vintage pools beginning with each vintage pool’s most recent actual cumulative net loss experience and extrapolating from that point based on the historical data. We believe the pattern and magnitude of losses on older vintages allows us to establish a reasonable and supportable forecast of less seasoned vintages.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Our contract purchase guidelines are designed to produce a homogenous portfolio. For key credit characteristics of individual contracts such as obligor credit history, job stability, residence stability and ability to pay, there is relatively little variation from the average for the portfolio. Similarly, for key structural characteristics such as loan-to-value, length of contract, monthly payment and amount financed, there is relatively little variation from the average for the portfolio. Consequently, we do not believe there are significant differences in risk characteristics between various segments of our portfolio.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Our methodology incorporates historical pools that are sufficiently seasoned to capture the magnitude and trends of losses within those vintage pools. Furthermore, the historical period encompasses a substantial volume of receivables over periods that include fluctuations in the competitive landscape, the Company’s rates of growth, size of our managed portfolio and fluctuations in economic growth and unemployment.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In consideration of the depth and breadth of the historical period, and the homogeneity of our portfolio, we generally do not adjust historical loss information for differences in risk characteristics such as credit or structural composition of segments of the portfolio or for changes in environmental conditions such as changes in unemployment rates, collateral values or other factors. However, we have considered how certain qualitative factors may affect future credit losses and have incorporated our judgement of the effect of such factors into our estimates.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Effective January 1, 2020, the Company adopted Accounting Standards Codification ("ASC") 326, which changes the criteria under which credit losses on financial instruments (such as the Company’s finance receivables) are measured. ASC 326 introduced a new credit reserving model known as the Current Expected Credit Loss (“CECL”) model, which replaces the incurred loss impairment methodology previously used under U.S. GAAP with a methodology that records currently the expected lifetime credit losses on financial instruments. The adoption of CECL required that we establish an allowance for the remaining expected lifetime credit losses on the portion of the Company’s receivable portfolio for which the Company was not already using fair value accounting. We refer to that portion, which is those receivables that were originated prior to January 2018, as our “legacy portfolio”. To comply with CECL, the Company recorded an addition to its allowance for finance credit losses of $<span id="xdx_908_ecustom--AllowanceForFinanceCreditLosses_iI_pn3n3_dm_c20210630_zBQdh6UuVNCf" title="Allowance for finance credit losses">127.0</span> million. The offset to the addition to the allowance for finance credit losses was a tax affected reduction to retained earnings using the modified retrospective method.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table presents the amortized cost basis of our finance receivables by annual vintage as of June 30, 2021 and December 31, 2020. </p> <table cellpadding="0" cellspacing="0" id="xdx_896_ecustom--ScheduleOfAmortizedCostBasisOfFinanceReceivablesTableTextBlock_pn3n3_zRa8mrslIlga" style="font: 10pt Times New Roman, Times, Serif; background-color: White; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (2) Finance Receivables (Details - Amortized Cost Basis)"> <tr style="vertical-align: bottom"> <td><span id="xdx_8B1_z3mUJlycL7o8" style="display: none">Schedule of amortized cost basis of finance receivables</span></td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">June 30,</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">December 31,</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-decoration: underline; text-align: center">Annual Vintage Pool</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 66%; text-align: left">2012 and prior</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98C_eus-gaap--ServicingAssetAtAmortizedValue_c20210630__us-gaap--FinancingReceivablePortfolioSegmentAxis__custom--VintagePool2012Member_pn3n3" style="width: 13%; text-align: right" title="Amortized cost basis">306</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98B_eus-gaap--ServicingAssetAtAmortizedValue_c20201231__us-gaap--FinancingReceivablePortfolioSegmentAxis__custom--VintagePool2012Member_pn3n3" style="width: 13%; text-align: right" title="Amortized cost basis">608</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td>2013</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--ServicingAssetAtAmortizedValue_c20210630__us-gaap--FinancingReceivablePortfolioSegmentAxis__custom--VintagePool2013Member_pn3n3" style="text-align: right" title="Amortized cost basis">2,257</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--ServicingAssetAtAmortizedValue_c20201231__us-gaap--FinancingReceivablePortfolioSegmentAxis__custom--VintagePool2013Member_pn3n3" style="text-align: right" title="Amortized cost basis">4,483</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td>2014</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--ServicingAssetAtAmortizedValue_c20210630__us-gaap--FinancingReceivablePortfolioSegmentAxis__custom--VintagePool2014Member_pn3n3" style="text-align: right" title="Amortized cost basis">12,750</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--ServicingAssetAtAmortizedValue_c20201231__us-gaap--FinancingReceivablePortfolioSegmentAxis__custom--VintagePool2014Member_pn3n3" style="text-align: right" title="Amortized cost basis">23,115</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td>2015</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--ServicingAssetAtAmortizedValue_c20210630__us-gaap--FinancingReceivablePortfolioSegmentAxis__custom--VintagePool2015Member_pn3n3" style="text-align: right" title="Amortized cost basis">48,953</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--ServicingAssetAtAmortizedValue_c20201231__us-gaap--FinancingReceivablePortfolioSegmentAxis__custom--VintagePool2015Member_pn3n3" style="text-align: right" title="Amortized cost basis">78,457</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td>2016</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--ServicingAssetAtAmortizedValue_c20210630__us-gaap--FinancingReceivablePortfolioSegmentAxis__custom--VintagePool2016Member_pn3n3" style="text-align: right" title="Amortized cost basis">113,339</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--ServicingAssetAtAmortizedValue_c20201231__us-gaap--FinancingReceivablePortfolioSegmentAxis__custom--VintagePool2016Member_pn3n3" style="text-align: right" title="Amortized cost basis">163,677</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt">2017</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--ServicingAssetAtAmortizedValue_c20210630__us-gaap--FinancingReceivablePortfolioSegmentAxis__custom--VintagePool2017Member_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Amortized cost basis">162,865</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--ServicingAssetAtAmortizedValue_c20201231__us-gaap--FinancingReceivablePortfolioSegmentAxis__custom--VintagePool2017Member_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Amortized cost basis">220,967</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_980_eus-gaap--ServicingAssetAtAmortizedValue_c20210630_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Amortized cost basis">340,470</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98D_eus-gaap--ServicingAssetAtAmortizedValue_c20201231_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Amortized cost basis">491,307</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> <p id="xdx_8A1_z8OIFHbkUnel" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table presents a summary of the activity for the allowance for finance credit losses for the three-month and six-month periods ended June 30, 2021 and 2020: </p> <table cellpadding="0" cellspacing="0" id="xdx_897_eus-gaap--AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_pn3n3_zLJTgJ170OJi" style="font: 10pt Times New Roman, Times, Serif; background-color: White; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (2) Finance Receivables (Details - Summary of activity)"> <tr style="vertical-align: bottom"> <td style="text-align: left; padding-bottom: 1pt"><span id="xdx_8B4_zlmrx991kzp5" style="display: none">Schedule of allowance for finance credit losses</span></td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="text-align: center; font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Three Months Ended</td><td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Six Months Ended</td><td style="text-align: center; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td><td style="text-align: center; padding-bottom: 1pt; font-weight: bold"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td><td style="text-align: center; padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-align: center; padding-bottom: 1pt"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td style="font-weight: bold; text-align: center"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold"> </td> <td style="font-weight: bold; text-align: center"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold; text-align: center"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 40%">Balance at beginning of period</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_980_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iS_pn3n3_c20210401__20210630_zGf05NIeoUu6" style="width: 11%; text-align: right" title="Balance at end of period">73,497</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98E_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iS_pn3n3_c20200401__20200630_zCTt4SEFhTGl" style="width: 11%; text-align: right" title="Balance at end of period">114,073</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_982_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iS_pn3n3_c20210101__20210630_zx30jvyFeole" style="width: 11%; text-align: right" title="Balance at beginning of period">80,790</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_981_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iS_pn3n3_c20200101__20200630_zUJr7qUlYHH1" style="width: 11%; text-align: right" title="Balance at beginning of period">11,640</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Early adoption of CECL</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--AccountsReceivableChangeInMethodCreditLossExpenseReversal_pn3n3_d0_c20210401__20210630_zlof1Dohk6l4" style="text-align: right" title="Early adoption of CECL">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--AccountsReceivableChangeInMethodCreditLossExpenseReversal_pn3n3_d0_c20200401__20200630_zqcpkFTqCz89" style="text-align: right" title="Early adoption of CECL">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--AccountsReceivableChangeInMethodCreditLossExpenseReversal_pn3n3_d0_c20210101__20210630_zLFgANBP2cxj" style="text-align: right" title="Early adoption of CECL">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--AccountsReceivableChangeInMethodCreditLossExpenseReversal_c20200101__20200630_pn3n3" style="text-align: right" title="Early adoption of CECL">127,000</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Provision for credit losses on finance receivables</td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--ProvisionForLoanAndLeaseLosses_pn3n3_d0_c20210401__20210630_zZ0sYMvhsxT8" style="text-align: right" title="Provision for credit losses on finance receivables">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--ProvisionForLoanAndLeaseLosses_c20200401__20200630_pn3n3" style="text-align: right" title="Provision for credit losses on finance receivables">3,100</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--ProvisionForLoanAndLeaseLosses_pn3n3_d0_c20210101__20210630_z8b3A2eGEy4j" style="text-align: right" title="Provision for credit losses on finance receivables">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--ProvisionForLoanAndLeaseLosses_c20200101__20200630_pn3n3" style="text-align: right" title="Provision for credit losses on finance receivables">6,713</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td>Charge-offs</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--AllowanceForDoubtfulAccountsReceivableWriteOffs_iN_pn3n3_di_c20210401__20210630_zB1ufLXTd0Fa" style="text-align: right" title="Charge-offs">(6,699</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--AllowanceForDoubtfulAccountsReceivableWriteOffs_iN_pn3n3_di_c20200401__20200630_zGxfbStjODm4" style="text-align: right" title="Charge-offs">(23,308</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--AllowanceForDoubtfulAccountsReceivableWriteOffs_iN_pn3n3_di_c20210101__20210630_zR1n2cLO9VY" style="text-align: right" title="Charge-offs">(18,820</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--AllowanceForDoubtfulAccountsReceivableWriteOffs_iN_pn3n3_di_c20200101__20200630_zRO5x7XJhU5g" style="text-align: right" title="Charge-offs">(57,522</td><td style="text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="padding-bottom: 1pt">Recoveries</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--AllowanceForDoubtfulAccountsReceivableRecoveries_c20210401__20210630_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Recoveries">5,444</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--AllowanceForDoubtfulAccountsReceivableRecoveries_c20200401__20200630_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Recoveries">4,737</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--AllowanceForDoubtfulAccountsReceivableRecoveries_c20210101__20210630_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Recoveries">10,272</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--AllowanceForDoubtfulAccountsReceivableRecoveries_c20200101__20200630_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Recoveries">10,771</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 2.5pt">Balance at end of period</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_982_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iE_pn3n3_c20210401__20210630_z86Gug5zohg" style="border-bottom: Black 2.5pt double; text-align: right" title="Balance at end of period">72,242</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98C_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iE_pn3n3_c20200401__20200630_zMtl2hW0YVPi" style="border-bottom: Black 2.5pt double; text-align: right" title="Balance at end of period">98,602</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_982_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iE_pn3n3_c20210101__20210630_zbDLZMiPfoaj" style="border-bottom: Black 2.5pt double; text-align: right" title="Balance at end of period">72,242</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_983_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iE_pn3n3_c20200101__20200630_zLgzr36oC6G6" style="border-bottom: Black 2.5pt double; text-align: right" title="Balance at end of period">98,602</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> <p id="xdx_8A1_zf2onItH3I79" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Excluded from finance receivables are contracts that were previously classified as finance receivables but were reclassified as other assets because we have repossessed the vehicle securing the Contract. The following table presents a summary of such repossessed inventory together with the allowance for losses in repossessed inventory that is not included in the allowance for finance credit losses: </p> <table cellpadding="0" cellspacing="0" id="xdx_89B_ecustom--AllowanceForLossesOnRepossessedInventoryTableTextBlock_pn3n3_zNfvGx9JshL" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (2) Finance Receivables (Details - Repossessed inventory)"> <tr style="vertical-align: bottom"> <td><span id="xdx_8BA_z5VNKiQSiUM" style="display: none">Schedule of allowance for losses on repossessed inventory</span></td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">June 30,</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">December 31,</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 66%; text-align: left">Gross balance of repossessions in inventory</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98F_eus-gaap--OtherForeclosedAssets_iI_pn3n3_c20210630_zBNWLte37Mhk" style="width: 13%; text-align: right" title="Gross balance of repossessions in inventory">6,154</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98C_eus-gaap--OtherForeclosedAssets_iI_pn3n3_c20201231_zJVIMUYdgBDc" style="width: 13%; text-align: right" title="Gross balance of repossessions in inventory">15,589</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt; text-align: left">Allowance for losses on repossessed inventory</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--ValuationAllowancesAndReservesAdjustments_iN_pn3n3_di_c20210101__20210630_z5nSih6F9jxe" style="border-bottom: Black 1pt solid; text-align: right" title="Allowance for losses on repossessed inventory">(3,337</td><td style="padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--ValuationAllowancesAndReservesAdjustments_iN_pn3n3_di_c20200101__20201231_zJZrCLR0Z1b3" style="border-bottom: Black 1pt solid; text-align: right" title="Allowance for losses on repossessed inventory">(11,790</td><td style="padding-bottom: 1pt; text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left; padding-bottom: 2.5pt">Net repossessed inventory included in other assets</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98E_ecustom--OtherForeclosedAssetsNet_iI_pn3n3_c20210630_zTGzgSuq1gS" style="border-bottom: Black 2.5pt double; text-align: right" title="Net repossessed inventory included in other assets">2,817</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_983_ecustom--OtherForeclosedAssetsNet_iI_pn3n3_c20201231_zB1NF5gouxca" style="border-bottom: Black 2.5pt double; text-align: right" title="Net repossessed inventory included in other assets">3,799</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> <p id="xdx_8AC_z569essM7AW8" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in">  </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <table cellpadding="0" cellspacing="0" id="xdx_891_eus-gaap--ScheduleOfFinancingReceivablesMinimumPaymentsTableTextBlock_pn3n3_zY3l4jEkSo46" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (2) Finance Receivables (Details - Components of Finance Receivables)"> <tr style="vertical-align: bottom"> <td><span id="xdx_8B1_zkOzEGXYn8rd" style="display: none">Schedule of finance receivables</span></td><td style="font-weight: bold"> </td> <td colspan="2" id="xdx_495_20210630_z22ty4oIw851" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" id="xdx_49C_20201231_zLE6OGeD1f04" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">June 30,</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">December 31,</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr id="xdx_40B_eus-gaap--ProceedsFromSaleAndCollectionOfFinanceReceivablesAbstract_iB" style="vertical-align: bottom"> <td>Finance receivables</td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold"> </td></tr> <tr id="xdx_40B_eus-gaap--LoansAndLeasesReceivableBeforeFeesGross_i01I_pn3n3_maLALRGz3Qi_zs9FWUH7veN3" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 66%; text-align: left">Automobile finance receivables, net of unearned interest</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 13%; text-align: right">340,470</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 13%; text-align: right">491,307</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_409_eus-gaap--UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums_i01I_pn3n3_d0_maLALRGz3Qi_zovm0NAAvVFl" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Unearned acquisition fees and originations costs</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">–</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">826</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr id="xdx_402_eus-gaap--LoansAndLeasesReceivableGrossCarryingAmount_i01TI_pn3n3_mtLALRGz3Qi_zwJxOuir6W51" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left; padding-bottom: 2.5pt">Finance receivables</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">340,470</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">492,133</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> 340470000 491307000 0 826000 340470000 492133000 <table cellpadding="0" cellspacing="0" id="xdx_898_eus-gaap--PastDueFinancingReceivablesTableTextBlock_pn3n3_zeLcUgO1Hl1h" style="font: 10pt Times New Roman, Times, Serif; background-color: White; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (2) Finance Receivables (Details - Delinquency status)"> <tr style="vertical-align: bottom"> <td><span id="xdx_8B4_zyJ5NieAa6Ih" style="display: none">Schedule of delinquency status of finance receivables</span></td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">June 30,</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">December 31,</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-align: left">Delinquency Status</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 66%">Current</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_980_eus-gaap--NotesReceivableGross_c20210630__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables1To29DaysPastDueMember_pn3n3" style="width: 13%; text-align: right" title="Finance receivables">294,043</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_985_eus-gaap--NotesReceivableGross_c20201231__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables1To29DaysPastDueMember_pn3n3" style="width: 13%; text-align: right" title="Finance receivables">406,693</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td>31 - 60 days</td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--NotesReceivableGross_c20210630__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables30To59DaysPastDueMember_pn3n3" style="text-align: right" title="Finance receivables">34,437</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--NotesReceivableGross_c20201231__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables30To59DaysPastDueMember_pn3n3" style="text-align: right" title="Finance receivables">56,572</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td>61 - 90 days</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--NotesReceivableGross_c20210630__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables60To89DaysPastDueMember_pn3n3" style="text-align: right" title="Finance receivables">10,093</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--NotesReceivableGross_c20201231__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables60To89DaysPastDueMember_pn3n3" style="text-align: right" title="Finance receivables">22,660</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt">91 + days</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--NotesReceivableGross_c20210630__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Finance receivables">1,897</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--NotesReceivableGross_c20201231__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Finance receivables">5,382</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_980_ecustom--TotalFinanceReceivablesWithDelinquencyStatus_c20210630_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Total finance receivables with delinquency status">340,470</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98D_ecustom--TotalFinanceReceivablesWithDelinquencyStatus_c20201231_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Total finance receivables with delinquency status">491,307</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> 294043000 406693000 34437000 56572000 10093000 22660000 1897000 5382000 340470000 491307000 1900000 5400000 127000000.0 <table cellpadding="0" cellspacing="0" id="xdx_896_ecustom--ScheduleOfAmortizedCostBasisOfFinanceReceivablesTableTextBlock_pn3n3_zRa8mrslIlga" style="font: 10pt Times New Roman, Times, Serif; background-color: White; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (2) Finance Receivables (Details - Amortized Cost Basis)"> <tr style="vertical-align: bottom"> <td><span id="xdx_8B1_z3mUJlycL7o8" style="display: none">Schedule of amortized cost basis of finance receivables</span></td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">June 30,</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">December 31,</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-decoration: underline; text-align: center">Annual Vintage Pool</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 66%; text-align: left">2012 and prior</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98C_eus-gaap--ServicingAssetAtAmortizedValue_c20210630__us-gaap--FinancingReceivablePortfolioSegmentAxis__custom--VintagePool2012Member_pn3n3" style="width: 13%; text-align: right" title="Amortized cost basis">306</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98B_eus-gaap--ServicingAssetAtAmortizedValue_c20201231__us-gaap--FinancingReceivablePortfolioSegmentAxis__custom--VintagePool2012Member_pn3n3" style="width: 13%; text-align: right" title="Amortized cost basis">608</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td>2013</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--ServicingAssetAtAmortizedValue_c20210630__us-gaap--FinancingReceivablePortfolioSegmentAxis__custom--VintagePool2013Member_pn3n3" style="text-align: right" title="Amortized cost basis">2,257</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--ServicingAssetAtAmortizedValue_c20201231__us-gaap--FinancingReceivablePortfolioSegmentAxis__custom--VintagePool2013Member_pn3n3" style="text-align: right" title="Amortized cost basis">4,483</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td>2014</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--ServicingAssetAtAmortizedValue_c20210630__us-gaap--FinancingReceivablePortfolioSegmentAxis__custom--VintagePool2014Member_pn3n3" style="text-align: right" title="Amortized cost basis">12,750</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--ServicingAssetAtAmortizedValue_c20201231__us-gaap--FinancingReceivablePortfolioSegmentAxis__custom--VintagePool2014Member_pn3n3" style="text-align: right" title="Amortized cost basis">23,115</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td>2015</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--ServicingAssetAtAmortizedValue_c20210630__us-gaap--FinancingReceivablePortfolioSegmentAxis__custom--VintagePool2015Member_pn3n3" style="text-align: right" title="Amortized cost basis">48,953</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--ServicingAssetAtAmortizedValue_c20201231__us-gaap--FinancingReceivablePortfolioSegmentAxis__custom--VintagePool2015Member_pn3n3" style="text-align: right" title="Amortized cost basis">78,457</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td>2016</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--ServicingAssetAtAmortizedValue_c20210630__us-gaap--FinancingReceivablePortfolioSegmentAxis__custom--VintagePool2016Member_pn3n3" style="text-align: right" title="Amortized cost basis">113,339</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--ServicingAssetAtAmortizedValue_c20201231__us-gaap--FinancingReceivablePortfolioSegmentAxis__custom--VintagePool2016Member_pn3n3" style="text-align: right" title="Amortized cost basis">163,677</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt">2017</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--ServicingAssetAtAmortizedValue_c20210630__us-gaap--FinancingReceivablePortfolioSegmentAxis__custom--VintagePool2017Member_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Amortized cost basis">162,865</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--ServicingAssetAtAmortizedValue_c20201231__us-gaap--FinancingReceivablePortfolioSegmentAxis__custom--VintagePool2017Member_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Amortized cost basis">220,967</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_980_eus-gaap--ServicingAssetAtAmortizedValue_c20210630_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Amortized cost basis">340,470</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98D_eus-gaap--ServicingAssetAtAmortizedValue_c20201231_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Amortized cost basis">491,307</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> 306000 608000 2257000 4483000 12750000 23115000 48953000 78457000 113339000 163677000 162865000 220967000 340470000 491307000 <table cellpadding="0" cellspacing="0" id="xdx_897_eus-gaap--AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_pn3n3_zLJTgJ170OJi" style="font: 10pt Times New Roman, Times, Serif; background-color: White; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (2) Finance Receivables (Details - Summary of activity)"> <tr style="vertical-align: bottom"> <td style="text-align: left; padding-bottom: 1pt"><span id="xdx_8B4_zlmrx991kzp5" style="display: none">Schedule of allowance for finance credit losses</span></td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="text-align: center; font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Three Months Ended</td><td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Six Months Ended</td><td style="text-align: center; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td><td style="text-align: center; padding-bottom: 1pt; font-weight: bold"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td><td style="text-align: center; padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-align: center; padding-bottom: 1pt"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td style="font-weight: bold; text-align: center"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold"> </td> <td style="font-weight: bold; text-align: center"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold; text-align: center"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 40%">Balance at beginning of period</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_980_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iS_pn3n3_c20210401__20210630_zGf05NIeoUu6" style="width: 11%; text-align: right" title="Balance at end of period">73,497</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98E_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iS_pn3n3_c20200401__20200630_zCTt4SEFhTGl" style="width: 11%; text-align: right" title="Balance at end of period">114,073</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_982_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iS_pn3n3_c20210101__20210630_zx30jvyFeole" style="width: 11%; text-align: right" title="Balance at beginning of period">80,790</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_981_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iS_pn3n3_c20200101__20200630_zUJr7qUlYHH1" style="width: 11%; text-align: right" title="Balance at beginning of period">11,640</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Early adoption of CECL</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--AccountsReceivableChangeInMethodCreditLossExpenseReversal_pn3n3_d0_c20210401__20210630_zlof1Dohk6l4" style="text-align: right" title="Early adoption of CECL">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--AccountsReceivableChangeInMethodCreditLossExpenseReversal_pn3n3_d0_c20200401__20200630_zqcpkFTqCz89" style="text-align: right" title="Early adoption of CECL">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--AccountsReceivableChangeInMethodCreditLossExpenseReversal_pn3n3_d0_c20210101__20210630_zLFgANBP2cxj" style="text-align: right" title="Early adoption of CECL">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--AccountsReceivableChangeInMethodCreditLossExpenseReversal_c20200101__20200630_pn3n3" style="text-align: right" title="Early adoption of CECL">127,000</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Provision for credit losses on finance receivables</td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--ProvisionForLoanAndLeaseLosses_pn3n3_d0_c20210401__20210630_zZ0sYMvhsxT8" style="text-align: right" title="Provision for credit losses on finance receivables">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--ProvisionForLoanAndLeaseLosses_c20200401__20200630_pn3n3" style="text-align: right" title="Provision for credit losses on finance receivables">3,100</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--ProvisionForLoanAndLeaseLosses_pn3n3_d0_c20210101__20210630_z8b3A2eGEy4j" style="text-align: right" title="Provision for credit losses on finance receivables">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--ProvisionForLoanAndLeaseLosses_c20200101__20200630_pn3n3" style="text-align: right" title="Provision for credit losses on finance receivables">6,713</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td>Charge-offs</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--AllowanceForDoubtfulAccountsReceivableWriteOffs_iN_pn3n3_di_c20210401__20210630_zB1ufLXTd0Fa" style="text-align: right" title="Charge-offs">(6,699</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--AllowanceForDoubtfulAccountsReceivableWriteOffs_iN_pn3n3_di_c20200401__20200630_zGxfbStjODm4" style="text-align: right" title="Charge-offs">(23,308</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--AllowanceForDoubtfulAccountsReceivableWriteOffs_iN_pn3n3_di_c20210101__20210630_zR1n2cLO9VY" style="text-align: right" title="Charge-offs">(18,820</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--AllowanceForDoubtfulAccountsReceivableWriteOffs_iN_pn3n3_di_c20200101__20200630_zRO5x7XJhU5g" style="text-align: right" title="Charge-offs">(57,522</td><td style="text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="padding-bottom: 1pt">Recoveries</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--AllowanceForDoubtfulAccountsReceivableRecoveries_c20210401__20210630_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Recoveries">5,444</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--AllowanceForDoubtfulAccountsReceivableRecoveries_c20200401__20200630_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Recoveries">4,737</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--AllowanceForDoubtfulAccountsReceivableRecoveries_c20210101__20210630_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Recoveries">10,272</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--AllowanceForDoubtfulAccountsReceivableRecoveries_c20200101__20200630_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Recoveries">10,771</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 2.5pt">Balance at end of period</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_982_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iE_pn3n3_c20210401__20210630_z86Gug5zohg" style="border-bottom: Black 2.5pt double; text-align: right" title="Balance at end of period">72,242</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98C_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iE_pn3n3_c20200401__20200630_zMtl2hW0YVPi" style="border-bottom: Black 2.5pt double; text-align: right" title="Balance at end of period">98,602</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_982_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iE_pn3n3_c20210101__20210630_zbDLZMiPfoaj" style="border-bottom: Black 2.5pt double; text-align: right" title="Balance at end of period">72,242</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_983_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iE_pn3n3_c20200101__20200630_zLgzr36oC6G6" style="border-bottom: Black 2.5pt double; text-align: right" title="Balance at end of period">98,602</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> 73497000 114073000 80790000 11640000 0 0 0 127000000 0 3100000 0 6713000 6699000 23308000 18820000 57522000 5444000 4737000 10272000 10771000 72242000 98602000 72242000 98602000 <table cellpadding="0" cellspacing="0" id="xdx_89B_ecustom--AllowanceForLossesOnRepossessedInventoryTableTextBlock_pn3n3_zNfvGx9JshL" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (2) Finance Receivables (Details - Repossessed inventory)"> <tr style="vertical-align: bottom"> <td><span id="xdx_8BA_z5VNKiQSiUM" style="display: none">Schedule of allowance for losses on repossessed inventory</span></td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">June 30,</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">December 31,</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 66%; text-align: left">Gross balance of repossessions in inventory</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98F_eus-gaap--OtherForeclosedAssets_iI_pn3n3_c20210630_zBNWLte37Mhk" style="width: 13%; text-align: right" title="Gross balance of repossessions in inventory">6,154</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98C_eus-gaap--OtherForeclosedAssets_iI_pn3n3_c20201231_zJVIMUYdgBDc" style="width: 13%; text-align: right" title="Gross balance of repossessions in inventory">15,589</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt; text-align: left">Allowance for losses on repossessed inventory</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--ValuationAllowancesAndReservesAdjustments_iN_pn3n3_di_c20210101__20210630_z5nSih6F9jxe" style="border-bottom: Black 1pt solid; text-align: right" title="Allowance for losses on repossessed inventory">(3,337</td><td style="padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--ValuationAllowancesAndReservesAdjustments_iN_pn3n3_di_c20200101__20201231_zJZrCLR0Z1b3" style="border-bottom: Black 1pt solid; text-align: right" title="Allowance for losses on repossessed inventory">(11,790</td><td style="padding-bottom: 1pt; text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left; padding-bottom: 2.5pt">Net repossessed inventory included in other assets</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98E_ecustom--OtherForeclosedAssetsNet_iI_pn3n3_c20210630_zTGzgSuq1gS" style="border-bottom: Black 2.5pt double; text-align: right" title="Net repossessed inventory included in other assets">2,817</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_983_ecustom--OtherForeclosedAssetsNet_iI_pn3n3_c20201231_zB1NF5gouxca" style="border-bottom: Black 2.5pt double; text-align: right" title="Net repossessed inventory included in other assets">3,799</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> 6154000 15589000 3337000 11790000 2817000 3799000 <p id="xdx_803_ecustom--SecuritizationTrustDebtTextBlock_zocfpM1GTtJc" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>(3) <i>Securitization Trust Debt </i></b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We have completed many securitization transactions that are structured as secured borrowings for financial accounting purposes. The debt issued in these transactions is shown on our Unaudited Condensed Consolidated Balance Sheets as “Securitization trust debt,” and the components of such debt are summarized in the following table: </p> <table cellpadding="0" cellspacing="0" id="xdx_89D_eus-gaap--ScheduleOfDebtInstrumentsTextBlock_pn3n3_zOUmHO6jhNGe" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (3) Securitization Trust Debt (Details)"> <tr style="vertical-align: bottom"> <td style="text-align: left"><span id="xdx_8B1_zAGeEtEJIN6c" style="display: none"><span id="xdx_8B9_zxpgUJD2ntCl">Schedule of Long-term Debt Instruments</span> </span></td><td style="text-align: center"> </td><td style="text-align: center"> </td> <td style="text-align: center"> </td><td style="text-align: center"> </td> <td colspan="2" style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: center"> </td> <td colspan="2" style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: center"> </td> <td colspan="2" style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: center"> </td> <td colspan="2" style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: center; font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: center"> </td> <td style="text-align: center"> </td><td style="text-align: center"> </td> <td colspan="2" style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: center"> </td> <td colspan="2" style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: center"> </td> <td colspan="2" style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: center"> </td> <td colspan="2" style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: center; font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Weighted</td><td style="text-align: center; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: center"> </td> <td style="text-align: center"> </td><td style="text-align: center"> </td> <td colspan="2" style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: center"> </td> <td colspan="2" style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: center"> </td> <td colspan="2" style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: center"> </td> <td colspan="2" style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: center; font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Average</td><td style="text-align: center; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td style="font-weight: bold; text-align: center">Final</td><td style="text-align: center; font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Receivables</td><td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Outstanding</td><td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Outstanding</td><td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Contractual</td><td style="text-align: center; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td style="font-weight: bold; text-align: center">Scheduled</td><td style="text-align: center; font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Pledged at</td><td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Principal at</td><td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Principal at</td><td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Interest Rate</td><td style="text-align: center; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td style="font-weight: bold; text-align: center">Payment</td><td style="text-align: center; font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">June 30,</td><td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Initial</td><td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">June 30,</td><td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">December 31,</td><td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">at June 30,</td><td style="text-align: center; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Series</td><td style="text-align: center; padding-bottom: 1pt; font-weight: bold"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Date (1)</td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021 (2)</td><td style="text-align: center; padding-bottom: 1pt; font-weight: bold"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Principal</td><td style="text-align: center; padding-bottom: 1pt; font-weight: bold"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="text-align: center; padding-bottom: 1pt; font-weight: bold"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="text-align: center; padding-bottom: 1pt; font-weight: bold"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-align: left"> </td><td> </td><td style="font-weight: bold"> </td> <td colspan="17" style="font-weight: bold; text-align: center">(Dollars in thousands)</td><td> </td> <td colspan="2"> </td><td> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 9%; text-align: left">CPS 2015-B</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td id="xdx_98F_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2015BMember_fKDEp_zLhbBe38Y1J" style="width: 23%; text-align: right" title="Final Scheduled Payment Date">September 2022</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98B_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_d0_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2015BMember_fKDIp_zOAOqeJdGng8" style="width: 9%; text-align: right" title="Receivables Pledged at end of period">–</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98C_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2015BMember_pn3n3" style="width: 9%; text-align: right" title="Initial Principal">250,000</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_981_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_iI_pn3n3_d0_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2015BMember_z9BbzyOchYB8" style="width: 9%; text-align: right" title="Outstanding Principal">–</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_988_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2015BMember_pn3n3" style="width: 9%; text-align: right" title="Outstanding Principal">17,984</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_984_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2015BMember_zkxtJAyDvyc9" style="width: 9%; text-align: right" title="Weighted Average Contractual Interest Rate"><span style="-sec-ix-hidden: xdx2ixbrl1134">–</span></td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">CPS 2015-C</td><td style="text-align: left"> </td><td> </td> <td id="xdx_989_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2015CMember_fKDEp_zUVakM5AkvTf" style="text-align: right" title="Final Scheduled Payment Date">December 2022</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_d0_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2015CMember_fKDIp_zguN6ARTILj8" style="text-align: right" title="Receivables Pledged at end of period">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2015CMember_pn3n3" style="text-align: right" title="Initial Principal">300,000</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_iI_pn3n3_d0_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2015CMember_zfCl9eev2j1g" style="text-align: right" title="Outstanding Principal">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2015CMember_pn3n3" style="text-align: right" title="Outstanding Principal">28,529</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2015CMember_zAL4IA5HhVYc" style="text-align: right" title="Weighted Average Contractual Interest Rate"><span style="-sec-ix-hidden: xdx2ixbrl1146">–</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">CPS 2016-A</td><td style="text-align: left"> </td><td> </td> <td id="xdx_982_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016AMember_fKDEp_zIKHfK8uYAab" style="text-align: right" title="Final Scheduled Payment Date">March 2023</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_d0_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016AMember_fKDIp_zK8Td1DXXlca" style="text-align: right" title="Receivables Pledged at end of period">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016AMember_pn3n3" style="text-align: right" title="Initial Principal">329,460</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016AMember_pn3n3" style="text-align: right" title="Outstanding Principal">24,551</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2016AMember_pn3n3" style="text-align: right" title="Outstanding Principal">37,158</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016AMember_zck4Z68fkpg6" style="text-align: right" title="Weighted Average Contractual Interest Rate">7.65%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">CPS 2016-B</td><td style="text-align: left"> </td><td> </td> <td id="xdx_98C_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016BMember_fKDEp_zpFK0t6thlj" style="text-align: right" title="Final Scheduled Payment Date">June 2023</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016BMember_fKDIp_ziBoI4eLIUIc" style="text-align: right" title="Receivables Pledged at end of period">30,449</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016BMember_pn3n3" style="text-align: right" title="Initial Principal">332,690</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016BMember_pn3n3" style="text-align: right" title="Outstanding Principal">30,632</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2016BMember_pn3n3" style="text-align: right" title="Outstanding Principal">46,079</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016BMember_z2y0Yo2JLbQ5" style="text-align: right" title="Weighted Average Contractual Interest Rate">7.84%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">CPS 2016-C</td><td style="text-align: left"> </td><td> </td> <td id="xdx_987_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016CMember_fKDEp_zsWtLrxwRuG2" style="text-align: right" title="Final Scheduled Payment Date">September 2023</td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016CMember_fKDIp_zw1wsiD6Yzg8" style="text-align: right" title="Receivables Pledged at end of period">32,501</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016CMember_pn3n3" style="text-align: right" title="Initial Principal">318,500</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016CMember_pn3n3" style="text-align: right" title="Outstanding Principal">32,010</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2016CMember_pn3n3" style="text-align: right" title="Outstanding Principal">47,325</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016CMember_zHVJ9qdDSvib" style="text-align: right" title="Weighted Average Contractual Interest Rate">8.30%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">CPS 2016-D</td><td style="text-align: left"> </td><td> </td> <td id="xdx_987_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016DMember_fKDEp_zHRoDUZwSAD5" style="text-align: right" title="Final Scheduled Payment Date">April 2024</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016DMember_fKDIp_zuljgfa3FtQ2" style="text-align: right" title="Receivables Pledged at end of period">27,003</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016DMember_pn3n3" style="text-align: right" title="Initial Principal">206,325</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016DMember_pn3n3" style="text-align: right" title="Outstanding Principal">24,564</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2016DMember_pn3n3" style="text-align: right" title="Outstanding Principal">36,455</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016DMember_zdKbc1teucUg" style="text-align: right" title="Weighted Average Contractual Interest Rate">6.43%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">CPS 2017-A</td><td style="text-align: left"> </td><td> </td> <td id="xdx_98C_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017AMember_fKDEp_zBQxt53HJ0S" style="text-align: right" title="Final Scheduled Payment Date">April 2024</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017AMember_fKDIp_z9JCwW0ho6I9" style="text-align: right" title="Receivables Pledged at end of period">30,562</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017AMember_pn3n3" style="text-align: right" title="Initial Principal">206,320</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017AMember_pn3n3" style="text-align: right" title="Outstanding Principal">27,466</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2017AMember_pn3n3" style="text-align: right" title="Outstanding Principal">40,619</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017AMember_zx0xcafWhiA5" style="text-align: right" title="Weighted Average Contractual Interest Rate">6.41%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">CPS 2017-B</td><td style="text-align: left"> </td><td> </td> <td id="xdx_987_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017BMember_fKDEp_zcHSavpmuwpi" style="text-align: right" title="Final Scheduled Payment Date">December  2023</td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017BMember_fKDIp_zGSBGCYV9Ot2" style="text-align: right" title="Receivables Pledged at end of period">38,953</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017BMember_pn3n3" style="text-align: right" title="Initial Principal">225,170</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017BMember_pn3n3" style="text-align: right" title="Outstanding Principal">23,983</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2017BMember_pn3n3" style="text-align: right" title="Outstanding Principal">39,016</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017BMember_zAi73TdbHAp6" style="text-align: right" title="Weighted Average Contractual Interest Rate">5.65%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">CPS 2017-C</td><td style="text-align: left"> </td><td> </td> <td id="xdx_984_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017CMember_fKDEp_zxbuiLBkGq06" style="text-align: right" title="Final Scheduled Payment Date">September 2024</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017CMember_fKDIp_zvjQfuFlYjY3" style="text-align: right" title="Receivables Pledged at end of period">41,567</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017CMember_pn3n3" style="text-align: right" title="Initial Principal">224,825</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017CMember_pn3n3" style="text-align: right" title="Outstanding Principal">35,619</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2017CMember_pn3n3" style="text-align: right" title="Outstanding Principal">47,553</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017CMember_z2x8iEDW7TUl" style="text-align: right" title="Weighted Average Contractual Interest Rate">5.16%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">CPS 2017-D</td><td style="text-align: left"> </td><td> </td> <td id="xdx_986_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017DMember_fKDEp_zVIutwe3XXv1" style="text-align: right" title="Final Scheduled Payment Date">June 2024</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017DMember_fKDIp_zUzIzUlrP5ja" style="text-align: right" title="Receivables Pledged at end of period">42,475</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017DMember_pn3n3" style="text-align: right" title="Initial Principal">196,300</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017DMember_pn3n3" style="text-align: right" title="Outstanding Principal">36,645</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2017DMember_pn3n3" style="text-align: right" title="Outstanding Principal">49,297</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017DMember_z24ymaCV0DYa" style="text-align: right" title="Weighted Average Contractual Interest Rate">4.62%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">CPS 2018-A</td><td style="text-align: left"> </td><td> </td> <td id="xdx_98E_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018AMember_fKDEp_zEnVNEYW2wCa" style="text-align: right" title="Final Scheduled Payment Date">March 2025</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018AMember_fKDIp_zrTytQd9Kuag" style="text-align: right" title="Receivables Pledged at end of period">46,399</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018AMember_pn3n3" style="text-align: right" title="Initial Principal">190,000</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018AMember_pn3n3" style="text-align: right" title="Outstanding Principal">40,124</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2018AMember_pn3n3" style="text-align: right" title="Outstanding Principal">53,549</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018AMember_zHLtuk83KWNa" style="text-align: right" title="Weighted Average Contractual Interest Rate">4.41%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">CPS 2018-B</td><td style="text-align: left"> </td><td> </td> <td id="xdx_98A_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018BMember_fKDEp_z3y9FUSQqmYf" style="text-align: right" title="Final Scheduled Payment Date">December  2024</td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018BMember_fKDIp_zGkVE7lK5wpb" style="text-align: right" title="Receivables Pledged at end of period">56,439</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018BMember_pn3n3" style="text-align: right" title="Initial Principal">201,823</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018BMember_pn3n3" style="text-align: right" title="Outstanding Principal">48,683</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2018BMember_pn3n3" style="text-align: right" title="Outstanding Principal">66,955</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018BMember_zRdsrSBNPzQi" style="text-align: right" title="Weighted Average Contractual Interest Rate">4.86%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">CPS 2018-C</td><td style="text-align: left"> </td><td> </td> <td id="xdx_98C_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018CMember_fKDEp_zYLW2Xt1Gp4e" style="text-align: right" title="Final Scheduled Payment Date">September 2025</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018CMember_fKDIp_zFHLRCtyddd6" style="text-align: right" title="Receivables Pledged at end of period">64,829</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018CMember_pn3n3" style="text-align: right" title="Initial Principal">230,275</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018CMember_pn3n3" style="text-align: right" title="Outstanding Principal">58,318</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2018CMember_pn3n3" style="text-align: right" title="Outstanding Principal">77,345</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018CMember_zhqsjeXkCO5l" style="text-align: right" title="Weighted Average Contractual Interest Rate">4.93%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">CPS 2018-D</td><td style="text-align: left"> </td><td> </td> <td id="xdx_982_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018DMember_fKDEp_zzYSdaAGURtj" style="text-align: right" title="Final Scheduled Payment Date">June 2025</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018DMember_fKDIp_zPNDnwtewwdb" style="text-align: right" title="Receivables Pledged at end of period">78,903</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018DMember_pn3n3" style="text-align: right" title="Initial Principal">233,730</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018DMember_pn3n3" style="text-align: right" title="Outstanding Principal">67,767</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2018DMember_pn3n3" style="text-align: right" title="Outstanding Principal">88,228</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018DMember_zyw1F5JdIQT3" style="text-align: right" title="Weighted Average Contractual Interest Rate">4.81%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">CPS 2019-A</td><td style="text-align: left"> </td><td> </td> <td id="xdx_98A_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019AMember_fKDEp_zUuIXbdbHG65" style="text-align: right" title="Final Scheduled Payment Date">March 2026</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019AMember_fKDIp_zWjd3x84PLLb" style="text-align: right" title="Receivables Pledged at end of period">98,774</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019AMember_pn3n3" style="text-align: right" title="Initial Principal">254,400</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019AMember_pn3n3" style="text-align: right" title="Outstanding Principal">84,920</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2019AMember_pn3n3" style="text-align: right" title="Outstanding Principal">114,373</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019AMember_z3EZeJ9HuhIl" style="text-align: right" title="Weighted Average Contractual Interest Rate">4.63%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">CPS 2019-B</td><td style="text-align: left"> </td><td> </td> <td id="xdx_98E_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019BMember_fKDEp_zn72sVvw2lBf" style="text-align: right" title="Final Scheduled Payment Date">June 2026</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019BMember_fKDIp_zIkkmdKVYKnd" style="text-align: right" title="Receivables Pledged at end of period">97,182</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019BMember_pn3n3" style="text-align: right" title="Initial Principal">228,275</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019BMember_pn3n3" style="text-align: right" title="Outstanding Principal">87,833</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2019BMember_pn3n3" style="text-align: right" title="Outstanding Principal">118,982</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019BMember_zNqRB3ZorSX6" style="text-align: right" title="Weighted Average Contractual Interest Rate">4.24%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">CPS 2019-C</td><td style="text-align: left"> </td><td> </td> <td id="xdx_989_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019CMember_fKDEp_z4qovLR02S1i" style="text-align: right" title="Final Scheduled Payment Date">September 2026</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019CMember_fKDIp_zP9rse5Ng9Tc" style="text-align: right" title="Receivables Pledged at end of period">114,238</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019CMember_pn3n3" style="text-align: right" title="Initial Principal">243,513</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019CMember_pn3n3" style="text-align: right" title="Outstanding Principal">106,354</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2019CMember_pn3n3" style="text-align: right" title="Outstanding Principal">142,080</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019CMember_zTbfctMQHcN1" style="text-align: right" title="Weighted Average Contractual Interest Rate">3.47%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">CPS 2019-D</td><td style="text-align: left"> </td><td> </td> <td id="xdx_987_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019DMember_fKDEp_zpgLLq2DrZah" style="text-align: right" title="Final Scheduled Payment Date">December  2026</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019DMember_fKDIp_z3Ff9XYFkFKj" style="text-align: right" title="Receivables Pledged at end of period">145,606</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019DMember_pn3n3" style="text-align: right" title="Initial Principal">274,313</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019DMember_pn3n3" style="text-align: right" title="Outstanding Principal">137,180</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2019DMember_pn3n3" style="text-align: right" title="Outstanding Principal">181,485</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019DMember_zqF0hF7w9Qoi" style="text-align: right" title="Weighted Average Contractual Interest Rate">2.98%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">CPS 2020-A</td><td style="text-align: left"> </td><td> </td> <td id="xdx_98E_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2020AMember_fKDEp_zEAMqeJ8aI78" style="text-align: right" title="Final Scheduled Payment Date">March 2027</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2020AMember_fKDIp_zZrm6WHPlQT9" style="text-align: right" title="Receivables Pledged at end of period">141,542</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2020AMember_pn3n3" style="text-align: right" title="Initial Principal">260,000</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2020AMember_pn3n3" style="text-align: right" title="Outstanding Principal">139,485</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2020AMember_pn3n3" style="text-align: right" title="Outstanding Principal">184,944</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2020AMember_z5bl8GLAZxvg" style="text-align: right" title="Weighted Average Contractual Interest Rate">3.03%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">CPS 2020-B</td><td style="text-align: left"> </td><td> </td> <td id="xdx_98E_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2020BMember_fKDEp_z1M2g1ZUHI6g" style="text-align: right" title="Final Scheduled Payment Date">June 2027</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2020BMember_fKDIp_zgk206YR0GT6" style="text-align: right" title="Receivables Pledged at end of period">145,858</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2020BMember_pn3n3" style="text-align: right" title="Initial Principal">202,343</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2020BMember_pn3n3" style="text-align: right" title="Outstanding Principal">124,382</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2020BMember_pn3n3" style="text-align: right" title="Outstanding Principal">164,403</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2020BMember_zpnjmqIqLf31" style="text-align: right" title="Weighted Average Contractual Interest Rate">3.71%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">CPS 2020-C</td><td style="text-align: left"> </td><td> </td> <td id="xdx_98A_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2020CMember_fKDEp_ziBSNwyHyz8k" style="text-align: right" title="Final Scheduled Payment Date">November 2027</td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2020CMember_fKDIp_zAyb19HXNyI6" style="text-align: right" title="Receivables Pledged at end of period">196,785</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2020CMember_pn3n3" style="text-align: right" title="Initial Principal">252,200</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2020CMember_pn3n3" style="text-align: right" title="Outstanding Principal">187,529</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2020CMember_pn3n3" style="text-align: right" title="Outstanding Principal">231,961</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2020CMember_zJbogIaYkzb8" style="text-align: right" title="Weighted Average Contractual Interest Rate">1.91%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">CPS 2021-A</td><td style="text-align: left"> </td><td> </td> <td id="xdx_983_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2021AMember_fKDEp_zhcDMABoOf1h" style="text-align: right" title="Final Scheduled Payment Date">March 2028</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2021AMember_fKDIp_zZzszUAsP1Nh" style="text-align: right" title="Receivables Pledged at end of period">211,575</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2021AMember_pn3n3" style="text-align: right" title="Initial Principal">230,545</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2021AMember_pn3n3" style="text-align: right" title="Outstanding Principal">197,170</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_iI_pn3n3_d0_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2021AMember_zM5y5B82YkE3" style="text-align: right" title="Outstanding Principal">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2021AMember_zPlJInsL0jQa" style="text-align: right" title="Weighted Average Contractual Interest Rate">0.81%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="padding-bottom: 1pt; text-align: left">CPS 2021-B</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td id="xdx_98D_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2021BMember_fKDEp_zo385h5HRoQl" style="text-align: right; padding-bottom: 1pt" title="Final Scheduled Payment Date">June 2028</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2021BMember_fKDIp_zQpbe9hstH0c" style="border-bottom: Black 1pt solid; text-align: right" title="Receivables Pledged at end of period">228,935</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2021BMember_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Initial Principal">240,000</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2021BMember_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Outstanding Principal">228,585</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_iI_pn3n3_d0_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2021BMember_zEfvPmELuoW5" style="border-bottom: Black 1pt solid; text-align: right" title="Outstanding Principal">–</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="padding-bottom: 1pt; text-align: left"> </td><td id="xdx_981_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2021BMember_zLLvRqMd3ED9" style="padding-bottom: 1pt; text-align: right" title="Weighted Average Contractual Interest Rate">1.05%</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="text-align: right; padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98D_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630_fKDIp_zvvPRgKCQqq4" style="border-bottom: Black 2.5pt double; text-align: right" title="Receivables Pledged at end of period">1,870,574</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_987_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Initial Principal">5,631,007</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_987_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Outstanding Principal">1,743,799</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_988_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Outstanding Principal">1,814,320</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">_________________</p> <p style="margin: 0pt 0; font-size: 10pt"> </p> <table border="0" cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"> <tr style="vertical-align: top"> <td style="text-align: justify; padding-left: 10pt; text-indent: -10pt; width: 9%"><i id="xdx_F0C_zyYqxOtbShWd">(1)<span style="font-family: Times New Roman, Times, Serif">    </span></i></td> <td style="text-align: justify; width: 97%"><i id="xdx_F11_zWhHc7yCMog4">The Final Scheduled Payment Date represents final legal maturity of the securitization trust debt. Securitization trust debt is expected to become due and to be paid prior to those dates, based on amortization of the finance receivables pledged to the trusts. Expected payments, which will depend on the performance of such receivables, as to which there can be no assurance, are $<span id="xdx_906_ecustom--ExpectedFinanceReceivablePaymentsYearOne_iI_pn3n3_dm_c20210630_zOVZ51fpsCAf">442.0</span> million in 2021, $<span id="xdx_901_ecustom--ExpectedFinanceReceivablePaymentsYearTwo_iI_pn3n3_dm_c20210630_zWzg43mkgpv9">543.0</span> million in 2022, $<span id="xdx_904_ecustom--ExpectedFinanceReceivablePaymentsYearThree_iI_pn3n3_dm_c20210630_zX6R75qpg4V3">451.5</span> million in 2023, $<span id="xdx_90F_ecustom--ExpectedFinanceReceivablePaymentsYearFour_iI_pn3n3_dm_c20210630_zymgNYCxgkr">112.3</span> million in 2024, $<span id="xdx_901_ecustom--ExpectedFinanceReceivablePaymentsYearFive_iI_pn3n3_dm_c20210630_zgECIxPZolJd">119.4</span> million in 2025, $<span id="xdx_905_ecustom--ExpectedFinanceReceivablePaymentsYearSix_iI_pn3n3_dm_c20210630_ztm4OZ9rtWCb">53.2</span> million in 2026, and $<span id="xdx_90E_ecustom--ExpectedFinanceReceivablePaymentsYearSeven_iI_pn3n3_dm_c20210630_zBM5Sp13G6U4">11.4 </span>million in 2027.</i></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in"> </p> <table border="0" cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"> <tr style="vertical-align: top"> <td style="text-align: left; padding-left: 10pt; text-indent: -10pt; width: 9%"><i id="xdx_F06_znIN8swYnXx8">(2)<span style="font-family: Times New Roman, Times, Serif">    </span></i></td> <td style="text-align: justify; width: 97%"><i id="xdx_F19_z0MKP5dOL1rb">Includes repossessed assets that are included in Other assets on our Unaudited Condensed Consolidated Balance Sheet.</i></td></tr> </table> <p id="xdx_8A2_z6bUpohEdVg3" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: left; text-indent: -0.25in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: left; text-indent: -0.25in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Debt issuance costs of $<span id="xdx_90D_eus-gaap--DeferredFinanceCostsGross_iI_pn3n3_dm_c20210630_zN5N5UWXzrX4" title="Debt issuance costs">10.9 </span>million and $<span id="xdx_908_eus-gaap--DeferredFinanceCostsGross_iI_pn3n3_dm_c20201231_zZ180k3DUX09" title="Debt issuance costs">10.6 </span>million as of June 30, 2021 and December 31, 2020, respectively, have been excluded from the table above. These debt issuance costs are presented as a direct deduction to the carrying amount of the securitization trust debt on our Unaudited Condensed Consolidated Balance Sheets.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 9pt"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">All of the securitization trust debt was sold in private placement transactions to qualified institutional buyers. The debt was issued through our wholly-owned bankruptcy remote subsidiaries and is secured by the assets of such subsidiaries, but not by our other assets.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 9pt"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The terms of the securitization agreements related to the issuance of the securitization trust debt and the warehouse credit facilities require that we meet certain delinquency and credit loss criteria with respect to the pool of receivables, and certain of the agreements require that we maintain minimum levels of liquidity and not exceed maximum leverage levels. As of June 30, 2021, we were in compliance with all such covenants.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 9pt"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We are responsible for the administration and collection of the automobile contracts. The securitization agreements also require certain funds be held in restricted cash accounts to provide additional collateral for the borrowings, to be applied to make payments on the securitization trust debt or as pre-funding proceeds from a term securitization prior to the purchase of additional collateral. As of June 30, 2021, restricted cash under the various agreements totaled approximately $<span id="xdx_90B_eus-gaap--RestrictedCash_iI_pn3n3_dm_c20210630_z815MryXDdZd" title="Restricted cash under various agreements">155.8</span> million. Interest expense on the securitization trust debt consists of the stated rate of interest plus amortization of additional costs of borrowing. Additional costs of borrowing include facility fees, amortization of deferred financing costs and discounts on notes sold. Deferred financing costs and discounts on notes sold related to the securitization trust debt are amortized using a level yield method. Accordingly, the effective cost of the securitization trust debt is greater than the contractual rate of interest disclosed above.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 9pt"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Our wholly-owned bankruptcy remote subsidiaries were formed to facilitate the above asset-backed financing transactions. Similar bankruptcy remote subsidiaries issue the debt outstanding under our credit facilities. Bankruptcy remote refers to a legal structure in which it is expected that the applicable entity would not be included in any bankruptcy filing by its parent or affiliates. All of the assets of these subsidiaries have been pledged as collateral for the related debt. All such transactions, treated as secured financings for accounting and tax purposes, are treated as sales for all other purposes, including legal and bankruptcy purposes. None of the assets of these subsidiaries are available to pay other creditors.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">On July 28, 2021 we completed our third securitization transaction of 2021. In the transaction, qualified institutional buyers purchased $<span id="xdx_908_ecustom--SecuritizationTrustDebtInitialPrincipal_iI_pn3n3_dm_c20210728__us-gaap--SubsequentEventTypeAxis__us-gaap--SubsequentEventMember__us-gaap--FinancialInstrumentAxis__custom--CPS2021CMember_zUC9yMiwqhri" title="Initial Principal">291.0</span> million of asset-backed notes secured by $<span id="xdx_90C_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_dm_c20210728__us-gaap--SubsequentEventTypeAxis__us-gaap--SubsequentEventMember__us-gaap--FinancialInstrumentAxis__custom--CPS2021BMember_zfQBvswmLQwh" title="Receivables Pledged at end of period">300.0</span> million in automobile receivables originated by CPS. The sold notes, issued by CPS Auto Receivables Trust 2021-C, consist of five classes. Ratings of the notes were provided by Standard &amp; Poor’s and DBRS Morningstar, and were based on the structure of the transaction, the historical performance of similar receivables and CPS’s experience as a servicer. The weighted average yield on the notes is approximately <span id="xdx_909_eus-gaap--DebtWeightedAverageInterestRate_iI_dp_c20210728__us-gaap--SubsequentEventTypeAxis__us-gaap--SubsequentEventMember__us-gaap--FinancialInstrumentAxis__custom--CPS2021CMember_zSqgWTMLygA1" title="Weighted Average Contractual Interest Rate">1.55</span>%.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" id="xdx_89D_eus-gaap--ScheduleOfDebtInstrumentsTextBlock_pn3n3_zOUmHO6jhNGe" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (3) Securitization Trust Debt (Details)"> <tr style="vertical-align: bottom"> <td style="text-align: left"><span id="xdx_8B1_zAGeEtEJIN6c" style="display: none"><span id="xdx_8B9_zxpgUJD2ntCl">Schedule of Long-term Debt Instruments</span> </span></td><td style="text-align: center"> </td><td style="text-align: center"> </td> <td style="text-align: center"> </td><td style="text-align: center"> </td> <td colspan="2" style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: center"> </td> <td colspan="2" style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: center"> </td> <td colspan="2" style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: center"> </td> <td colspan="2" style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: center; font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: center"> </td> <td style="text-align: center"> </td><td style="text-align: center"> </td> <td colspan="2" style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: center"> </td> <td colspan="2" style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: center"> </td> <td colspan="2" style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: center"> </td> <td colspan="2" style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: center; font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Weighted</td><td style="text-align: center; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: center"> </td> <td style="text-align: center"> </td><td style="text-align: center"> </td> <td colspan="2" style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: center"> </td> <td colspan="2" style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: center"> </td> <td colspan="2" style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: center"> </td> <td colspan="2" style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: center; font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Average</td><td style="text-align: center; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td style="font-weight: bold; text-align: center">Final</td><td style="text-align: center; font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Receivables</td><td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Outstanding</td><td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Outstanding</td><td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Contractual</td><td style="text-align: center; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td style="font-weight: bold; text-align: center">Scheduled</td><td style="text-align: center; font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Pledged at</td><td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Principal at</td><td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Principal at</td><td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Interest Rate</td><td style="text-align: center; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td style="font-weight: bold; text-align: center">Payment</td><td style="text-align: center; font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">June 30,</td><td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Initial</td><td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">June 30,</td><td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">December 31,</td><td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">at June 30,</td><td style="text-align: center; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Series</td><td style="text-align: center; padding-bottom: 1pt; font-weight: bold"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Date (1)</td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021 (2)</td><td style="text-align: center; padding-bottom: 1pt; font-weight: bold"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Principal</td><td style="text-align: center; padding-bottom: 1pt; font-weight: bold"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="text-align: center; padding-bottom: 1pt; font-weight: bold"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="text-align: center; padding-bottom: 1pt; font-weight: bold"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-align: left"> </td><td> </td><td style="font-weight: bold"> </td> <td colspan="17" style="font-weight: bold; text-align: center">(Dollars in thousands)</td><td> </td> <td colspan="2"> </td><td> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 9%; text-align: left">CPS 2015-B</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td id="xdx_98F_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2015BMember_fKDEp_zLhbBe38Y1J" style="width: 23%; text-align: right" title="Final Scheduled Payment Date">September 2022</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98B_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_d0_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2015BMember_fKDIp_zOAOqeJdGng8" style="width: 9%; text-align: right" title="Receivables Pledged at end of period">–</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98C_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2015BMember_pn3n3" style="width: 9%; text-align: right" title="Initial Principal">250,000</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_981_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_iI_pn3n3_d0_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2015BMember_z9BbzyOchYB8" style="width: 9%; text-align: right" title="Outstanding Principal">–</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_988_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2015BMember_pn3n3" style="width: 9%; text-align: right" title="Outstanding Principal">17,984</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_984_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2015BMember_zkxtJAyDvyc9" style="width: 9%; text-align: right" title="Weighted Average Contractual Interest Rate"><span style="-sec-ix-hidden: xdx2ixbrl1134">–</span></td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">CPS 2015-C</td><td style="text-align: left"> </td><td> </td> <td id="xdx_989_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2015CMember_fKDEp_zUVakM5AkvTf" style="text-align: right" title="Final Scheduled Payment Date">December 2022</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_d0_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2015CMember_fKDIp_zguN6ARTILj8" style="text-align: right" title="Receivables Pledged at end of period">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2015CMember_pn3n3" style="text-align: right" title="Initial Principal">300,000</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_iI_pn3n3_d0_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2015CMember_zfCl9eev2j1g" style="text-align: right" title="Outstanding Principal">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2015CMember_pn3n3" style="text-align: right" title="Outstanding Principal">28,529</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2015CMember_zAL4IA5HhVYc" style="text-align: right" title="Weighted Average Contractual Interest Rate"><span style="-sec-ix-hidden: xdx2ixbrl1146">–</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">CPS 2016-A</td><td style="text-align: left"> </td><td> </td> <td id="xdx_982_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016AMember_fKDEp_zIKHfK8uYAab" style="text-align: right" title="Final Scheduled Payment Date">March 2023</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_d0_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016AMember_fKDIp_zK8Td1DXXlca" style="text-align: right" title="Receivables Pledged at end of period">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016AMember_pn3n3" style="text-align: right" title="Initial Principal">329,460</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016AMember_pn3n3" style="text-align: right" title="Outstanding Principal">24,551</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2016AMember_pn3n3" style="text-align: right" title="Outstanding Principal">37,158</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016AMember_zck4Z68fkpg6" style="text-align: right" title="Weighted Average Contractual Interest Rate">7.65%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">CPS 2016-B</td><td style="text-align: left"> </td><td> </td> <td id="xdx_98C_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016BMember_fKDEp_zpFK0t6thlj" style="text-align: right" title="Final Scheduled Payment Date">June 2023</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016BMember_fKDIp_ziBoI4eLIUIc" style="text-align: right" title="Receivables Pledged at end of period">30,449</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016BMember_pn3n3" style="text-align: right" title="Initial Principal">332,690</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016BMember_pn3n3" style="text-align: right" title="Outstanding Principal">30,632</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2016BMember_pn3n3" style="text-align: right" title="Outstanding Principal">46,079</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016BMember_z2y0Yo2JLbQ5" style="text-align: right" title="Weighted Average Contractual Interest Rate">7.84%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">CPS 2016-C</td><td style="text-align: left"> </td><td> </td> <td id="xdx_987_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016CMember_fKDEp_zsWtLrxwRuG2" style="text-align: right" title="Final Scheduled Payment Date">September 2023</td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016CMember_fKDIp_zw1wsiD6Yzg8" style="text-align: right" title="Receivables Pledged at end of period">32,501</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016CMember_pn3n3" style="text-align: right" title="Initial Principal">318,500</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016CMember_pn3n3" style="text-align: right" title="Outstanding Principal">32,010</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2016CMember_pn3n3" style="text-align: right" title="Outstanding Principal">47,325</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016CMember_zHVJ9qdDSvib" style="text-align: right" title="Weighted Average Contractual Interest Rate">8.30%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">CPS 2016-D</td><td style="text-align: left"> </td><td> </td> <td id="xdx_987_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016DMember_fKDEp_zHRoDUZwSAD5" style="text-align: right" title="Final Scheduled Payment Date">April 2024</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016DMember_fKDIp_zuljgfa3FtQ2" style="text-align: right" title="Receivables Pledged at end of period">27,003</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016DMember_pn3n3" style="text-align: right" title="Initial Principal">206,325</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016DMember_pn3n3" style="text-align: right" title="Outstanding Principal">24,564</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2016DMember_pn3n3" style="text-align: right" title="Outstanding Principal">36,455</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2016DMember_zdKbc1teucUg" style="text-align: right" title="Weighted Average Contractual Interest Rate">6.43%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">CPS 2017-A</td><td style="text-align: left"> </td><td> </td> <td id="xdx_98C_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017AMember_fKDEp_zBQxt53HJ0S" style="text-align: right" title="Final Scheduled Payment Date">April 2024</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017AMember_fKDIp_z9JCwW0ho6I9" style="text-align: right" title="Receivables Pledged at end of period">30,562</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017AMember_pn3n3" style="text-align: right" title="Initial Principal">206,320</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017AMember_pn3n3" style="text-align: right" title="Outstanding Principal">27,466</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2017AMember_pn3n3" style="text-align: right" title="Outstanding Principal">40,619</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017AMember_zx0xcafWhiA5" style="text-align: right" title="Weighted Average Contractual Interest Rate">6.41%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">CPS 2017-B</td><td style="text-align: left"> </td><td> </td> <td id="xdx_987_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017BMember_fKDEp_zcHSavpmuwpi" style="text-align: right" title="Final Scheduled Payment Date">December  2023</td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017BMember_fKDIp_zGSBGCYV9Ot2" style="text-align: right" title="Receivables Pledged at end of period">38,953</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017BMember_pn3n3" style="text-align: right" title="Initial Principal">225,170</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017BMember_pn3n3" style="text-align: right" title="Outstanding Principal">23,983</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2017BMember_pn3n3" style="text-align: right" title="Outstanding Principal">39,016</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017BMember_zAi73TdbHAp6" style="text-align: right" title="Weighted Average Contractual Interest Rate">5.65%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">CPS 2017-C</td><td style="text-align: left"> </td><td> </td> <td id="xdx_984_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017CMember_fKDEp_zxbuiLBkGq06" style="text-align: right" title="Final Scheduled Payment Date">September 2024</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017CMember_fKDIp_zvjQfuFlYjY3" style="text-align: right" title="Receivables Pledged at end of period">41,567</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017CMember_pn3n3" style="text-align: right" title="Initial Principal">224,825</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017CMember_pn3n3" style="text-align: right" title="Outstanding Principal">35,619</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2017CMember_pn3n3" style="text-align: right" title="Outstanding Principal">47,553</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017CMember_z2x8iEDW7TUl" style="text-align: right" title="Weighted Average Contractual Interest Rate">5.16%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">CPS 2017-D</td><td style="text-align: left"> </td><td> </td> <td id="xdx_986_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017DMember_fKDEp_zVIutwe3XXv1" style="text-align: right" title="Final Scheduled Payment Date">June 2024</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017DMember_fKDIp_zUzIzUlrP5ja" style="text-align: right" title="Receivables Pledged at end of period">42,475</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017DMember_pn3n3" style="text-align: right" title="Initial Principal">196,300</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017DMember_pn3n3" style="text-align: right" title="Outstanding Principal">36,645</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2017DMember_pn3n3" style="text-align: right" title="Outstanding Principal">49,297</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2017DMember_z24ymaCV0DYa" style="text-align: right" title="Weighted Average Contractual Interest Rate">4.62%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">CPS 2018-A</td><td style="text-align: left"> </td><td> </td> <td id="xdx_98E_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018AMember_fKDEp_zEnVNEYW2wCa" style="text-align: right" title="Final Scheduled Payment Date">March 2025</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018AMember_fKDIp_zrTytQd9Kuag" style="text-align: right" title="Receivables Pledged at end of period">46,399</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018AMember_pn3n3" style="text-align: right" title="Initial Principal">190,000</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018AMember_pn3n3" style="text-align: right" title="Outstanding Principal">40,124</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2018AMember_pn3n3" style="text-align: right" title="Outstanding Principal">53,549</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018AMember_zHLtuk83KWNa" style="text-align: right" title="Weighted Average Contractual Interest Rate">4.41%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">CPS 2018-B</td><td style="text-align: left"> </td><td> </td> <td id="xdx_98A_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018BMember_fKDEp_z3y9FUSQqmYf" style="text-align: right" title="Final Scheduled Payment Date">December  2024</td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018BMember_fKDIp_zGkVE7lK5wpb" style="text-align: right" title="Receivables Pledged at end of period">56,439</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018BMember_pn3n3" style="text-align: right" title="Initial Principal">201,823</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018BMember_pn3n3" style="text-align: right" title="Outstanding Principal">48,683</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2018BMember_pn3n3" style="text-align: right" title="Outstanding Principal">66,955</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018BMember_zRdsrSBNPzQi" style="text-align: right" title="Weighted Average Contractual Interest Rate">4.86%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">CPS 2018-C</td><td style="text-align: left"> </td><td> </td> <td id="xdx_98C_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018CMember_fKDEp_zYLW2Xt1Gp4e" style="text-align: right" title="Final Scheduled Payment Date">September 2025</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018CMember_fKDIp_zFHLRCtyddd6" style="text-align: right" title="Receivables Pledged at end of period">64,829</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018CMember_pn3n3" style="text-align: right" title="Initial Principal">230,275</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018CMember_pn3n3" style="text-align: right" title="Outstanding Principal">58,318</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2018CMember_pn3n3" style="text-align: right" title="Outstanding Principal">77,345</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018CMember_zhqsjeXkCO5l" style="text-align: right" title="Weighted Average Contractual Interest Rate">4.93%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">CPS 2018-D</td><td style="text-align: left"> </td><td> </td> <td id="xdx_982_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018DMember_fKDEp_zzYSdaAGURtj" style="text-align: right" title="Final Scheduled Payment Date">June 2025</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018DMember_fKDIp_zPNDnwtewwdb" style="text-align: right" title="Receivables Pledged at end of period">78,903</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018DMember_pn3n3" style="text-align: right" title="Initial Principal">233,730</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018DMember_pn3n3" style="text-align: right" title="Outstanding Principal">67,767</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2018DMember_pn3n3" style="text-align: right" title="Outstanding Principal">88,228</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2018DMember_zyw1F5JdIQT3" style="text-align: right" title="Weighted Average Contractual Interest Rate">4.81%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">CPS 2019-A</td><td style="text-align: left"> </td><td> </td> <td id="xdx_98A_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019AMember_fKDEp_zUuIXbdbHG65" style="text-align: right" title="Final Scheduled Payment Date">March 2026</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019AMember_fKDIp_zWjd3x84PLLb" style="text-align: right" title="Receivables Pledged at end of period">98,774</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019AMember_pn3n3" style="text-align: right" title="Initial Principal">254,400</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019AMember_pn3n3" style="text-align: right" title="Outstanding Principal">84,920</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2019AMember_pn3n3" style="text-align: right" title="Outstanding Principal">114,373</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019AMember_z3EZeJ9HuhIl" style="text-align: right" title="Weighted Average Contractual Interest Rate">4.63%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">CPS 2019-B</td><td style="text-align: left"> </td><td> </td> <td id="xdx_98E_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019BMember_fKDEp_zn72sVvw2lBf" style="text-align: right" title="Final Scheduled Payment Date">June 2026</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019BMember_fKDIp_zIkkmdKVYKnd" style="text-align: right" title="Receivables Pledged at end of period">97,182</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019BMember_pn3n3" style="text-align: right" title="Initial Principal">228,275</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019BMember_pn3n3" style="text-align: right" title="Outstanding Principal">87,833</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2019BMember_pn3n3" style="text-align: right" title="Outstanding Principal">118,982</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019BMember_zNqRB3ZorSX6" style="text-align: right" title="Weighted Average Contractual Interest Rate">4.24%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">CPS 2019-C</td><td style="text-align: left"> </td><td> </td> <td id="xdx_989_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019CMember_fKDEp_z4qovLR02S1i" style="text-align: right" title="Final Scheduled Payment Date">September 2026</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019CMember_fKDIp_zP9rse5Ng9Tc" style="text-align: right" title="Receivables Pledged at end of period">114,238</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019CMember_pn3n3" style="text-align: right" title="Initial Principal">243,513</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019CMember_pn3n3" style="text-align: right" title="Outstanding Principal">106,354</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2019CMember_pn3n3" style="text-align: right" title="Outstanding Principal">142,080</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019CMember_zTbfctMQHcN1" style="text-align: right" title="Weighted Average Contractual Interest Rate">3.47%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">CPS 2019-D</td><td style="text-align: left"> </td><td> </td> <td id="xdx_987_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019DMember_fKDEp_zpgLLq2DrZah" style="text-align: right" title="Final Scheduled Payment Date">December  2026</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019DMember_fKDIp_z3Ff9XYFkFKj" style="text-align: right" title="Receivables Pledged at end of period">145,606</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019DMember_pn3n3" style="text-align: right" title="Initial Principal">274,313</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019DMember_pn3n3" style="text-align: right" title="Outstanding Principal">137,180</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2019DMember_pn3n3" style="text-align: right" title="Outstanding Principal">181,485</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2019DMember_zqF0hF7w9Qoi" style="text-align: right" title="Weighted Average Contractual Interest Rate">2.98%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">CPS 2020-A</td><td style="text-align: left"> </td><td> </td> <td id="xdx_98E_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2020AMember_fKDEp_zEAMqeJ8aI78" style="text-align: right" title="Final Scheduled Payment Date">March 2027</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2020AMember_fKDIp_zZrm6WHPlQT9" style="text-align: right" title="Receivables Pledged at end of period">141,542</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2020AMember_pn3n3" style="text-align: right" title="Initial Principal">260,000</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2020AMember_pn3n3" style="text-align: right" title="Outstanding Principal">139,485</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2020AMember_pn3n3" style="text-align: right" title="Outstanding Principal">184,944</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2020AMember_z5bl8GLAZxvg" style="text-align: right" title="Weighted Average Contractual Interest Rate">3.03%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">CPS 2020-B</td><td style="text-align: left"> </td><td> </td> <td id="xdx_98E_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2020BMember_fKDEp_z1M2g1ZUHI6g" style="text-align: right" title="Final Scheduled Payment Date">June 2027</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2020BMember_fKDIp_zgk206YR0GT6" style="text-align: right" title="Receivables Pledged at end of period">145,858</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2020BMember_pn3n3" style="text-align: right" title="Initial Principal">202,343</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2020BMember_pn3n3" style="text-align: right" title="Outstanding Principal">124,382</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2020BMember_pn3n3" style="text-align: right" title="Outstanding Principal">164,403</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2020BMember_zpnjmqIqLf31" style="text-align: right" title="Weighted Average Contractual Interest Rate">3.71%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">CPS 2020-C</td><td style="text-align: left"> </td><td> </td> <td id="xdx_98A_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2020CMember_fKDEp_ziBSNwyHyz8k" style="text-align: right" title="Final Scheduled Payment Date">November 2027</td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2020CMember_fKDIp_zAyb19HXNyI6" style="text-align: right" title="Receivables Pledged at end of period">196,785</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2020CMember_pn3n3" style="text-align: right" title="Initial Principal">252,200</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2020CMember_pn3n3" style="text-align: right" title="Outstanding Principal">187,529</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2020CMember_pn3n3" style="text-align: right" title="Outstanding Principal">231,961</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2020CMember_zJbogIaYkzb8" style="text-align: right" title="Weighted Average Contractual Interest Rate">1.91%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">CPS 2021-A</td><td style="text-align: left"> </td><td> </td> <td id="xdx_983_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2021AMember_fKDEp_zhcDMABoOf1h" style="text-align: right" title="Final Scheduled Payment Date">March 2028</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2021AMember_fKDIp_zZzszUAsP1Nh" style="text-align: right" title="Receivables Pledged at end of period">211,575</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2021AMember_pn3n3" style="text-align: right" title="Initial Principal">230,545</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2021AMember_pn3n3" style="text-align: right" title="Outstanding Principal">197,170</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_iI_pn3n3_d0_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2021AMember_zM5y5B82YkE3" style="text-align: right" title="Outstanding Principal">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2021AMember_zPlJInsL0jQa" style="text-align: right" title="Weighted Average Contractual Interest Rate">0.81%</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="padding-bottom: 1pt; text-align: left">CPS 2021-B</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td id="xdx_98D_ecustom--FinalScheduledPaymentDate_c20210101__20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2021BMember_fKDEp_zo385h5HRoQl" style="text-align: right; padding-bottom: 1pt" title="Final Scheduled Payment Date">June 2028</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2021BMember_fKDIp_zQpbe9hstH0c" style="border-bottom: Black 1pt solid; text-align: right" title="Receivables Pledged at end of period">228,935</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2021BMember_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Initial Principal">240,000</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2021BMember_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Outstanding Principal">228,585</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_iI_pn3n3_d0_c20201231__us-gaap--FinancialInstrumentAxis__custom--CPS2021BMember_zEfvPmELuoW5" style="border-bottom: Black 1pt solid; text-align: right" title="Outstanding Principal">–</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="padding-bottom: 1pt; text-align: left"> </td><td id="xdx_981_eus-gaap--DebtWeightedAverageInterestRate_iI_pid_dp_c20210630__us-gaap--FinancialInstrumentAxis__custom--CPS2021BMember_zLLvRqMd3ED9" style="padding-bottom: 1pt; text-align: right" title="Weighted Average Contractual Interest Rate">1.05%</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="text-align: right; padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98D_eus-gaap--PledgedAssetsSeparatelyReportedFinanceReceivablesPledgedAsCollateralAtFairValue_iI_pn3n3_c20210630_fKDIp_zvvPRgKCQqq4" style="border-bottom: Black 2.5pt double; text-align: right" title="Receivables Pledged at end of period">1,870,574</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_987_ecustom--SecuritizationTrustDebtInitialPrincipal_c20210630_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Initial Principal">5,631,007</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_987_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20210630_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Outstanding Principal">1,743,799</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_988_eus-gaap--PrincipalAmountOutstandingOfLoansHeldInPortfolio_c20201231_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Outstanding Principal">1,814,320</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt; text-align: right"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">_________________</p> <p style="margin: 0pt 0; font-size: 10pt"> </p> <table border="0" cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"> <tr style="vertical-align: top"> <td style="text-align: justify; padding-left: 10pt; text-indent: -10pt; width: 9%"><i id="xdx_F0C_zyYqxOtbShWd">(1)<span style="font-family: Times New Roman, Times, Serif">    </span></i></td> <td style="text-align: justify; width: 97%"><i id="xdx_F11_zWhHc7yCMog4">The Final Scheduled Payment Date represents final legal maturity of the securitization trust debt. Securitization trust debt is expected to become due and to be paid prior to those dates, based on amortization of the finance receivables pledged to the trusts. Expected payments, which will depend on the performance of such receivables, as to which there can be no assurance, are $<span id="xdx_906_ecustom--ExpectedFinanceReceivablePaymentsYearOne_iI_pn3n3_dm_c20210630_zOVZ51fpsCAf">442.0</span> million in 2021, $<span id="xdx_901_ecustom--ExpectedFinanceReceivablePaymentsYearTwo_iI_pn3n3_dm_c20210630_zWzg43mkgpv9">543.0</span> million in 2022, $<span id="xdx_904_ecustom--ExpectedFinanceReceivablePaymentsYearThree_iI_pn3n3_dm_c20210630_zX6R75qpg4V3">451.5</span> million in 2023, $<span id="xdx_90F_ecustom--ExpectedFinanceReceivablePaymentsYearFour_iI_pn3n3_dm_c20210630_zymgNYCxgkr">112.3</span> million in 2024, $<span id="xdx_901_ecustom--ExpectedFinanceReceivablePaymentsYearFive_iI_pn3n3_dm_c20210630_zgECIxPZolJd">119.4</span> million in 2025, $<span id="xdx_905_ecustom--ExpectedFinanceReceivablePaymentsYearSix_iI_pn3n3_dm_c20210630_ztm4OZ9rtWCb">53.2</span> million in 2026, and $<span id="xdx_90E_ecustom--ExpectedFinanceReceivablePaymentsYearSeven_iI_pn3n3_dm_c20210630_zBM5Sp13G6U4">11.4 </span>million in 2027.</i></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in"> </p> <table border="0" cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"> <tr style="vertical-align: top"> <td style="text-align: left; padding-left: 10pt; text-indent: -10pt; width: 9%"><i id="xdx_F06_znIN8swYnXx8">(2)<span style="font-family: Times New Roman, Times, Serif">    </span></i></td> <td style="text-align: justify; width: 97%"><i id="xdx_F19_z0MKP5dOL1rb">Includes repossessed assets that are included in Other assets on our Unaudited Condensed Consolidated Balance Sheet.</i></td></tr> </table> September 2022 0 250000000 0 17984000 December 2022 0 300000000 0 28529000 March 2023 0 329460000 24551000 37158000 0.0765 June 2023 30449000 332690000 30632000 46079000 0.0784 September 2023 32501000 318500000 32010000 47325000 0.0830 April 2024 27003000 206325000 24564000 36455000 0.0643 April 2024 30562000 206320000 27466000 40619000 0.0641 December  2023 38953000 225170000 23983000 39016000 0.0565 September 2024 41567000 224825000 35619000 47553000 0.0516 June 2024 42475000 196300000 36645000 49297000 0.0462 March 2025 46399000 190000000 40124000 53549000 0.0441 December  2024 56439000 201823000 48683000 66955000 0.0486 September 2025 64829000 230275000 58318000 77345000 0.0493 June 2025 78903000 233730000 67767000 88228000 0.0481 March 2026 98774000 254400000 84920000 114373000 0.0463 June 2026 97182000 228275000 87833000 118982000 0.0424 September 2026 114238000 243513000 106354000 142080000 0.0347 December  2026 145606000 274313000 137180000 181485000 0.0298 March 2027 141542000 260000000 139485000 184944000 0.0303 June 2027 145858000 202343000 124382000 164403000 0.0371 November 2027 196785000 252200000 187529000 231961000 0.0191 March 2028 211575000 230545000 197170000 0 0.0081 June 2028 228935000 240000000 228585000 0 0.0105 1870574000 5631007000 1743799000 1814320000 442000000.0 543000000.0 451500000 112300000 119400000 53200000 11400000 10900000 10600000 155800000 291000000.0 300000000.0 0.0155 <p id="xdx_80D_eus-gaap--DebtDisclosureTextBlock_zn72Qduu2L23" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>(4) <i>Debt</i></b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 9pt">The terms and amounts of our other debt outstanding at June 30, 2021 and December 31, 2020 are summarized below: </p> <table cellpadding="0" cellspacing="0" id="xdx_886_eus-gaap--ScheduleOfDebtTableTextBlock_pn3n3_zn67oJi70cqd" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (4) Debt (Details - Debt outstanding)"> <tr style="vertical-align: bottom"> <td><span id="xdx_8B2_zJa693MfQdza" style="display: none">Schedule of debt outstanding</span></td><td style="padding-bottom: 1pt"> </td> <td> </td><td style="padding-bottom: 1pt"> </td> <td colspan="2" style="text-align: center"> </td><td style="padding-bottom: 1pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td> </td> <td> </td><td> </td> <td colspan="2" style="text-align: center"> </td><td> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Amount Outstanding at</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td> </td> <td> </td><td> </td> <td colspan="2" style="text-align: center"> </td><td> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">June</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">December 31,</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="padding-bottom: 1pt"> </td> <td> </td><td style="padding-bottom: 1pt"> </td> <td colspan="2" style="text-align: center"> </td><td style="padding-bottom: 1pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td> </td> <td> </td><td> </td> <td colspan="2" style="text-align: center"> </td><td> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-align: center"><span style="text-decoration: underline">Description</span></td><td> </td> <td style="text-align: center"><span style="text-decoration: underline">Interest Rate</span></td><td> </td> <td colspan="2" style="text-align: center"><span style="text-decoration: underline">Maturity</span></td><td> </td><td> </td> <td colspan="2"> </td><td> </td><td> </td> <td colspan="2"> </td><td> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td> </td> <td> </td><td> </td> <td colspan="2" style="text-align: center"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="vertical-align: middle; width: 20%; text-align: left">Warehouse lines of credit</td><td style="width: 2%"> </td> <td id="xdx_98F_eus-gaap--DebtInstrumentDescriptionOfVariableRateBasis_c20210101__20210630__us-gaap--CreditFacilityAxis__custom--WarehouseLinesOfCredit1Member" style="vertical-align: middle; width: 20%; text-align: center" title="Interest rate">5.50% over one month Libor (Minimum 6.50%)</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: center"> </td><td style="vertical-align: middle; width: 20%; text-align: center">N/A</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="vertical-align: middle; width: 1%; text-align: right">$</td><td id="xdx_98A_eus-gaap--WarehouseAgreementBorrowings_c20210630__us-gaap--CreditFacilityAxis__custom--WarehouseLinesOfCredit1Member_pn3n3" style="vertical-align: middle; width: 13%; text-align: right" title="Warehouse lines of credit"><span style="-sec-ix-hidden: xdx2ixbrl1447">–</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="vertical-align: middle; width: 1%; text-align: right">$</td><td id="xdx_989_eus-gaap--WarehouseAgreementBorrowings_c20201231__us-gaap--CreditFacilityAxis__custom--WarehouseLinesOfCredit1Member_pn3n3" style="vertical-align: middle; width: 13%; text-align: right" title="Warehouse lines of credit">42,558</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td> </td><td> </td> <td> </td><td> </td> <td style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td> </td><td> </td> <td id="xdx_98C_eus-gaap--DebtInstrumentDescriptionOfVariableRateBasis_c20210101__20210630__us-gaap--CreditFacilityAxis__custom--WarehouseLinesOfCredit2Member" style="vertical-align: middle; text-align: center" title="Interest rate">3.00% over one month Libor (Minimum 3.75%)</td><td> </td> <td style="text-align: center"> </td><td id="xdx_985_eus-gaap--DebtInstrumentMaturityDateDescription_c20210101__20210630__us-gaap--CreditFacilityAxis__custom--WarehouseLinesOfCredit2Member" style="vertical-align: middle; text-align: center" title="Maturity date description">December 2022</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--WarehouseAgreementBorrowings_c20210630__us-gaap--CreditFacilityAxis__custom--WarehouseLinesOfCredit2Member_pn3n3" style="vertical-align: middle; text-align: right" title="Warehouse lines of credit">45,642</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--WarehouseAgreementBorrowings_c20201231__us-gaap--CreditFacilityAxis__custom--WarehouseLinesOfCredit2Member_pn3n3" style="vertical-align: middle; text-align: right" title="Warehouse lines of credit">45,689</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td> </td><td> </td> <td> </td><td> </td> <td style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td> </td><td> </td> <td id="xdx_98D_eus-gaap--DebtInstrumentDescriptionOfVariableRateBasis_c20210101__20210630__us-gaap--CreditFacilityAxis__custom--WarehouseLinesOfCredit3Member" style="vertical-align: middle; text-align: center" title="Interest rate">4.00% over a commercial paper rate (Minimum 5.00%)</td><td> </td> <td style="text-align: center"> </td><td id="xdx_984_eus-gaap--DebtInstrumentMaturityDateDescription_c20210101__20210630__us-gaap--CreditFacilityAxis__custom--WarehouseLinesOfCredit3Member" style="vertical-align: middle; text-align: center" title="Maturity date description">December 2021</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--WarehouseAgreementBorrowings_c20210630__us-gaap--CreditFacilityAxis__custom--WarehouseLinesOfCredit3Member_pn3n3" style="vertical-align: middle; text-align: right" title="Warehouse lines of credit">32,310</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--WarehouseAgreementBorrowings_c20201231__us-gaap--CreditFacilityAxis__custom--WarehouseLinesOfCredit3Member_pn3n3" style="vertical-align: middle; text-align: right" title="Warehouse lines of credit">32,265</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td> </td><td> </td> <td> </td><td> </td> <td style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Residual interest financing</td><td> </td> <td id="xdx_981_eus-gaap--DebtInstrumentInterestRateDuringPeriod_pid_dp_c20210101__20210630__us-gaap--CreditFacilityAxis__custom--ResidualInterestFinancingMember_zIo4M03aDdp3" style="vertical-align: middle; text-align: center" title="Interest rate">8.60%</td><td> </td> <td style="text-align: center"> </td><td id="xdx_982_eus-gaap--DebtInstrumentMaturityDateDescription_c20210101__20210630__us-gaap--CreditFacilityAxis__custom--ResidualInterestFinancingMember" style="vertical-align: middle; text-align: center" title="Maturity date description">January 2026</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--ResidualInterestFinancing_c20210630__us-gaap--CreditFacilityAxis__custom--ResidualInterestFinancingMember_pn3n3" style="text-align: right" title="Residual interest financing">17,908</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_ecustom--ResidualInterestFinancing_c20201231__us-gaap--CreditFacilityAxis__custom--ResidualInterestFinancingMember_pn3n3" style="text-align: right" title="Residual interest financing">25,576</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td> </td><td> </td> <td style="text-align: center"> </td><td> </td> <td style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td> </td><td> </td> <td id="xdx_983_eus-gaap--DebtInstrumentInterestRateDuringPeriod_pid_dp_c20210101__20210630__us-gaap--CreditFacilityAxis__custom--ResidualInterestFinancing1Member_zftR92Yyllu5" style="vertical-align: middle; text-align: center" title="Interest rate">7.86%</td><td> </td> <td style="text-align: center"> </td><td id="xdx_98D_eus-gaap--DebtInstrumentMaturityDateDescription_c20210101__20210630__us-gaap--CreditFacilityAxis__custom--ResidualInterestFinancing1Member_ziJtXdiNGYkb" style="vertical-align: middle; text-align: center" title="Maturity date description">June 2026</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_ecustom--ResidualInterestFinancing_iI_pn3n3_c20210630__us-gaap--CreditFacilityAxis__custom--ResidualInterestFinancing1Member_zy061prsvN76" style="text-align: right" title="Residual interest financing">50,000</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_ecustom--ResidualInterestFinancing_iI_pn3n3_d0_c20201231__us-gaap--CreditFacilityAxis__custom--ResidualInterestFinancing1Member_zlGfsPxIcY66" style="text-align: right" title="Residual interest financing">–</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td> </td><td> </td> <td style="text-align: center"> </td><td> </td> <td style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-indent: -10pt; padding-left: 10pt; vertical-align: middle; text-align: left">Subordinated renewable notes</td><td> </td> <td id="xdx_98A_eus-gaap--DebtInstrumentDescriptionOfVariableRateBasis_c20210101__20210630__us-gaap--CreditFacilityAxis__custom--SubordinatedRenewableNotesMember" style="vertical-align: middle; text-align: center" title="Interest rate">Weighted average rate of 9.67% and 10.09% at June 30, 2021 and December 31, 2020, respectively</td><td> </td> <td style="text-align: center"> </td><td id="xdx_98B_eus-gaap--DebtInstrumentMaturityDateDescription_c20210101__20210630__us-gaap--CreditFacilityAxis__custom--SubordinatedRenewableNotesMember" style="vertical-align: middle; text-align: center" title="Maturity date description">Weighted average maturity of April 2023 and January 2023 at June 30, 2021 and December 31, 2020, respectively</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--SubordinatedDebt_c20210630__us-gaap--CreditFacilityAxis__custom--SubordinatedRenewableNotesMember_pn3n3" style="vertical-align: middle; text-align: right" title="Subordinated renewable notes">26,005</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--SubordinatedDebt_c20201231__us-gaap--CreditFacilityAxis__custom--SubordinatedRenewableNotesMember_pn3n3" style="vertical-align: middle; text-align: right" title="Subordinated renewable notes">21,323</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt"> </td> <td style="text-align: center; padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt"> </td> <td style="padding-bottom: 1pt; text-align: center"> </td><td style="padding-bottom: 1pt; text-align: center"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="text-align: center; padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="padding-bottom: 2.5pt; text-align: center"> </td><td style="padding-bottom: 2.5pt; text-align: center"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98D_eus-gaap--DebtLongtermAndShorttermCombinedAmount_c20210630_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Total debt outstanding">171,865</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_988_eus-gaap--DebtLongtermAndShorttermCombinedAmount_c20201231_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Total debt outstanding">167,411</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 9pt"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">As of December 31, 2020, we had short-term funding capacity of $<span id="xdx_90B_eus-gaap--DebtCurrent_iI_pn3n3_dm_c20201231_zoKQOwMnjJl1" title="Short term credit facility">300</span> million, comprising three credit facilities. We repaid the outstanding balance for the facility first established in April 2015 at its maturity date in February 2021 and elected not to renew it. As of June 30, 2021, our short-term funding capacity is $<span id="xdx_906_eus-gaap--DebtCurrent_iI_pn3n3_dm_c20210630_zZKaLuMXev3f" title="Short term credit facility">200 </span>million, comprising two credit facilities.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 9pt"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">On June 30, 2021, we completed a $<span id="xdx_909_ecustom--SecuritizationOfResidualInterests_iI_pn3n3_dm_c20210630_zJ5YDRX7j7Lh" title="Securitization of residual interests">50</span> million securitization of residual interests from previously issued securitizations. In this residual interest financing transaction, qualified institutional buyers purchased $<span id="xdx_903_ecustom--SecuritizationOfResidualInterests_iI_pn3n3_dm_c20210630__us-gaap--SecuritiesFinancingTransactionAxis__custom--AssetBackedMember_ztaCX6m8ayY9" title="Securitization of residual interests">50.0</span> million of asset-backed notes secured by residual interests in eleven CPS securitizations consecutively issued from January 2018 and September 2020. The sold notes, issued by CPS Auto Securitization Trust 2021-1, consist of a single class with a coupon of 7.86%.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 9pt"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Unamortized debt issuance costs of $<span id="xdx_90F_eus-gaap--DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet_c20210630__us-gaap--SecuritiesFinancingTransactionAxis__custom--ResidualInterestFinancingsMember_pn3p0" title="Unamortized debt issuance costs">755,000</span> and $<span id="xdx_902_eus-gaap--DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet_c20201231__us-gaap--SecuritiesFinancingTransactionAxis__custom--ResidualInterestFinancingsMember_pn3p0" title="Unamortized debt issuance costs">150,000</span> as of June 30, 2021 and December 31, 2020, respectively, have been excluded from the amount reported above for residual interest financing. Similarly, unamortized debt issuance costs of $<span id="xdx_90F_eus-gaap--DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet_c20210630__us-gaap--CreditFacilityAxis__custom--WarehouseLinesOfCredit4Member_pn3p0" title="Unamortized debt issuance costs">907,000</span> and $<span id="xdx_90D_eus-gaap--DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet_iI_pn3n3_dm_c20201231__us-gaap--CreditFacilityAxis__custom--WarehouseLinesOfCredit4Member_zMvtqT8IqEh9" title="Unamortized debt issuance costs">1.5</span> million as of June 30, 2021 and December 31, 2020, respectively, have been excluded from the Warehouse lines of credit amounts in the table above. These debt issuance costs are presented as a direct deduction to the carrying amount of the debt on our Unaudited Condensed Consolidated Balance Sheets.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">  </p> <table cellpadding="0" cellspacing="0" id="xdx_886_eus-gaap--ScheduleOfDebtTableTextBlock_pn3n3_zn67oJi70cqd" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (4) Debt (Details - Debt outstanding)"> <tr style="vertical-align: bottom"> <td><span id="xdx_8B2_zJa693MfQdza" style="display: none">Schedule of debt outstanding</span></td><td style="padding-bottom: 1pt"> </td> <td> </td><td style="padding-bottom: 1pt"> </td> <td colspan="2" style="text-align: center"> </td><td style="padding-bottom: 1pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td> </td> <td> </td><td> </td> <td colspan="2" style="text-align: center"> </td><td> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Amount Outstanding at</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td> </td> <td> </td><td> </td> <td colspan="2" style="text-align: center"> </td><td> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">June</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">December 31,</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="padding-bottom: 1pt"> </td> <td> </td><td style="padding-bottom: 1pt"> </td> <td colspan="2" style="text-align: center"> </td><td style="padding-bottom: 1pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td> </td> <td> </td><td> </td> <td colspan="2" style="text-align: center"> </td><td> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-align: center"><span style="text-decoration: underline">Description</span></td><td> </td> <td style="text-align: center"><span style="text-decoration: underline">Interest Rate</span></td><td> </td> <td colspan="2" style="text-align: center"><span style="text-decoration: underline">Maturity</span></td><td> </td><td> </td> <td colspan="2"> </td><td> </td><td> </td> <td colspan="2"> </td><td> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td> </td> <td> </td><td> </td> <td colspan="2" style="text-align: center"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="vertical-align: middle; width: 20%; text-align: left">Warehouse lines of credit</td><td style="width: 2%"> </td> <td id="xdx_98F_eus-gaap--DebtInstrumentDescriptionOfVariableRateBasis_c20210101__20210630__us-gaap--CreditFacilityAxis__custom--WarehouseLinesOfCredit1Member" style="vertical-align: middle; width: 20%; text-align: center" title="Interest rate">5.50% over one month Libor (Minimum 6.50%)</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: center"> </td><td style="vertical-align: middle; width: 20%; text-align: center">N/A</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="vertical-align: middle; width: 1%; text-align: right">$</td><td id="xdx_98A_eus-gaap--WarehouseAgreementBorrowings_c20210630__us-gaap--CreditFacilityAxis__custom--WarehouseLinesOfCredit1Member_pn3n3" style="vertical-align: middle; width: 13%; text-align: right" title="Warehouse lines of credit"><span style="-sec-ix-hidden: xdx2ixbrl1447">–</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="vertical-align: middle; width: 1%; text-align: right">$</td><td id="xdx_989_eus-gaap--WarehouseAgreementBorrowings_c20201231__us-gaap--CreditFacilityAxis__custom--WarehouseLinesOfCredit1Member_pn3n3" style="vertical-align: middle; width: 13%; text-align: right" title="Warehouse lines of credit">42,558</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td> </td><td> </td> <td> </td><td> </td> <td style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td> </td><td> </td> <td id="xdx_98C_eus-gaap--DebtInstrumentDescriptionOfVariableRateBasis_c20210101__20210630__us-gaap--CreditFacilityAxis__custom--WarehouseLinesOfCredit2Member" style="vertical-align: middle; text-align: center" title="Interest rate">3.00% over one month Libor (Minimum 3.75%)</td><td> </td> <td style="text-align: center"> </td><td id="xdx_985_eus-gaap--DebtInstrumentMaturityDateDescription_c20210101__20210630__us-gaap--CreditFacilityAxis__custom--WarehouseLinesOfCredit2Member" style="vertical-align: middle; text-align: center" title="Maturity date description">December 2022</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--WarehouseAgreementBorrowings_c20210630__us-gaap--CreditFacilityAxis__custom--WarehouseLinesOfCredit2Member_pn3n3" style="vertical-align: middle; text-align: right" title="Warehouse lines of credit">45,642</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--WarehouseAgreementBorrowings_c20201231__us-gaap--CreditFacilityAxis__custom--WarehouseLinesOfCredit2Member_pn3n3" style="vertical-align: middle; text-align: right" title="Warehouse lines of credit">45,689</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td> </td><td> </td> <td> </td><td> </td> <td style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td> </td><td> </td> <td id="xdx_98D_eus-gaap--DebtInstrumentDescriptionOfVariableRateBasis_c20210101__20210630__us-gaap--CreditFacilityAxis__custom--WarehouseLinesOfCredit3Member" style="vertical-align: middle; text-align: center" title="Interest rate">4.00% over a commercial paper rate (Minimum 5.00%)</td><td> </td> <td style="text-align: center"> </td><td id="xdx_984_eus-gaap--DebtInstrumentMaturityDateDescription_c20210101__20210630__us-gaap--CreditFacilityAxis__custom--WarehouseLinesOfCredit3Member" style="vertical-align: middle; text-align: center" title="Maturity date description">December 2021</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--WarehouseAgreementBorrowings_c20210630__us-gaap--CreditFacilityAxis__custom--WarehouseLinesOfCredit3Member_pn3n3" style="vertical-align: middle; text-align: right" title="Warehouse lines of credit">32,310</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--WarehouseAgreementBorrowings_c20201231__us-gaap--CreditFacilityAxis__custom--WarehouseLinesOfCredit3Member_pn3n3" style="vertical-align: middle; text-align: right" title="Warehouse lines of credit">32,265</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td> </td><td> </td> <td> </td><td> </td> <td style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Residual interest financing</td><td> </td> <td id="xdx_981_eus-gaap--DebtInstrumentInterestRateDuringPeriod_pid_dp_c20210101__20210630__us-gaap--CreditFacilityAxis__custom--ResidualInterestFinancingMember_zIo4M03aDdp3" style="vertical-align: middle; text-align: center" title="Interest rate">8.60%</td><td> </td> <td style="text-align: center"> </td><td id="xdx_982_eus-gaap--DebtInstrumentMaturityDateDescription_c20210101__20210630__us-gaap--CreditFacilityAxis__custom--ResidualInterestFinancingMember" style="vertical-align: middle; text-align: center" title="Maturity date description">January 2026</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--ResidualInterestFinancing_c20210630__us-gaap--CreditFacilityAxis__custom--ResidualInterestFinancingMember_pn3n3" style="text-align: right" title="Residual interest financing">17,908</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_ecustom--ResidualInterestFinancing_c20201231__us-gaap--CreditFacilityAxis__custom--ResidualInterestFinancingMember_pn3n3" style="text-align: right" title="Residual interest financing">25,576</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td> </td><td> </td> <td style="text-align: center"> </td><td> </td> <td style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td> </td><td> </td> <td id="xdx_983_eus-gaap--DebtInstrumentInterestRateDuringPeriod_pid_dp_c20210101__20210630__us-gaap--CreditFacilityAxis__custom--ResidualInterestFinancing1Member_zftR92Yyllu5" style="vertical-align: middle; text-align: center" title="Interest rate">7.86%</td><td> </td> <td style="text-align: center"> </td><td id="xdx_98D_eus-gaap--DebtInstrumentMaturityDateDescription_c20210101__20210630__us-gaap--CreditFacilityAxis__custom--ResidualInterestFinancing1Member_ziJtXdiNGYkb" style="vertical-align: middle; text-align: center" title="Maturity date description">June 2026</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_ecustom--ResidualInterestFinancing_iI_pn3n3_c20210630__us-gaap--CreditFacilityAxis__custom--ResidualInterestFinancing1Member_zy061prsvN76" style="text-align: right" title="Residual interest financing">50,000</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_ecustom--ResidualInterestFinancing_iI_pn3n3_d0_c20201231__us-gaap--CreditFacilityAxis__custom--ResidualInterestFinancing1Member_zlGfsPxIcY66" style="text-align: right" title="Residual interest financing">–</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td> </td><td> </td> <td style="text-align: center"> </td><td> </td> <td style="text-align: center"> </td><td style="text-align: center"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-indent: -10pt; padding-left: 10pt; vertical-align: middle; text-align: left">Subordinated renewable notes</td><td> </td> <td id="xdx_98A_eus-gaap--DebtInstrumentDescriptionOfVariableRateBasis_c20210101__20210630__us-gaap--CreditFacilityAxis__custom--SubordinatedRenewableNotesMember" style="vertical-align: middle; text-align: center" title="Interest rate">Weighted average rate of 9.67% and 10.09% at June 30, 2021 and December 31, 2020, respectively</td><td> </td> <td style="text-align: center"> </td><td id="xdx_98B_eus-gaap--DebtInstrumentMaturityDateDescription_c20210101__20210630__us-gaap--CreditFacilityAxis__custom--SubordinatedRenewableNotesMember" style="vertical-align: middle; text-align: center" title="Maturity date description">Weighted average maturity of April 2023 and January 2023 at June 30, 2021 and December 31, 2020, respectively</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--SubordinatedDebt_c20210630__us-gaap--CreditFacilityAxis__custom--SubordinatedRenewableNotesMember_pn3n3" style="vertical-align: middle; text-align: right" title="Subordinated renewable notes">26,005</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--SubordinatedDebt_c20201231__us-gaap--CreditFacilityAxis__custom--SubordinatedRenewableNotesMember_pn3n3" style="vertical-align: middle; text-align: right" title="Subordinated renewable notes">21,323</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt"> </td> <td style="text-align: center; padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt"> </td> <td style="padding-bottom: 1pt; text-align: center"> </td><td style="padding-bottom: 1pt; text-align: center"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"> </td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="text-align: center; padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="padding-bottom: 2.5pt; text-align: center"> </td><td style="padding-bottom: 2.5pt; text-align: center"> </td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98D_eus-gaap--DebtLongtermAndShorttermCombinedAmount_c20210630_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Total debt outstanding">171,865</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_988_eus-gaap--DebtLongtermAndShorttermCombinedAmount_c20201231_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Total debt outstanding">167,411</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> 5.50% over one month Libor (Minimum 6.50%) 42558000 3.00% over one month Libor (Minimum 3.75%) December 2022 45642000 45689000 4.00% over a commercial paper rate (Minimum 5.00%) December 2021 32310000 32265000 0.0860 January 2026 17908000 25576000 0.0786 June 2026 50000000 0 Weighted average rate of 9.67% and 10.09% at June 30, 2021 and December 31, 2020, respectively Weighted average maturity of April 2023 and January 2023 at June 30, 2021 and December 31, 2020, respectively 26005000 21323000 171865000 167411000 300000000 200000000 50000000 50000000.0 755000 150000 907000 1500000 <p id="xdx_80E_eus-gaap--InterestIncomeAndInterestExpenseDisclosureTextBlock_zytjRi2WqgY3" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"><b>(5) <i>Interest Income and Interest Expense</i></b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">The following table presents the components of interest income: </p> <table cellpadding="0" cellspacing="0" id="xdx_895_eus-gaap--InterestAndOtherIncomeTableTextBlock_pn3n3_z59Tu42xwHI5" style="font: 10pt Times New Roman, Times, Serif; background-color: White; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (5) Interest Income and Interest Expense (Details - Interest income)"> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"><span id="xdx_8B5_z2G7LttBXvg4" style="display: none">Schedule of interest income</span></td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: left"> </td><td id="xdx_49E_20210401__20210630_zWRTZktnm6pf" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td id="xdx_49D_20200401__20200630_zi9CDmvHTAm5" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td id="xdx_49A_20210101__20210630_z6ytgUmSVb1g" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td id="xdx_490_20200101__20200630_zspNk5ubtih3" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Three Months Ended</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Six Months Ended</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: left"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold"> </td> <td style="font-weight: bold; text-align: center"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold; text-align: center"> </td></tr> <tr id="xdx_40F_eus-gaap--InvestmentIncomeNet_z2RiVCyTdK1h" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 40%; text-align: left">Interest on finance receivables</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 11%; text-align: right">18,491</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 11%; text-align: right">33,773</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 11%; text-align: right">40,590</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 11%; text-align: right">71,580</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_402_eus-gaap--InterestIncomePurchasedReceivables_zJK5I9vWHnt4" style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Interest on finance receivables at fair value</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">46,943</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">41,659</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">90,931</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">82,465</td><td style="text-align: left"> </td></tr> <tr id="xdx_406_ecustom--MarkToFinanceReceivableMeasuredAtFairValue_iN_pn3n3_di0_z3SwRkekVTag" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Mark to finance receivables measured at fair value</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(9,549</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(4,417</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(19,899</td><td style="text-align: left">)</td></tr> <tr id="xdx_402_eus-gaap--InterestAndOtherIncome_zOO86XP0D3Bi" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Other interest income</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">6</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">120</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">12</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">644</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr id="xdx_40D_eus-gaap--InterestAndDividendIncomeOperating_pn3n3_zd9bVOD7phye" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left; padding-bottom: 2.5pt">Interest income</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">65,440</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">66,003</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">127,116</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">134,790</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> <p id="xdx_8A9_z192uu9JSkmh" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table presents the components of interest expense: </p> <table cellpadding="0" cellspacing="0" id="xdx_89F_eus-gaap--InterestIncomeAndInterestExpenseDisclosureTableTextBlock_pn3n3_zYz214t6U7uf" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (5) Interest Income and Interest Expense (Details - Interest expense)"> <tr style="vertical-align: bottom"> <td><span id="xdx_8BC_zGtMcRR89Ff4" style="display: none">Schedule of interest expense</span></td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Three Months Ended</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Six Months Ended</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 40%; text-align: left">Securitization trust debt</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98E_eus-gaap--InterestExpense_c20210401__20210630__us-gaap--LongtermDebtTypeAxis__custom--SecuritizationTrustDebtMember_pn3n3" style="width: 11%; text-align: right" title="Total interest expense">16,823</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98C_eus-gaap--InterestExpense_c20200401__20200630__us-gaap--LongtermDebtTypeAxis__custom--SecuritizationTrustDebtMember_pn3n3" style="width: 11%; text-align: right" title="Total interest expense">22,367</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_983_eus-gaap--InterestExpense_c20210101__20210630__us-gaap--LongtermDebtTypeAxis__custom--SecuritizationTrustDebtMember_pn3n3" style="width: 11%; text-align: right" title="Total interest expense">35,276</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_981_eus-gaap--InterestExpense_c20200101__20200630__us-gaap--LongtermDebtTypeAxis__custom--SecuritizationTrustDebtMember_pn3n3" style="width: 11%; text-align: right" title="Total interest expense">46,165</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Warehouse lines of credit</td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--InterestExpense_c20210401__20210630__us-gaap--LongtermDebtTypeAxis__custom--WarehouseLinesOfCreditMember_pn3n3" style="text-align: right" title="Total interest expense">1,021</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--InterestExpense_c20200401__20200630__us-gaap--LongtermDebtTypeAxis__custom--WarehouseLinesOfCreditMember_pn3n3" style="text-align: right" title="Total interest expense">2,675</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--InterestExpense_c20210101__20210630__us-gaap--LongtermDebtTypeAxis__custom--WarehouseLinesOfCreditMember_pn3n3" style="text-align: right" title="Total interest expense">2,335</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--InterestExpense_c20200101__20200630__us-gaap--LongtermDebtTypeAxis__custom--WarehouseLinesOfCreditMember_pn3n3" style="text-align: right" title="Total interest expense">4,437</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Residual interest financing</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--InterestExpense_c20210401__20210630__us-gaap--LongtermDebtTypeAxis__custom--ResidualInterestFinancingMember_pn3n3" style="text-align: right" title="Total interest expense">467</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--InterestExpense_c20200401__20200630__us-gaap--LongtermDebtTypeAxis__custom--ResidualInterestFinancingMember_pn3n3" style="text-align: right" title="Total interest expense">920</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--InterestExpense_c20210101__20210630__us-gaap--LongtermDebtTypeAxis__custom--ResidualInterestFinancingMember_pn3n3" style="text-align: right" title="Total interest expense">1,033</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--InterestExpense_c20200101__20200630__us-gaap--LongtermDebtTypeAxis__custom--ResidualInterestFinancingMember_pn3n3" style="text-align: right" title="Total interest expense">1,857</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Subordinated renewable notes</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_eus-gaap--InterestExpense_c20210401__20210630__us-gaap--LongtermDebtTypeAxis__custom--SubordinatedRenewableNotesMember_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Total interest expense">669</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--InterestExpense_c20200401__20200630__us-gaap--LongtermDebtTypeAxis__custom--SubordinatedRenewableNotesMember_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Total interest expense">523</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--InterestExpense_c20210101__20210630__us-gaap--LongtermDebtTypeAxis__custom--SubordinatedRenewableNotesMember_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Total interest expense">1,281</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--InterestExpense_c20200101__20200630__us-gaap--LongtermDebtTypeAxis__custom--SubordinatedRenewableNotesMember_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Total interest expense">1,017</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left; padding-bottom: 2.5pt">Interest expense</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98C_eus-gaap--InterestExpense_c20210401__20210630_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Total interest expense">18,980</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98A_eus-gaap--InterestExpense_c20200401__20200630_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Total interest expense">26,485</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98B_eus-gaap--InterestExpense_c20210101__20210630_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Total interest expense">39,925</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_989_eus-gaap--InterestExpense_c20200101__20200630_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Total interest expense">53,476</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> <p id="xdx_8A4_zO4W21edn8Uh" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" id="xdx_895_eus-gaap--InterestAndOtherIncomeTableTextBlock_pn3n3_z59Tu42xwHI5" style="font: 10pt Times New Roman, Times, Serif; background-color: White; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (5) Interest Income and Interest Expense (Details - Interest income)"> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"><span id="xdx_8B5_z2G7LttBXvg4" style="display: none">Schedule of interest income</span></td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: left"> </td><td id="xdx_49E_20210401__20210630_zWRTZktnm6pf" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td id="xdx_49D_20200401__20200630_zi9CDmvHTAm5" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td id="xdx_49A_20210101__20210630_z6ytgUmSVb1g" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td id="xdx_490_20200101__20200630_zspNk5ubtih3" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Three Months Ended</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Six Months Ended</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: left"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold"> </td> <td style="font-weight: bold; text-align: center"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold; text-align: center"> </td></tr> <tr id="xdx_40F_eus-gaap--InvestmentIncomeNet_z2RiVCyTdK1h" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 40%; text-align: left">Interest on finance receivables</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 11%; text-align: right">18,491</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 11%; text-align: right">33,773</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 11%; text-align: right">40,590</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 11%; text-align: right">71,580</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_402_eus-gaap--InterestIncomePurchasedReceivables_zJK5I9vWHnt4" style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Interest on finance receivables at fair value</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">46,943</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">41,659</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">90,931</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">82,465</td><td style="text-align: left"> </td></tr> <tr id="xdx_406_ecustom--MarkToFinanceReceivableMeasuredAtFairValue_iN_pn3n3_di0_z3SwRkekVTag" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Mark to finance receivables measured at fair value</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(9,549</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(4,417</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(19,899</td><td style="text-align: left">)</td></tr> <tr id="xdx_402_eus-gaap--InterestAndOtherIncome_zOO86XP0D3Bi" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Other interest income</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">6</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">120</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">12</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">644</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr id="xdx_40D_eus-gaap--InterestAndDividendIncomeOperating_pn3n3_zd9bVOD7phye" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left; padding-bottom: 2.5pt">Interest income</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">65,440</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">66,003</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">127,116</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">134,790</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> 18491000 33773000 40590000 71580000 46943000 41659000 90931000 82465000 -0 9549000 4417000 19899000 6000 120000 12000 644000 65440000 66003000 127116000 134790000 <table cellpadding="0" cellspacing="0" id="xdx_89F_eus-gaap--InterestIncomeAndInterestExpenseDisclosureTableTextBlock_pn3n3_zYz214t6U7uf" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (5) Interest Income and Interest Expense (Details - Interest expense)"> <tr style="vertical-align: bottom"> <td><span id="xdx_8BC_zGtMcRR89Ff4" style="display: none">Schedule of interest expense</span></td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Three Months Ended</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Six Months Ended</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 40%; text-align: left">Securitization trust debt</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98E_eus-gaap--InterestExpense_c20210401__20210630__us-gaap--LongtermDebtTypeAxis__custom--SecuritizationTrustDebtMember_pn3n3" style="width: 11%; text-align: right" title="Total interest expense">16,823</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98C_eus-gaap--InterestExpense_c20200401__20200630__us-gaap--LongtermDebtTypeAxis__custom--SecuritizationTrustDebtMember_pn3n3" style="width: 11%; text-align: right" title="Total interest expense">22,367</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_983_eus-gaap--InterestExpense_c20210101__20210630__us-gaap--LongtermDebtTypeAxis__custom--SecuritizationTrustDebtMember_pn3n3" style="width: 11%; text-align: right" title="Total interest expense">35,276</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_981_eus-gaap--InterestExpense_c20200101__20200630__us-gaap--LongtermDebtTypeAxis__custom--SecuritizationTrustDebtMember_pn3n3" style="width: 11%; text-align: right" title="Total interest expense">46,165</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Warehouse lines of credit</td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--InterestExpense_c20210401__20210630__us-gaap--LongtermDebtTypeAxis__custom--WarehouseLinesOfCreditMember_pn3n3" style="text-align: right" title="Total interest expense">1,021</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--InterestExpense_c20200401__20200630__us-gaap--LongtermDebtTypeAxis__custom--WarehouseLinesOfCreditMember_pn3n3" style="text-align: right" title="Total interest expense">2,675</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--InterestExpense_c20210101__20210630__us-gaap--LongtermDebtTypeAxis__custom--WarehouseLinesOfCreditMember_pn3n3" style="text-align: right" title="Total interest expense">2,335</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--InterestExpense_c20200101__20200630__us-gaap--LongtermDebtTypeAxis__custom--WarehouseLinesOfCreditMember_pn3n3" style="text-align: right" title="Total interest expense">4,437</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Residual interest financing</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--InterestExpense_c20210401__20210630__us-gaap--LongtermDebtTypeAxis__custom--ResidualInterestFinancingMember_pn3n3" style="text-align: right" title="Total interest expense">467</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--InterestExpense_c20200401__20200630__us-gaap--LongtermDebtTypeAxis__custom--ResidualInterestFinancingMember_pn3n3" style="text-align: right" title="Total interest expense">920</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--InterestExpense_c20210101__20210630__us-gaap--LongtermDebtTypeAxis__custom--ResidualInterestFinancingMember_pn3n3" style="text-align: right" title="Total interest expense">1,033</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--InterestExpense_c20200101__20200630__us-gaap--LongtermDebtTypeAxis__custom--ResidualInterestFinancingMember_pn3n3" style="text-align: right" title="Total interest expense">1,857</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Subordinated renewable notes</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_eus-gaap--InterestExpense_c20210401__20210630__us-gaap--LongtermDebtTypeAxis__custom--SubordinatedRenewableNotesMember_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Total interest expense">669</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--InterestExpense_c20200401__20200630__us-gaap--LongtermDebtTypeAxis__custom--SubordinatedRenewableNotesMember_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Total interest expense">523</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--InterestExpense_c20210101__20210630__us-gaap--LongtermDebtTypeAxis__custom--SubordinatedRenewableNotesMember_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Total interest expense">1,281</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--InterestExpense_c20200101__20200630__us-gaap--LongtermDebtTypeAxis__custom--SubordinatedRenewableNotesMember_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Total interest expense">1,017</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left; padding-bottom: 2.5pt">Interest expense</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98C_eus-gaap--InterestExpense_c20210401__20210630_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Total interest expense">18,980</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98A_eus-gaap--InterestExpense_c20200401__20200630_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Total interest expense">26,485</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98B_eus-gaap--InterestExpense_c20210101__20210630_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Total interest expense">39,925</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_989_eus-gaap--InterestExpense_c20200101__20200630_pn3n3" style="border-bottom: Black 2.5pt double; text-align: right" title="Total interest expense">53,476</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> 16823000 22367000 35276000 46165000 1021000 2675000 2335000 4437000 467000 920000 1033000 1857000 669000 523000 1281000 1017000 18980000 26485000 39925000 53476000 <p id="xdx_80A_eus-gaap--EarningsPerShareTextBlock_zpvbfDLFiN0f" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>(6) <i>Earnings Per Share</i></b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Earnings per share for the three-month and six-month periods ended June 30, 2021 and 2020 were calculated using the weighted average number of shares outstanding for the related period. The following table reconciles the number of shares used in the computations of basic and diluted earnings per share for the three-month and six-month periods ended June 30, 2021 and 2020: </p> <table cellpadding="0" cellspacing="0" id="xdx_88D_eus-gaap--ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_pn3n3_z9Kw7l3WxhA3" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (6) Earnings Per Share (Details - Earnings Per Share)"> <tr style="vertical-align: bottom"> <td><span id="xdx_8BA_ztqCLYyHO6z8" style="display: none">Computation of earnings per share</span></td><td style="padding-bottom: 1pt"> </td> <td colspan="2" id="xdx_49A_20210401__20210630_zqlRdBiIYA41" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" id="xdx_49D_20200401__20200630_zHkBuqBM60B" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" id="xdx_49E_20210101__20210630_zl4S1op0Mvmf" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td id="xdx_49E_20200101__20200630_zhmSlpsMHnu3" style="font-weight: bold; text-align: center"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td> </td> <td colspan="6" style="font-weight: bold; text-align: center">Three Months Ended</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="5" style="font-weight: bold; text-align: center">Six Months Ended</td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="5" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td></tr> <tr style="vertical-align: bottom"> <td> </td><td> </td> <td colspan="6" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td></tr> <tr id="xdx_40D_eus-gaap--WeightedAverageNumberOfSharesOutstandingBasic_pid_z3gpOm2U7qyd" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 40%"><p style="text-indent: -10pt; margin-left: 10pt; margin-top: 0; margin-bottom: 0">Weighted average number of common shares outstanding during the period used to compute basic earnings per share</p></td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 11%; text-align: right">22,842</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 11%; text-align: right">22,685</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 11%; text-align: right">22,791</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="text-align: right">22,612</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td> <td> </td> <td> </td><td style="text-align: left"> </td></tr> <tr id="xdx_403_eus-gaap--IncrementalCommonSharesAttributableToCallOptionsAndWarrants_pid_z61vCEngC8Jc" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="padding-bottom: 1pt"><p style="text-indent: -10pt; margin-left: 10pt; margin-top: 0; margin-bottom: 0">Incremental common shares attributable to exercise of outstanding options and warrants</p></td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">2,288</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,002</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">2,257</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: right">1,171</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td> <td> </td> <td> </td><td style="text-align: left"> </td></tr> <tr id="xdx_404_eus-gaap--WeightedAverageNumberOfDilutedSharesOutstanding_pid_zF89zrziiV4c" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="padding-bottom: 2.5pt"><p style="text-indent: -10pt; margin-left: 10pt; margin-top: 0; margin-bottom: 0">Weighted average number of common shares used to compute diluted earnings per share</p></td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td style="border-bottom: Black 2.5pt double; text-align: right">25,130</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td style="border-bottom: Black 2.5pt double; text-align: right">23,687</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td style="border-bottom: Black 2.5pt double; text-align: right">25,048</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: right">23,783</td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 9pt"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">If the anti-dilutive effects of common stock equivalents were considered, shares included in the diluted earnings per share calculation for the three-month and six-month periods ended June 30, 2021 would have included an additional <span id="xdx_902_eus-gaap--AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_pn3n3_dm_c20210401__20210630_zkAgNQOU3NI1" title="Antidilutive shares">6.0</span> million and <span id="xdx_902_eus-gaap--AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_pn3n3_dm_c20210101__20210630_zpV4C1uJuMMe" title="Antidilutive shares">6.9 </span>million shares, respectively, attributable to the exercise of outstanding options and warrants. For the three-month and six-month periods ended June 30, 2020, an additional <span id="xdx_905_eus-gaap--AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_pn3n3_dm_c20200401__20200630_z7PCf2DuLCR8" title="Antidilutive shares">13.3</span> million and <span id="xdx_905_eus-gaap--AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_pn3n3_dm_c20200101__20200630_zUrgPZZu3Kql" title="Antidilutive shares">13.1</span> million shares, respectively, would be included in the diluted earnings per share calculation.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.25in"> </p> <table cellpadding="0" cellspacing="0" id="xdx_88D_eus-gaap--ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_pn3n3_z9Kw7l3WxhA3" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (6) Earnings Per Share (Details - Earnings Per Share)"> <tr style="vertical-align: bottom"> <td><span id="xdx_8BA_ztqCLYyHO6z8" style="display: none">Computation of earnings per share</span></td><td style="padding-bottom: 1pt"> </td> <td colspan="2" id="xdx_49A_20210401__20210630_zqlRdBiIYA41" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" id="xdx_49D_20200401__20200630_zHkBuqBM60B" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" id="xdx_49E_20210101__20210630_zl4S1op0Mvmf" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td id="xdx_49E_20200101__20200630_zhmSlpsMHnu3" style="font-weight: bold; text-align: center"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td> </td> <td colspan="6" style="font-weight: bold; text-align: center">Three Months Ended</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="5" style="font-weight: bold; text-align: center">Six Months Ended</td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="5" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td></tr> <tr style="vertical-align: bottom"> <td> </td><td> </td> <td colspan="6" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td></tr> <tr id="xdx_40D_eus-gaap--WeightedAverageNumberOfSharesOutstandingBasic_pid_z3gpOm2U7qyd" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 40%"><p style="text-indent: -10pt; margin-left: 10pt; margin-top: 0; margin-bottom: 0">Weighted average number of common shares outstanding during the period used to compute basic earnings per share</p></td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 11%; text-align: right">22,842</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 11%; text-align: right">22,685</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 11%; text-align: right">22,791</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="text-align: right">22,612</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td> <td> </td> <td> </td><td style="text-align: left"> </td></tr> <tr id="xdx_403_eus-gaap--IncrementalCommonSharesAttributableToCallOptionsAndWarrants_pid_z61vCEngC8Jc" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="padding-bottom: 1pt"><p style="text-indent: -10pt; margin-left: 10pt; margin-top: 0; margin-bottom: 0">Incremental common shares attributable to exercise of outstanding options and warrants</p></td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">2,288</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,002</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">2,257</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: right">1,171</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td> <td> </td> <td> </td><td style="text-align: left"> </td></tr> <tr id="xdx_404_eus-gaap--WeightedAverageNumberOfDilutedSharesOutstanding_pid_zF89zrziiV4c" style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="padding-bottom: 2.5pt"><p style="text-indent: -10pt; margin-left: 10pt; margin-top: 0; margin-bottom: 0">Weighted average number of common shares used to compute diluted earnings per share</p></td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td style="border-bottom: Black 2.5pt double; text-align: right">25,130</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td style="border-bottom: Black 2.5pt double; text-align: right">23,687</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td style="border-bottom: Black 2.5pt double; text-align: right">25,048</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: right">23,783</td></tr> </table> 22842 22685 22791 22612 2288 1002 2257 1171 25130 23687 25048 23783 6000000.0 6900000 13300000 13100000 <p id="xdx_80B_eus-gaap--IncomeTaxDisclosureTextBlock_z7Du9lmSabI8" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>(7) <i>Income Taxes </i></b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We file numerous consolidated and separate income tax returns with the United States and with many states. With few exceptions, we are no longer subject to U.S. federal, state, or local examinations by tax authorities for years before 2013.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 9pt"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">On March 27, 2020, the Coronavirus Aid, Relief and Economic Security (“CARES”) Act was adopted, providing wide ranging economic relief for individuals and businesses. One component of the CARES Act provides the Company with an opportunity to carry back net operating losses (“NOLs”) arising from 2018, 2019 and 2020 to the prior five tax years. The Company has such NOLs reflected on its balance sheet as a portion of deferred tax assets. The Company has previously valued its NOLs at the federal corporate income tax rate of 21%. However, the provisions of the CARES Act provide for NOL carryback claims to be calculated based on a rate of 35%, which was the federal corporate tax rate in effect for the carryback years. Consequently, the Company has revalued the benefit from its NOLs to reflect a 35% tax rate. The result of the revaluation of NOLs and other tax adjustments is a net tax benefit of $<span id="xdx_909_eus-gaap--CurrentFederalTaxExpenseBenefit_pn3n3_dm_c20200101__20200630_zDqJvSTQf0ae" title="Current tax benefit">8.8</span> million, which is reflected in income taxes for the six-month period ending June 30, 2020.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 9pt"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">As of June 30, 2021, and December 31, 2020, we had <span id="xdx_90A_eus-gaap--UnrecognizedTaxBenefits_iI_pn3p0_do_c20210630_zTZ7Pl3snQ4g" title="Unrecognized Tax Benefits"><span id="xdx_909_eus-gaap--UnrecognizedTaxBenefits_iI_pn3p0_do_c20201231_z8vjgKXz2r0j" title="Unrecognized Tax Benefits">no</span></span> unrecognized tax benefits for uncertain tax positions. We do not anticipate that total unrecognized tax benefits will significantly change due to any settlements of audits or expirations of statutes of limitations over the next 12 months.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 9pt"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company and its subsidiaries file a consolidated federal income tax return and combined or stand-alone state franchise tax returns for certain states. We utilize the asset and liability method of accounting for income taxes, under which deferred income taxes are recognized for the future tax consequences attributable to the differences between the financial statement values of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred taxes of a change in tax rates is recognized in income in the period that includes the enactment date.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Deferred tax assets are recognized subject to management’s judgment that realization is more likely than not. A valuation allowance is recognized for a deferred tax asset if, based on the weight of the available evidence, it is more likely than not that some portion of the deferred tax asset will not be realized. In making such judgments, significant weight is given to evidence that can be objectively verified. Although realization is not assured, we believe that the realization of the recognized net deferred tax asset of $<span id="xdx_90E_eus-gaap--DeferredTaxAssetsNet_iI_pn3n3_dm_c20210630_z3YZYy5VjMgd" title="Net deferred tax asset">27.1</span> million as of June 30, 2021 is more likely than not based on forecasted future net earnings. Our net deferred tax asset of $<span id="xdx_902_eus-gaap--DeferredTaxAssetsValuationAllowance_iI_pn3n3_dm_c20210630_zrzYaHoBQGA2" title="Deferred tax assets approximately">27.1</span> million consists of approximately $<span id="xdx_90F_eus-gaap--DeferredTaxAssetsNet_iI_pn3n3_dm_c20210630__us-gaap--IncomeTaxAuthorityAxis__us-gaap--DomesticCountryMember_zNkBnSCHiBZ2" title="Net deferred tax asset">15.9</span> million of net U.S. federal deferred tax assets and $<span id="xdx_909_eus-gaap--DeferredTaxAssetsNet_iI_pn3n3_dm_c20210630__us-gaap--IncomeTaxAuthorityAxis__us-gaap--StateAndLocalJurisdictionMember_z3XWnrmBuXma" title="Net deferred tax asset">11.2</span> million of net state deferred tax assets.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Income tax expense was $<span id="xdx_900_eus-gaap--DeferredIncomeTaxExpenseBenefit_pn3n3_dm_c20210401__20210630_zvYqnqMYzG2" title="Income Tax Expense (Benefit)">4.2</span> million and $<span id="xdx_901_eus-gaap--DeferredIncomeTaxExpenseBenefit_pn3n3_dm_c20210101__20210630_zmrdoXJr2rHd" title="Income Tax Expense (Benefit)">6.9</span> million for the three months and six months ended June 30, 2021, representing effective income tax rates of<span id="xdx_90C_eus-gaap--EffectiveIncomeTaxRateContinuingOperations_pid_dp_c20210401__20210630_zDm9rsDzdkc9" title="Effective tax rate"> 30</span>% and<span id="xdx_908_eus-gaap--EffectiveIncomeTaxRateContinuingOperations_pid_dp_c20210101__20210630_zoO6lLhF9GOe" title="Effective tax rate"> 32</span>%, respectively. Income tax expense was $<span id="xdx_90C_eus-gaap--DeferredIncomeTaxExpenseBenefit_pn3n3_dm_c20200401__20200630_zetNKLHStRg9">1.7</span> million for the three months ended June 30, 2020. Income tax benefit was $<span id="xdx_90B_eus-gaap--DeferredIncomeTaxExpenseBenefit_pn3n3_dm_c20200101__20200630_zNMj7eDd8Mgd">6.0</span> million for the six months ended June 30, 2020, which includes net tax benefits of $8.8 million. Excluding the tax benefit, income tax expense would have been $2.8 million for the six months ended June 30, 2020, representing an effective income tax rate of <span id="xdx_901_eus-gaap--EffectiveIncomeTaxRateContinuingOperations_pid_dp_c20200101__20200630_z2ow03JV9vX2" title="Effective tax rate">36</span>%.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> 8800000 0 0 27100000 27100000 15900000 11200000 4200000 6900000 0.30 0.32 1700000 6000000.0 0.36 <p id="xdx_80C_eus-gaap--LegalMattersAndContingenciesTextBlock_zZXQoz8lrgVh" style="font: italic bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><span style="font-style: normal">(8) </span>Legal Proceedings</p> <p style="font: italic bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><i>Consumer Litigation.</i> We are routinely involved in various legal proceedings resulting from our consumer finance activities and practices, both continuing and discontinued. Consumers can and do initiate lawsuits against us alleging violations of law applicable to collection of receivables, and such lawsuits sometimes allege that resolution as a class action is appropriate.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">For the most part, we have legal and factual defenses to consumer claims, which we routinely contest or settle (for immaterial amounts) depending on the particular circumstances of each case.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><i>Wage and Hour Claim.</i> On September 24, 2018, a former employee filed a lawsuit against us in the Superior Court of Orange County, California, alleging that we incorrectly classified our sales representatives as outside salespersons exempt from overtime wages, mandatory break periods and certain other employee protective provisions of California and federal law. The complaint seeks injunctive relief, an award of unpaid wages, liquidated damages, and attorney fees and interest. The plaintiff purports to act on behalf of a class of similarly situated employees and ex-employees. As of the date of this report, no motion for class certification has been filed or granted.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We believe that our compensation practices with respect to our sales representatives are compliant with applicable law. Accordingly, we have defended and intend to continue to defend this lawsuit. We have not recorded a liability with respect to this claim on the accompanying consolidated financial statements.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><i>In General.</i> There can be no assurance as to the outcomes of the matters described or referenced above. We record at each measurement date, most recently as of June 30, 2020, our best estimate of probable incurred losses for legal contingencies, including the matters identified above, and consumer claims. The amount of losses that may ultimately be incurred cannot be estimated with certainty. However, based on such information as is available to us, we believe that the total of probable incurred losses for legal contingencies as of June 30, 2021 is immaterial, and that the range of reasonably possible losses for the legal proceedings and contingencies we face, including those described or identified above, as of June 30, 2021 does not exceed $3 million.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Accordingly, we believe that the ultimate resolution of such legal proceedings and contingencies should not have a material adverse effect on our consolidated financial condition. We note, however, that in light of the uncertainties inherent in contested proceedings there can be no assurance that the ultimate resolution of these matters will not be material to our operating results for a particular period, depending on, among other factors, the size of the loss or liability imposed and the level of our income for that period.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p id="xdx_809_eus-gaap--FairValueMeasurementInputsDisclosureTextBlock_zikx2mb73fI" style="font: italic bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(9) Fair Value Measurements</p> <p style="font: italic bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">ASC 820, "Fair Value Measurements" clarifies the principle that fair value should be based on the assumptions market participants would use when pricing an asset or liability and establishes a fair value hierarchy that prioritizes the information used to develop those assumptions. Under the standard, fair value measurements would be separately disclosed by level within the fair value hierarchy.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">ASC 820 defines fair value, establishes a framework for measuring fair value, establishes a three-level valuation hierarchy for disclosure of fair value measurement and enhances disclosure requirements for fair value measurements. The three levels are defined as follows: level 1 - inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in active markets; level 2 – inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets, and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument; and level 3 – inputs to the valuation methodology are unobservable and significant to the fair value measurement.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Effective January 2018 we have elected to use the fair value method to value our portfolio of finance receivables acquired in January 2018 and thereafter.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Our valuation policies and procedures have been developed by our Accounting department in conjunction with our Risk department and with consultation with outside valuation experts. Our policies and procedures have been approved by our Chief Executive and our Board of Directors and include methodologies for valuation, internal reporting, calibration and back testing. Our periodic review of valuations includes an analysis of changes in fair value measurements and documentation of the reasons for such changes. There is little available third-party information such as broker quotes or pricing services available to assist us in our valuation process.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Our level 3, unobservable inputs reflect our own assumptions about the factors that market participants use in pricing similar receivables and are based on the best information available in the circumstances. They include such inputs as estimates for the magnitude and timing of net charge-offs and the rate of amortization of the portfolio of finance receivable. Significant changes in any of those inputs in isolation would have a significant effect on our fair value measurement.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">For the quarter ended June 30, 2021, the Company evaluated the appropriate fair value and future earnings rate of existing receivables compared to recently acquired receivables and our assessment of potential additional future net losses on the portfolio of finance receivables carried at fair value and did not record a mark down to that portfolio.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The table below presents a reconciliation of the finance receivables measured at fair value on a recurring basis using significant unobservable inputs: </p> <table cellpadding="0" cellspacing="0" id="xdx_897_ecustom--FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBloc_pn3n3_zpqicXRfA0M5" style="font: 10pt Times New Roman, Times, Serif; background-color: White; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (9) Fair Value Measurements (Details - Reconciliation of Finance Receivables)"> <tr style="vertical-align: bottom"> <td style="text-align: left; padding-bottom: 1pt"><span id="xdx_8BC_zCVaj0iFP0X8" style="display: none">Schedule of reconciliation of the finance receivables measured at fair value on a recurring basis</span></td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Three Months Ended</td><td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Six Months Ended</td><td style="text-align: center; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td><td style="text-align: center; padding-bottom: 1pt; font-weight: bold"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td><td style="text-align: center; padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-align: center; padding-bottom: 1pt"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td style="font-weight: bold; text-align: center"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold"> </td> <td style="font-weight: bold; text-align: center"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold; text-align: center"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 40%">Balance at beginning of period</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_986_eus-gaap--ReceivablesFairValueDisclosure_iS_pn3n3_c20210401__20210630_zt8qfNRV9tAa" style="width: 11%; text-align: right" title="Balance at end of period">1,533,723</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_983_eus-gaap--ReceivablesFairValueDisclosure_iS_pn3n3_c20200401__20200630_zCeZsfmigclg" style="width: 11%; text-align: right" title="Balance at end of period">1,559,697</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_984_eus-gaap--ReceivablesFairValueDisclosure_iS_pn3n3_c20210101__20210630_ztdRxS3BMzx3" style="width: 11%; text-align: right" title="Balance at beginning of period">1,523,726</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_984_eus-gaap--ReceivablesFairValueDisclosure_iS_pn3n3_c20200101__20200630_zTzEHre8fAid" style="width: 11%; text-align: right" title="Balance at beginning of period">1,444,038</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Finance receivables at fair value acquired during period</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--PaymentsToAcquireFinanceReceivables_c20210401__20210630_pn3n3" style="text-align: right" title="Finance receivables at fair value acquired during period">279,658</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--PaymentsToAcquireFinanceReceivables_c20200401__20200630_pn3n3" style="text-align: right" title="Finance receivables at fair value acquired during period">134,447</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--PaymentsToAcquireFinanceReceivables_c20210101__20210630_pn3n3" style="text-align: right" title="Finance receivables at fair value acquired during period">485,117</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--PaymentsToAcquireFinanceReceivables_c20200101__20200630_pn3n3" style="text-align: right" title="Finance receivables at fair value acquired during period">399,729</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Payments received on finance receivables at fair value</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_ecustom--PaymentsOnFinanceReceivablesAtFairValue_c20210401__20210630_pn3n3" style="text-align: right" title="Payments received on finance receivables at fair value">(199,419</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_ecustom--PaymentsOnFinanceReceivablesAtFairValue_c20200401__20200630_pn3n3" style="text-align: right" title="Payments received on finance receivables at fair value">(112,505</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--PaymentsOnFinanceReceivablesAtFairValue_c20210101__20210630_pn3n3" style="text-align: right" title="Payments received on finance receivables at fair value">(355,439</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_ecustom--PaymentsOnFinanceReceivablesAtFairValue_c20200101__20200630_pn3n3" style="text-align: right" title="Payments received on finance receivables at fair value">(222,063</td><td style="text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Net interest income accretion on fair value receivables</td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--NetInterestIncomeAccretionOnFairValueReceivables_pn3n3_c20210401__20210630_zaXU2zufo28h" style="text-align: right" title="Net interest income accretion on fair value receivables">(31,787</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_ecustom--NetInterestIncomeAccretionOnFairValueReceivables_pn3n3_c20200401__20200630_zgoZUfIOgnM2" style="text-align: right" title="Net interest income accretion on fair value receivables">(34,441</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--NetInterestIncomeAccretionOnFairValueReceivables_pn3n3_c20210101__20210630_zcv8nyn4Uzn8" style="text-align: right" title="Net interest income accretion on fair value receivables">(66,812</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_ecustom--NetInterestIncomeAccretionOnFairValueReceivables_pn3n3_c20200101__20200630_z1NWl57eCLo5" style="text-align: right" title="Net interest income accretion on fair value receivables">(64,156</td><td style="text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left; padding-bottom: 1pt">Mark to fair value</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_ecustom--MarkToFairValue_iN_pn3n3_di0_c20210401__20210630_zc53hkROvTrc" style="border-bottom: Black 1pt solid; text-align: right" title="Mark to fair value">–</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_ecustom--MarkToFairValue_iN_pn3n3_di_c20200401__20200630_zlJs1y0dgIT" style="border-bottom: Black 1pt solid; text-align: right" title="Mark to fair value">(9,549</td><td style="padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_ecustom--MarkToFairValue_iN_pn3n3_di_c20210101__20210630_zGr8jdGLNJIj" style="border-bottom: Black 1pt solid; text-align: right" title="Mark to fair value">(4,417</td><td style="padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_ecustom--MarkToFairValue_iN_pn3n3_di_c20200101__20200630_zVycBBzqrmnj" style="border-bottom: Black 1pt solid; text-align: right" title="Mark to fair value">(19,899</td><td style="padding-bottom: 1pt; text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 2.5pt">Balance at end of period</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_983_eus-gaap--ReceivablesFairValueDisclosure_iE_pn3n3_c20210401__20210630_zNLoR5fTHP2i" style="border-bottom: Black 2.5pt double; text-align: right" title="Balance at end of period">1,582,175</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_982_eus-gaap--ReceivablesFairValueDisclosure_iE_pn3n3_c20200401__20200630_zemSqLdH4yU5" style="border-bottom: Black 2.5pt double; text-align: right" title="Balance at end of period">1,537,649</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98A_eus-gaap--ReceivablesFairValueDisclosure_iE_pn3n3_c20210101__20210630_zZqK8x0Rxgo8" style="border-bottom: Black 2.5pt double; text-align: right" title="Balance at end of period">1,582,175</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98B_eus-gaap--ReceivablesFairValueDisclosure_iE_pn3n3_c20200101__20200630_zbuzg6CPuIZi" style="border-bottom: Black 2.5pt double; text-align: right" title="Balance at end of period">1,537,649</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> <p id="xdx_8A8_zAPq4IfkkbH6" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The table below compares the fair values of these finance receivables to their contractual balances for the periods shown: </p> <table cellpadding="0" cellspacing="0" id="xdx_89F_ecustom--ScheduleOfFinanceReceivablesToTheirContractualBalancesTableTextBlock_pn3n3_zx39acKgjD0i" style="font: 10pt Times New Roman, Times, Serif; background-color: White; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (9) Fair Value Measurements (Details - Finance Receivables to Their Contractual Balances)"> <tr style="vertical-align: bottom"> <td style="text-align: left; padding-bottom: 1pt"><span id="xdx_8B6_zKHrY2hbKiIj" style="display: none">Schedule of finance receivables to their contractual balances</span></td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30, 2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">December 31, 2020</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Contractual</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Fair</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Contractual</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Fair</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Balance</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Value</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Balance</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Value</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="14" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="width: 40%; font-weight: bold"> </td><td style="width: 2%; font-weight: bold"> </td> <td style="width: 1%; font-weight: bold; text-align: left"> </td><td style="width: 11%; font-weight: bold; text-align: right"> </td><td style="width: 1%; font-weight: bold; text-align: left"> </td><td style="width: 2%; font-weight: bold"> </td> <td style="width: 1%; font-weight: bold; text-align: left"> </td><td style="width: 11%; font-weight: bold; text-align: right"> </td><td style="width: 1%; font-weight: bold; text-align: left"> </td><td style="width: 2%; font-weight: bold"> </td> <td style="width: 1%; font-weight: bold; text-align: left"> </td><td style="width: 11%; font-weight: bold; text-align: right"> </td><td style="width: 1%; font-weight: bold; text-align: left"> </td><td style="width: 2%; font-weight: bold"> </td> <td style="width: 1%; font-weight: bold; text-align: left"> </td><td style="width: 11%; font-weight: bold; text-align: right"> </td><td style="width: 1%; font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Finance receivables measured at fair value</td><td> </td> <td style="text-align: left">$</td><td id="xdx_989_eus-gaap--ReceivablesFairValueDisclosure_c20210630__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_pn3n3" style="text-align: right" title="Finance receivables measured at fair value">1,768,988</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_985_ecustom--ReceivablesFairValueDisclosures_iI_pn3n3_c20210630__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--PortionAtFairValueFairValueDisclosureMember_zzih4G9kKGj" style="text-align: right" title="Finance receivables measured at fair value">1,582,175</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_98A_eus-gaap--ReceivablesFairValueDisclosure_c20201231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_pn3n3" style="text-align: right" title="Finance receivables measured at fair value">1,668,076</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_980_ecustom--ReceivablesFairValueDisclosures_iI_pn3n3_c20201231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--PortionAtFairValueFairValueDisclosureMember_zhO0VRNXWeWj" style="text-align: right" title="Finance receivables measured at fair value">1,523,726</td><td style="text-align: left"> </td></tr> </table> <p id="xdx_8A6_zHxuAUJ3WjSf" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table provides certain qualitative information about our level 3 fair value measurements: </p> <table border="0" cellpadding="0" cellspacing="0" id="xdx_89F_ecustom--ScheduleOfEffectOfSignificantUnobservableInputsChangesInPlanAssetsTableTextBloc_pn3n3_zhkJspZPNeHf" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - (9) Fair Value Measurements (Details - Level 3 Fair Value Measurements)"> <tr style="vertical-align: bottom"> <td><span id="xdx_8BB_zKtl9fUYASpj" style="display: none">Schedule of level 3 fair value measurements</span></td> <td style="font-weight: bold; text-align: center"> </td> <td style="text-decoration: underline; font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="text-decoration: underline; font-weight: bold; text-align: center"> </td> <td> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td> </td> <td style="font-weight: bold; text-align: center"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-decoration: underline; font-weight: bold">Financial Instrument</td> <td colspan="5" style="border-bottom: Black 0.5pt solid; font-weight: bold; text-align: center">Fair Values as of</td> <td> </td> <td> </td> <td> </td> <td colspan="3" style="border-bottom: Black 0.5pt solid; font-weight: bold; text-align: center">Inputs as of</td></tr> <tr style="vertical-align: bottom"> <td style="width: 33%"> </td> <td style="width: 1%"> </td> <td style="font-weight: bold; text-align: center; width: 11%">June 30,</td> <td style="width: 1%"> </td> <td style="width: 1%"> </td> <td style="font-weight: bold; text-align: center; width: 10%">December 31,</td> <td style="width: 1%"> </td> <td style="width: 17%"> </td> <td style="width: 1%"> </td> <td style="font-weight: bold; text-align: center; width: 12%">June 30,</td> <td style="width: 1%"> </td> <td style="font-weight: bold; text-align: center; width: 11%">December 31,</td></tr> <tr style="vertical-align: bottom"> <td> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="text-decoration: underline; font-weight: bold; text-align: center">2021</td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="text-decoration: underline; font-weight: bold; text-align: center">2020</td> <td> </td> <td style="border-bottom: Black 0.5pt solid; font-weight: bold; text-align: center">Unobservable Inputs</td> <td style="font-weight: bold; text-align: center"> </td> <td style="border-bottom: Black 0.5pt solid; font-weight: bold; text-align: center">2021</td> <td> </td> <td style="border-bottom: Black 0.5pt solid; font-weight: bold; text-align: center">2020</td></tr> <tr style="vertical-align: bottom"> <td> </td> <td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold">Assets:</td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td></tr> <tr style="background-color: rgb(238,238,238)"> <td rowspan="3" style="vertical-align: middle">Finance receivables measured at fair value</td> <td rowspan="3" style="vertical-align: middle; text-align: center">$ </td> <td id="xdx_98F_eus-gaap--ReceivablesFairValueDisclosure_c20210630__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--PortionAtFairValueFairValueDisclosureMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_pn3n3" rowspan="3" style="vertical-align: middle; text-align: right" title="Finance receivables measured at fair value">1,582,175</td> <td style="vertical-align: bottom"> </td> <td rowspan="3" style="vertical-align: middle; text-align: center">$ </td> <td id="xdx_98A_eus-gaap--ReceivablesFairValueDisclosure_c20201231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--PortionAtFairValueFairValueDisclosureMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_pn3n3" rowspan="3" style="vertical-align: middle; text-align: right" title="Finance receivables measured at fair value">1,523,726</td> <td style="vertical-align: bottom"> </td> <td style="vertical-align: middle; text-align: center">Discount rate</td> <td style="vertical-align: bottom"> </td> <td style="vertical-align: bottom; text-align: center"><span id="xdx_909_ecustom--FairValueUnobservableInputsPercentage_iI_pid_dp_c20210630__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--PortionAtFairValueFairValueDisclosureMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member__us-gaap--MeasurementInputTypeAxis__us-gaap--MeasurementInputDiscountRateMember__srt--RangeAxis__srt--MinimumMember_zh0UteemKoC2" title="Unobservable Inputs">11.0</span>% - <span id="xdx_90D_ecustom--FairValueUnobservableInputsPercentage_iI_pid_dp_c20210630__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--PortionAtFairValueFairValueDisclosureMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member__us-gaap--MeasurementInputTypeAxis__us-gaap--MeasurementInputDiscountRateMember__srt--RangeAxis__srt--MaximumMember_zpEDWWdvRGIf" title="Unobservable Inputs">11.3</span>%</td> <td style="vertical-align: bottom"> </td> <td style="vertical-align: bottom; text-align: center"><span id="xdx_906_ecustom--FairValueUnobservableInputsPercentage_iI_pid_dp_c20201231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--PortionAtFairValueFairValueDisclosureMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member__us-gaap--MeasurementInputTypeAxis__us-gaap--MeasurementInputDiscountRateMember__srt--RangeAxis__srt--MinimumMember_zYqoihEAmHI5" title="Unobservable Inputs">10.4</span>% - <span id="xdx_90E_ecustom--FairValueUnobservableInputsPercentage_iI_pid_dp_c20201231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--PortionAtFairValueFairValueDisclosureMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member__us-gaap--MeasurementInputTypeAxis__us-gaap--MeasurementInputDiscountRateMember__srt--RangeAxis__srt--MaximumMember_zz2926ghQ7Ek" title="Unobservable Inputs">11.1</span>%</td></tr> <tr style="background-color: White"> <td style="vertical-align: bottom"> </td> <td style="vertical-align: bottom"> </td> <td style="vertical-align: middle; text-align: center">Cumulative net losses</td> <td style="vertical-align: bottom"> </td> <td style="vertical-align: bottom; text-align: center"><span id="xdx_909_ecustom--FairValueUnobservableInputsPercentage_iI_pid_dp_c20210630__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--PortionAtFairValueFairValueDisclosureMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member__us-gaap--MeasurementInputTypeAxis__custom--MeasurementInputCumulativeNetLossesMember__srt--RangeAxis__srt--MinimumMember_zH9QAXqGrb4k" title="Unobservable Inputs">15.4</span>% - <span id="xdx_905_ecustom--FairValueUnobservableInputsPercentage_iI_pid_dp_c20210630__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--PortionAtFairValueFairValueDisclosureMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member__us-gaap--MeasurementInputTypeAxis__custom--MeasurementInputCumulativeNetLossesMember__srt--RangeAxis__srt--MaximumMember_z9Gqjt4HS2tk" title="Unobservable Inputs">18.4</span>%</td> <td style="vertical-align: bottom"> </td> <td style="vertical-align: bottom; text-align: center"><span id="xdx_90B_ecustom--FairValueUnobservableInputsPercentage_iI_pid_dp_c20201231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--PortionAtFairValueFairValueDisclosureMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member__us-gaap--MeasurementInputTypeAxis__custom--MeasurementInputCumulativeNetLossesMember__srt--RangeAxis__srt--MinimumMember_zhfO9K4injOc" title="Unobservable Inputs">15.3</span>% - <span id="xdx_904_ecustom--FairValueUnobservableInputsPercentage_iI_pid_dp_c20201231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--PortionAtFairValueFairValueDisclosureMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member__us-gaap--MeasurementInputTypeAxis__custom--MeasurementInputCumulativeNetLossesMember__srt--RangeAxis__srt--MaximumMember_zqAkdYMv6xXf" title="Unobservable Inputs">18.4</span>%</td></tr> </table> <p id="xdx_8A6_z9oe6xpg0Lzk" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table summarizes the delinquency status of these finance receivables measured at fair value as of June 30, 2021 and December 31, 2020: </p> <table cellpadding="0" cellspacing="0" id="xdx_897_ecustom--ScheduleOfDelinquencyStatusOfFinanceReceivablesMeasuredAtFairValueTableTextBlock_pn3n3_zLMlHNgavO9f" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (9) Fair Value Measurements (Details - Delinquency status)"> <tr style="vertical-align: bottom"> <td><span id="xdx_8B0_z32jEX87CADg" style="display: none">Schedule of delinquency status of finance receivables measured at fair value</span></td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">June 30,</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">December 31,</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Delinquency Status</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 66%">Current</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_987_ecustom--FinanceReceivablesMeasuredAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetNotPastDueMember_zAoM871y6hvf" style="width: 13%; text-align: right">1,646,257</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98C_ecustom--FinanceReceivablesMeasuredAtFairValue_iI_pn3n3_c20201231__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetNotPastDueMember_zbF8MN7hhX9h" style="width: 13%; text-align: right">1,505,486</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td>31 - 60 days</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_ecustom--FinanceReceivablesMeasuredAtFairValue_c20210630__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables30To59DaysPastDueMember_pn3n3" style="text-align: right" title="Initial Principal">80,719</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_ecustom--FinanceReceivablesMeasuredAtFairValue_c20201231__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables30To59DaysPastDueMember_pn3n3" style="text-align: right" title="Initial Principal">96,296</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td>61 - 90 days</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_ecustom--FinanceReceivablesMeasuredAtFairValue_c20210630__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables60To89DaysPastDueMember_pn3n3" style="text-align: right" title="Initial Principal">23,034</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_ecustom--FinanceReceivablesMeasuredAtFairValue_c20201231__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables60To89DaysPastDueMember_pn3n3" style="text-align: right" title="Initial Principal">36,436</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td>91 + days</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_ecustom--FinanceReceivablesMeasuredAtFairValue_c20210630__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_pn3n3" style="text-align: right" title="Initial Principal">5,205</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--FinanceReceivablesMeasuredAtFairValue_c20201231__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_pn3n3" style="text-align: right" title="Initial Principal">9,607</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt">Repo</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_ecustom--FinanceReceivablesMeasuredAtFairValue_c20210630__us-gaap--FinancingReceivablesPeriodPastDueAxis__custom--RepossessedVehiclesMember_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Initial Principal">13,773</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_ecustom--FinanceReceivablesMeasuredAtFairValue_c20201231__us-gaap--FinancingReceivablesPeriodPastDueAxis__custom--RepossessedVehiclesMember_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Initial Principal">20,251</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_980_ecustom--FinanceReceivablesMeasuredAtFairValue_iI_pn3n3_c20210630_znEFylZLjTsl" style="border-bottom: Black 2.5pt double; text-align: right">1,768,988</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_987_ecustom--FinanceReceivablesMeasuredAtFairValue_iI_pn3n3_c20201231_zIOjOIqzen62" style="border-bottom: Black 2.5pt double; text-align: right">1,668,076</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> <p id="xdx_8A3_zUz7puMTJ0k2" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Repossessed vehicle inventory, which is included in Other assets on our unaudited condensed consolidated balance sheet, is measured at fair value using level 2 assumptions based on our actual loss experience on sale of repossessed vehicles. At June 30, 2021 the finance receivables related to the repossessed vehicles in inventory totaled $<span id="xdx_906_eus-gaap--OtherForeclosedAssets_iI_pn3n3_dm_c20210630__us-gaap--PublicUtilitiesInventoryAxis__custom--RepossessedVehiclesMember_z7ZiRv2M7y1l" title="Gross balance of repossessions in inventory">6.1</span> million. We have applied a valuation adjustment, or loss allowance, of $<span id="xdx_906_eus-gaap--ValuationAllowancesAndReservesAdjustments_pn3n3_dm_c20210101__20210630__us-gaap--PublicUtilitiesInventoryAxis__custom--RepossessedVehiclesMember_ztPN8pVQN9ja" title="Allowance for losses on repossessed inventory">3.3</span> million, which is based on a recovery rate of approximately 46%, resulting in an estimated fair value and carrying amount of $<span id="xdx_90D_eus-gaap--ForeclosedAssets_iI_pn3n3_dm_c20210630_ziAsk72AxUIb" title="Net repossessed inventory included in other assets">2.8</span> million. The fair value and carrying amount of the repossessed inventory at December 31, 2020 was $<span id="xdx_904_eus-gaap--ForeclosedAssets_iI_pn3n3_dm_c20201231__us-gaap--PublicUtilitiesInventoryAxis__custom--RepossessedVehiclesMember_zJuAaOXSjI3i" title="Net repossessed inventory included in other assets">3.8 </span>million after applying a valuation adjustment of $<span id="xdx_903_eus-gaap--ValuationAllowancesAndReservesAdjustments_pn3n3_dm_c20200101__20201231__us-gaap--PublicUtilitiesInventoryAxis__custom--RepossessedVehiclesMember_zVsyeSgBJrE6" title="Allowance for losses on repossessed inventory">11.8</span> million.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">There were no transfers in or out of level 1, level 2 or level 3 assets and liabilities for the six months ended June 30, 2021 and 2020.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The estimated fair values of financial assets and liabilities at June 30, 2021 and December 31, 2020, were as follows: </p> <table cellpadding="0" cellspacing="0" id="xdx_89D_eus-gaap--FairValueByBalanceSheetGroupingTextBlock_pn3n3_z32BnZRrW8yc" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (9) Fair Value Measurements (Details - Fair values)"> <tr style="vertical-align: bottom"> <td><span id="xdx_8B6_zpchA8okIIkg" style="display: none">Schedule of estimated fair values of financial assets and liabilities</span></td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="18" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">As of June 30, 2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold"><span style="text-decoration: underline">Financial Instrument</span></td><td style="font-weight: bold"> </td> <td colspan="18" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="padding-bottom: 1pt; font-weight: bold; text-align: center">Carrying</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Fair Value Measurements Using:</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="padding-bottom: 1pt"> </td> <td colspan="2"> </td><td style="padding-bottom: 1pt"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Value</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Level 1</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Level 2</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Level 3</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Total</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold">Assets:</td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 35%; text-align: left">Cash and cash equivalents</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_986_eus-gaap--CashAndCashEquivalentsAtCarryingValue_c20210630__us-gaap--FairValueByAssetClassAxis__custom--CarryingValueMember_pn3n3" style="width: 9%; text-align: right" title="Cash and cash equivalents">43,131</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98A_eus-gaap--CashAndCashEquivalentsAtCarryingValue_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_pn3n3" style="width: 9%; text-align: right" title="Cash and cash equivalents">43,131</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_988_eus-gaap--CashAndCashEquivalentsAtCarryingValue_iI_pn3n3_d0_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zSbtAeAAtWK6" style="width: 9%; text-align: right" title="Cash and cash equivalents">–</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_985_eus-gaap--CashAndCashEquivalentsAtCarryingValue_iI_pn3n3_d0_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_zuzXiIJdkUDd" style="width: 9%; text-align: right" title="Cash and cash equivalents">–</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98C_eus-gaap--CashAndCashEquivalentsAtCarryingValue_c20210630_pn3n3" style="width: 9%; text-align: right" title="Cash and cash equivalents">43,131</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Restricted cash and equivalents</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--RestrictedCashAndCashEquivalents_c20210630__us-gaap--FairValueByAssetClassAxis__custom--CarryingValueMember_pn3n3" style="text-align: right" title="Restricted cash and equivalents">155,776</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--RestrictedCashAndCashEquivalents_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_pn3n3" style="text-align: right" title="Restricted cash and equivalents">155,776</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--RestrictedCashAndCashEquivalents_iI_pn3n3_d0_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_z277bJIacmv4" style="text-align: right" title="Restricted cash and equivalents">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--RestrictedCashAndCashEquivalents_iI_pn3n3_d0_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_zxmKVtGDFHKi" style="text-align: right" title="Restricted cash and equivalents">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--RestrictedCashAndCashEquivalents_c20210630_pn3n3" style="text-align: right" title="Restricted cash and equivalents">155,776</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Finance receivables, net</td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_ecustom--FinanceReceivablesFairValueDisclosure_c20210630__us-gaap--FairValueByAssetClassAxis__custom--CarryingValueMember_pn3n3" style="text-align: right" title="Finance receivables, net">268,228</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_ecustom--FinanceReceivablesFairValueDisclosure_iI_pn3n3_d0_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_zqmasgjoxn3k" style="text-align: right" title="Finance receivables, net">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--FinanceReceivablesFairValueDisclosure_iI_pn3n3_d0_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zkMRz9GIURJc" style="text-align: right" title="Finance receivables, net">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--FinanceReceivablesFairValueDisclosure_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_pn3n3" style="text-align: right" title="Finance receivables, net">270,271</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--FinanceReceivablesFairValueDisclosure_c20210630_pn3n3" style="text-align: right" title="Finance receivables, net">270,271</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Accrued interest receivable</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--AccruedInvestmentIncomeReceivable_c20210630__us-gaap--FairValueByAssetClassAxis__custom--CarryingValueMember_pn3n3" style="text-align: right" title="Accrued interest receivable">3,601</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--AccruedInvestmentIncomeReceivable_iI_pn3n3_d0_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_z40mCeTbI6qd" style="text-align: right" title="Accrued interest receivable">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--AccruedInvestmentIncomeReceivable_iI_pn3n3_d0_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_znRmfHuFI085" style="text-align: right" title="Accrued interest receivable">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--AccruedInvestmentIncomeReceivable_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_pn3n3" style="text-align: right" title="Accrued interest receivable">3,601</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--AccruedInvestmentIncomeReceivable_c20210630_pn3n3" style="text-align: right" title="Accrued interest receivable">3,601</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="font-weight: bold">Liabilities:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Warehouse lines of credit</td><td> </td> <td style="text-align: left">$</td><td id="xdx_98E_eus-gaap--LinesOfCreditCurrent_c20210630__us-gaap--FairValueByAssetClassAxis__custom--CarryingValueMember_pn3n3" style="text-align: right" title="Warehouse lines of credit">77,044</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_985_eus-gaap--LinesOfCreditCurrent_iI_pn3n3_d0_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_zQJ4fDpTEMwk" style="text-align: right" title="Warehouse lines of credit">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_98D_eus-gaap--LinesOfCreditCurrent_iI_pn3n3_d0_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_z99Lc0E4Inu7" style="text-align: right" title="Warehouse lines of credit">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_988_eus-gaap--LinesOfCreditCurrent_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_pn3n3" style="text-align: right" title="Warehouse lines of credit">77,044</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_985_eus-gaap--LinesOfCreditCurrent_c20210630_pn3n3" style="text-align: right" title="Warehouse lines of credit">77,044</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Accrued interest payable</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--AccountsPayableFairValueDisclosure_c20210630__us-gaap--FairValueByAssetClassAxis__custom--CarryingValueMember_pn3n3" style="text-align: right" title="Accrued interest payable">4,582</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--AccountsPayableFairValueDisclosure_iI_pn3n3_d0_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_zxqX56Oz3xsc" style="text-align: right" title="Accrued interest payable">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--AccountsPayableFairValueDisclosure_iI_pn3n3_d0_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zBCTvaCKhpc4" style="text-align: right" title="Accrued interest payable">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--AccountsPayableFairValueDisclosure_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_pn3n3" style="text-align: right" title="Accrued interest payable">4,582</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--AccountsPayableFairValueDisclosure_c20210630_pn3n3" style="text-align: right" title="Accrued interest payable">4,582</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Securitization trust debt</td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--SecuredDebt_c20210630__us-gaap--FairValueByAssetClassAxis__custom--CarryingValueMember_pn3n3" style="text-align: right" title="Securitization trust debt">1,732,879</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--SecuredDebt_iI_pn3n3_d0_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_zDBUNCrj8ug1" style="text-align: right" title="Securitization trust debt">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--SecuredDebt_iI_pn3n3_d0_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zd4Ck67T2cle" style="text-align: right" title="Securitization trust debt">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--SecuredDebt_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_pn3n3" style="text-align: right" title="Securitization trust debt">1,769,682</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--SecuredDebt_c20210630_pn3n3" style="text-align: right" title="Securitization trust debt">1,769,682</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Subordinated renewable notes</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--SubordinatedDebt_c20210630__us-gaap--FairValueByAssetClassAxis__custom--CarryingValueMember_pn3n3" style="text-align: right" title="Subordinated renewable notes">26,005</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--SubordinatedDebt_iI_pn3n3_d0_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_zdibb9UjtkGa" style="text-align: right" title="Subordinated renewable notes">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--SubordinatedDebt_iI_pn3n3_d0_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zq638y7vGoi1" style="text-align: right" title="Subordinated renewable notes">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--SubordinatedDebt_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_pn3n3" style="text-align: right" title="Subordinated renewable notes">26,005</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--SubordinatedDebt_c20210630_pn3n3" style="text-align: right" title="Subordinated renewable notes">26,005</td><td style="text-align: left"> </td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%"> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="18" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">As of December 31, 2020</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; font-weight: bold"><span style="text-decoration: underline">Financial Instrument</span></td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="18" style="padding-bottom: 1pt; font-weight: bold; text-align: center">(In thousands)</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="padding-bottom: 1pt; font-weight: bold; text-align: center">Carrying</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Fair Value Measurements Using:</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="padding-bottom: 1pt"> </td> <td colspan="2"> </td><td style="padding-bottom: 1pt"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Value</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Level 1</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Level 2</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Level 3</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Total</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold">Assets:</td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 35%; text-align: left">Cash and cash equivalents</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_983_eus-gaap--CashAndCashEquivalentsAtCarryingValue_c20201231__us-gaap--FairValueByAssetClassAxis__custom--CarryingValueMember_pn3n3" style="width: 9%; text-align: right" title="Cash and cash equivalents">13,466</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98F_eus-gaap--CashAndCashEquivalentsAtCarryingValue_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_pn3n3" style="width: 9%; text-align: right" title="Cash and cash equivalents">13,466</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_987_eus-gaap--CashAndCashEquivalentsAtCarryingValue_iI_pn3n3_d0_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zIZuSvhMskX4" style="width: 9%; text-align: right" title="Cash and cash equivalents">–</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_989_eus-gaap--CashAndCashEquivalentsAtCarryingValue_iI_pn3n3_d0_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_zG9almr2q82e" style="width: 9%; text-align: right" title="Cash and cash equivalents">–</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_982_eus-gaap--CashAndCashEquivalentsAtCarryingValue_c20201231_pn3n3" style="width: 9%; text-align: right" title="Cash and cash equivalents">13,466</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Restricted cash and equivalents</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--RestrictedCashAndCashEquivalents_c20201231__us-gaap--FairValueByAssetClassAxis__custom--CarryingValueMember_pn3n3" style="text-align: right" title="Restricted cash and equivalents">130,686</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--RestrictedCashAndCashEquivalents_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_pn3n3" style="text-align: right" title="Restricted cash and equivalents">130,686</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--RestrictedCashAndCashEquivalents_iI_pn3n3_d0_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_ztgefnjF18Db" style="text-align: right" title="Restricted cash and equivalents">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--RestrictedCashAndCashEquivalents_iI_pn3n3_d0_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_z3oY5tRgyLB7" style="text-align: right" title="Restricted cash and equivalents">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--RestrictedCashAndCashEquivalents_c20201231_pn3n3" style="text-align: right" title="Restricted cash and equivalents">130,686</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Finance receivables, net</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_ecustom--FinanceReceivablesFairValueDisclosure_c20201231__us-gaap--FairValueByAssetClassAxis__custom--CarryingValueMember_pn3n3" style="text-align: right" title="Finance receivables, net">411,343</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--FinanceReceivablesFairValueDisclosure_iI_pn3n3_d0_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_zNxpKDPr4Ltd" style="text-align: right" title="Finance receivables, net">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--FinanceReceivablesFairValueDisclosure_iI_pn3n3_d0_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zfrJUuCgy503" style="text-align: right" title="Finance receivables, net">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--FinanceReceivablesFairValueDisclosure_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_pn3n3" style="text-align: right" title="Finance receivables, net">429,972</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_ecustom--FinanceReceivablesFairValueDisclosure_c20201231_pn3n3" style="text-align: right" title="Finance receivables, net">429,972</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Accrued interest receivable</td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--AccruedInvestmentIncomeReceivable_c20201231__us-gaap--FairValueByAssetClassAxis__custom--CarryingValueMember_pn3n3" style="text-align: right" title="Accrued interest receivable">5,017</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--AccruedInvestmentIncomeReceivable_iI_pn3n3_d0_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_zNvqjbI8eAk4" style="text-align: right" title="Accrued interest receivable">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--AccruedInvestmentIncomeReceivable_iI_pn3n3_d0_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zCOQMZKeiEvd" style="text-align: right" title="Accrued interest receivable">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--AccruedInvestmentIncomeReceivable_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_pn3n3" style="text-align: right" title="Accrued interest receivable">5,017</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--AccruedInvestmentIncomeReceivable_c20201231_pn3n3" style="text-align: right" title="Accrued interest receivable">5,017</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="font-weight: bold">Liabilities:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Warehouse lines of credit</td><td> </td> <td style="text-align: left">$</td><td id="xdx_98D_eus-gaap--LinesOfCreditCurrent_c20201231__us-gaap--FairValueByAssetClassAxis__custom--CarryingValueMember_pn3n3" style="text-align: right" title="Warehouse lines of credit">118,999</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_98F_eus-gaap--LinesOfCreditCurrent_iI_pn3n3_d0_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_zXQUa1hC4vHl" style="text-align: right" title="Warehouse lines of credit">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_98C_eus-gaap--LinesOfCreditCurrent_iI_pn3n3_d0_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zKa7d0jIHW0c" style="text-align: right" title="Warehouse lines of credit">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_98B_eus-gaap--LinesOfCreditCurrent_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_pn3n3" style="text-align: right" title="Warehouse lines of credit">118,999</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_982_eus-gaap--LinesOfCreditCurrent_c20201231_pn3n3" style="text-align: right" title="Warehouse lines of credit">118,999</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Accrued interest payable</td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--AccountsPayableFairValueDisclosure_c20201231__us-gaap--FairValueByAssetClassAxis__custom--CarryingValueMember_pn3n3" style="text-align: right" title="Accrued interest payable">4,919</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--AccountsPayableFairValueDisclosure_iI_pn3n3_d0_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_zJMHGYkaBTz8" style="text-align: right" title="Accrued interest payable">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--AccountsPayableFairValueDisclosure_iI_pn3n3_d0_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zbDViEXgVym5" style="text-align: right" title="Accrued interest payable">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--AccountsPayableFairValueDisclosure_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_pn3n3" style="text-align: right" title="Accrued interest payable">4,919</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--AccountsPayableFairValueDisclosure_c20201231_pn3n3" style="text-align: right" title="Accrued interest payable">4,919</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Securitization trust debt</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--SecuredDebt_c20201231__us-gaap--FairValueByAssetClassAxis__custom--CarryingValueMember_pn3n3" style="text-align: right" title="Securitization trust debt">1,803,673</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--SecuredDebt_iI_pn3n3_d0_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_zoZsZ8OWHqak" style="text-align: right" title="Securitization trust debt">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--SecuredDebt_iI_pn3n3_d0_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zLtEzWRxkxHe" style="text-align: right" title="Securitization trust debt">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--SecuredDebt_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_pn3n3" style="text-align: right" title="Securitization trust debt">1,862,630</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--SecuredDebt_c20201231_pn3n3" style="text-align: right" title="Securitization trust debt">1,862,630</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Subordinated renewable notes</td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--SubordinatedDebt_c20201231__us-gaap--FairValueByAssetClassAxis__custom--CarryingValueMember_pn3n3" style="text-align: right" title="Subordinated renewable notes">21,323</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--SubordinatedDebt_iI_pn3n3_d0_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_z3vwjnhgtFo3" style="text-align: right" title="Subordinated renewable notes">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--SubordinatedDebt_iI_pn3n3_d0_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zhCgw7qv16n9" style="text-align: right" title="Subordinated renewable notes">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--SubordinatedDebt_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_pn3n3" style="text-align: right" title="Subordinated renewable notes">21,323</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--SubordinatedDebt_c20201231_pn3n3" style="text-align: right" title="Subordinated renewable notes">21,323</td><td style="text-align: left"> </td></tr> </table> <p id="xdx_8A9_zesdmgV3Oqce" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <table cellpadding="0" cellspacing="0" id="xdx_897_ecustom--FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBloc_pn3n3_zpqicXRfA0M5" style="font: 10pt Times New Roman, Times, Serif; background-color: White; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (9) Fair Value Measurements (Details - Reconciliation of Finance Receivables)"> <tr style="vertical-align: bottom"> <td style="text-align: left; padding-bottom: 1pt"><span id="xdx_8BC_zCVaj0iFP0X8" style="display: none">Schedule of reconciliation of the finance receivables measured at fair value on a recurring basis</span></td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Three Months Ended</td><td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">Six Months Ended</td><td style="text-align: center; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td><td style="text-align: center; padding-bottom: 1pt; font-weight: bold"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30,</td><td style="text-align: center; padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-align: center; padding-bottom: 1pt"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-align: center; font-weight: bold"> </td><td style="text-align: center; font-weight: bold"> </td> <td style="font-weight: bold; text-align: center"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold"> </td> <td style="font-weight: bold; text-align: center"> </td><td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold; text-align: center"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 40%">Balance at beginning of period</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_986_eus-gaap--ReceivablesFairValueDisclosure_iS_pn3n3_c20210401__20210630_zt8qfNRV9tAa" style="width: 11%; text-align: right" title="Balance at end of period">1,533,723</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_983_eus-gaap--ReceivablesFairValueDisclosure_iS_pn3n3_c20200401__20200630_zCeZsfmigclg" style="width: 11%; text-align: right" title="Balance at end of period">1,559,697</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_984_eus-gaap--ReceivablesFairValueDisclosure_iS_pn3n3_c20210101__20210630_ztdRxS3BMzx3" style="width: 11%; text-align: right" title="Balance at beginning of period">1,523,726</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_984_eus-gaap--ReceivablesFairValueDisclosure_iS_pn3n3_c20200101__20200630_zTzEHre8fAid" style="width: 11%; text-align: right" title="Balance at beginning of period">1,444,038</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Finance receivables at fair value acquired during period</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--PaymentsToAcquireFinanceReceivables_c20210401__20210630_pn3n3" style="text-align: right" title="Finance receivables at fair value acquired during period">279,658</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--PaymentsToAcquireFinanceReceivables_c20200401__20200630_pn3n3" style="text-align: right" title="Finance receivables at fair value acquired during period">134,447</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--PaymentsToAcquireFinanceReceivables_c20210101__20210630_pn3n3" style="text-align: right" title="Finance receivables at fair value acquired during period">485,117</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--PaymentsToAcquireFinanceReceivables_c20200101__20200630_pn3n3" style="text-align: right" title="Finance receivables at fair value acquired during period">399,729</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Payments received on finance receivables at fair value</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_ecustom--PaymentsOnFinanceReceivablesAtFairValue_c20210401__20210630_pn3n3" style="text-align: right" title="Payments received on finance receivables at fair value">(199,419</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_ecustom--PaymentsOnFinanceReceivablesAtFairValue_c20200401__20200630_pn3n3" style="text-align: right" title="Payments received on finance receivables at fair value">(112,505</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--PaymentsOnFinanceReceivablesAtFairValue_c20210101__20210630_pn3n3" style="text-align: right" title="Payments received on finance receivables at fair value">(355,439</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_ecustom--PaymentsOnFinanceReceivablesAtFairValue_c20200101__20200630_pn3n3" style="text-align: right" title="Payments received on finance receivables at fair value">(222,063</td><td style="text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Net interest income accretion on fair value receivables</td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--NetInterestIncomeAccretionOnFairValueReceivables_pn3n3_c20210401__20210630_zaXU2zufo28h" style="text-align: right" title="Net interest income accretion on fair value receivables">(31,787</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_ecustom--NetInterestIncomeAccretionOnFairValueReceivables_pn3n3_c20200401__20200630_zgoZUfIOgnM2" style="text-align: right" title="Net interest income accretion on fair value receivables">(34,441</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--NetInterestIncomeAccretionOnFairValueReceivables_pn3n3_c20210101__20210630_zcv8nyn4Uzn8" style="text-align: right" title="Net interest income accretion on fair value receivables">(66,812</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_ecustom--NetInterestIncomeAccretionOnFairValueReceivables_pn3n3_c20200101__20200630_z1NWl57eCLo5" style="text-align: right" title="Net interest income accretion on fair value receivables">(64,156</td><td style="text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left; padding-bottom: 1pt">Mark to fair value</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_ecustom--MarkToFairValue_iN_pn3n3_di0_c20210401__20210630_zc53hkROvTrc" style="border-bottom: Black 1pt solid; text-align: right" title="Mark to fair value">–</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_ecustom--MarkToFairValue_iN_pn3n3_di_c20200401__20200630_zlJs1y0dgIT" style="border-bottom: Black 1pt solid; text-align: right" title="Mark to fair value">(9,549</td><td style="padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_ecustom--MarkToFairValue_iN_pn3n3_di_c20210101__20210630_zGr8jdGLNJIj" style="border-bottom: Black 1pt solid; text-align: right" title="Mark to fair value">(4,417</td><td style="padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_ecustom--MarkToFairValue_iN_pn3n3_di_c20200101__20200630_zVycBBzqrmnj" style="border-bottom: Black 1pt solid; text-align: right" title="Mark to fair value">(19,899</td><td style="padding-bottom: 1pt; text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 2.5pt">Balance at end of period</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_983_eus-gaap--ReceivablesFairValueDisclosure_iE_pn3n3_c20210401__20210630_zNLoR5fTHP2i" style="border-bottom: Black 2.5pt double; text-align: right" title="Balance at end of period">1,582,175</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_982_eus-gaap--ReceivablesFairValueDisclosure_iE_pn3n3_c20200401__20200630_zemSqLdH4yU5" style="border-bottom: Black 2.5pt double; text-align: right" title="Balance at end of period">1,537,649</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98A_eus-gaap--ReceivablesFairValueDisclosure_iE_pn3n3_c20210101__20210630_zZqK8x0Rxgo8" style="border-bottom: Black 2.5pt double; text-align: right" title="Balance at end of period">1,582,175</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98B_eus-gaap--ReceivablesFairValueDisclosure_iE_pn3n3_c20200101__20200630_zbuzg6CPuIZi" style="border-bottom: Black 2.5pt double; text-align: right" title="Balance at end of period">1,537,649</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> 1533723000 1559697000 1523726000 1444038000 279658000 134447000 485117000 399729000 -199419000 -112505000 -355439000 -222063000 -31787000 -34441000 -66812000 -64156000 -0 9549000 4417000 19899000 1582175000 1537649000 1582175000 1537649000 <table cellpadding="0" cellspacing="0" id="xdx_89F_ecustom--ScheduleOfFinanceReceivablesToTheirContractualBalancesTableTextBlock_pn3n3_zx39acKgjD0i" style="font: 10pt Times New Roman, Times, Serif; background-color: White; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (9) Fair Value Measurements (Details - Finance Receivables to Their Contractual Balances)"> <tr style="vertical-align: bottom"> <td style="text-align: left; padding-bottom: 1pt"><span id="xdx_8B6_zKHrY2hbKiIj" style="display: none">Schedule of finance receivables to their contractual balances</span></td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="text-align: center; font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">June 30, 2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">December 31, 2020</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Contractual</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Fair</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Contractual</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">Fair</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Balance</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Value</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Balance</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Value</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="14" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="width: 40%; font-weight: bold"> </td><td style="width: 2%; font-weight: bold"> </td> <td style="width: 1%; font-weight: bold; text-align: left"> </td><td style="width: 11%; font-weight: bold; text-align: right"> </td><td style="width: 1%; font-weight: bold; text-align: left"> </td><td style="width: 2%; font-weight: bold"> </td> <td style="width: 1%; font-weight: bold; text-align: left"> </td><td style="width: 11%; font-weight: bold; text-align: right"> </td><td style="width: 1%; font-weight: bold; text-align: left"> </td><td style="width: 2%; font-weight: bold"> </td> <td style="width: 1%; font-weight: bold; text-align: left"> </td><td style="width: 11%; font-weight: bold; text-align: right"> </td><td style="width: 1%; font-weight: bold; text-align: left"> </td><td style="width: 2%; font-weight: bold"> </td> <td style="width: 1%; font-weight: bold; text-align: left"> </td><td style="width: 11%; font-weight: bold; text-align: right"> </td><td style="width: 1%; font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Finance receivables measured at fair value</td><td> </td> <td style="text-align: left">$</td><td id="xdx_989_eus-gaap--ReceivablesFairValueDisclosure_c20210630__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_pn3n3" style="text-align: right" title="Finance receivables measured at fair value">1,768,988</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_985_ecustom--ReceivablesFairValueDisclosures_iI_pn3n3_c20210630__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--PortionAtFairValueFairValueDisclosureMember_zzih4G9kKGj" style="text-align: right" title="Finance receivables measured at fair value">1,582,175</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_98A_eus-gaap--ReceivablesFairValueDisclosure_c20201231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_pn3n3" style="text-align: right" title="Finance receivables measured at fair value">1,668,076</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_980_ecustom--ReceivablesFairValueDisclosures_iI_pn3n3_c20201231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--PortionAtFairValueFairValueDisclosureMember_zhO0VRNXWeWj" style="text-align: right" title="Finance receivables measured at fair value">1,523,726</td><td style="text-align: left"> </td></tr> </table> 1768988000 1582175000 1668076000 1523726000 <table border="0" cellpadding="0" cellspacing="0" id="xdx_89F_ecustom--ScheduleOfEffectOfSignificantUnobservableInputsChangesInPlanAssetsTableTextBloc_pn3n3_zhkJspZPNeHf" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - (9) Fair Value Measurements (Details - Level 3 Fair Value Measurements)"> <tr style="vertical-align: bottom"> <td><span id="xdx_8BB_zKtl9fUYASpj" style="display: none">Schedule of level 3 fair value measurements</span></td> <td style="font-weight: bold; text-align: center"> </td> <td style="text-decoration: underline; font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="text-decoration: underline; font-weight: bold; text-align: center"> </td> <td> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td> </td> <td style="font-weight: bold; text-align: center"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-decoration: underline; font-weight: bold">Financial Instrument</td> <td colspan="5" style="border-bottom: Black 0.5pt solid; font-weight: bold; text-align: center">Fair Values as of</td> <td> </td> <td> </td> <td> </td> <td colspan="3" style="border-bottom: Black 0.5pt solid; font-weight: bold; text-align: center">Inputs as of</td></tr> <tr style="vertical-align: bottom"> <td style="width: 33%"> </td> <td style="width: 1%"> </td> <td style="font-weight: bold; text-align: center; width: 11%">June 30,</td> <td style="width: 1%"> </td> <td style="width: 1%"> </td> <td style="font-weight: bold; text-align: center; width: 10%">December 31,</td> <td style="width: 1%"> </td> <td style="width: 17%"> </td> <td style="width: 1%"> </td> <td style="font-weight: bold; text-align: center; width: 12%">June 30,</td> <td style="width: 1%"> </td> <td style="font-weight: bold; text-align: center; width: 11%">December 31,</td></tr> <tr style="vertical-align: bottom"> <td> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="text-decoration: underline; font-weight: bold; text-align: center">2021</td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="text-decoration: underline; font-weight: bold; text-align: center">2020</td> <td> </td> <td style="border-bottom: Black 0.5pt solid; font-weight: bold; text-align: center">Unobservable Inputs</td> <td style="font-weight: bold; text-align: center"> </td> <td style="border-bottom: Black 0.5pt solid; font-weight: bold; text-align: center">2021</td> <td> </td> <td style="border-bottom: Black 0.5pt solid; font-weight: bold; text-align: center">2020</td></tr> <tr style="vertical-align: bottom"> <td> </td> <td colspan="5" style="font-weight: bold; text-align: center">(In thousands)</td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold">Assets:</td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td></tr> <tr style="background-color: rgb(238,238,238)"> <td rowspan="3" style="vertical-align: middle">Finance receivables measured at fair value</td> <td rowspan="3" style="vertical-align: middle; text-align: center">$ </td> <td id="xdx_98F_eus-gaap--ReceivablesFairValueDisclosure_c20210630__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--PortionAtFairValueFairValueDisclosureMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_pn3n3" rowspan="3" style="vertical-align: middle; text-align: right" title="Finance receivables measured at fair value">1,582,175</td> <td style="vertical-align: bottom"> </td> <td rowspan="3" style="vertical-align: middle; text-align: center">$ </td> <td id="xdx_98A_eus-gaap--ReceivablesFairValueDisclosure_c20201231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--PortionAtFairValueFairValueDisclosureMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_pn3n3" rowspan="3" style="vertical-align: middle; text-align: right" title="Finance receivables measured at fair value">1,523,726</td> <td style="vertical-align: bottom"> </td> <td style="vertical-align: middle; text-align: center">Discount rate</td> <td style="vertical-align: bottom"> </td> <td style="vertical-align: bottom; text-align: center"><span id="xdx_909_ecustom--FairValueUnobservableInputsPercentage_iI_pid_dp_c20210630__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--PortionAtFairValueFairValueDisclosureMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member__us-gaap--MeasurementInputTypeAxis__us-gaap--MeasurementInputDiscountRateMember__srt--RangeAxis__srt--MinimumMember_zh0UteemKoC2" title="Unobservable Inputs">11.0</span>% - <span id="xdx_90D_ecustom--FairValueUnobservableInputsPercentage_iI_pid_dp_c20210630__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--PortionAtFairValueFairValueDisclosureMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member__us-gaap--MeasurementInputTypeAxis__us-gaap--MeasurementInputDiscountRateMember__srt--RangeAxis__srt--MaximumMember_zpEDWWdvRGIf" title="Unobservable Inputs">11.3</span>%</td> <td style="vertical-align: bottom"> </td> <td style="vertical-align: bottom; text-align: center"><span id="xdx_906_ecustom--FairValueUnobservableInputsPercentage_iI_pid_dp_c20201231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--PortionAtFairValueFairValueDisclosureMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member__us-gaap--MeasurementInputTypeAxis__us-gaap--MeasurementInputDiscountRateMember__srt--RangeAxis__srt--MinimumMember_zYqoihEAmHI5" title="Unobservable Inputs">10.4</span>% - <span id="xdx_90E_ecustom--FairValueUnobservableInputsPercentage_iI_pid_dp_c20201231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--PortionAtFairValueFairValueDisclosureMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member__us-gaap--MeasurementInputTypeAxis__us-gaap--MeasurementInputDiscountRateMember__srt--RangeAxis__srt--MaximumMember_zz2926ghQ7Ek" title="Unobservable Inputs">11.1</span>%</td></tr> <tr style="background-color: White"> <td style="vertical-align: bottom"> </td> <td style="vertical-align: bottom"> </td> <td style="vertical-align: middle; text-align: center">Cumulative net losses</td> <td style="vertical-align: bottom"> </td> <td style="vertical-align: bottom; text-align: center"><span id="xdx_909_ecustom--FairValueUnobservableInputsPercentage_iI_pid_dp_c20210630__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--PortionAtFairValueFairValueDisclosureMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member__us-gaap--MeasurementInputTypeAxis__custom--MeasurementInputCumulativeNetLossesMember__srt--RangeAxis__srt--MinimumMember_zH9QAXqGrb4k" title="Unobservable Inputs">15.4</span>% - <span id="xdx_905_ecustom--FairValueUnobservableInputsPercentage_iI_pid_dp_c20210630__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--PortionAtFairValueFairValueDisclosureMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member__us-gaap--MeasurementInputTypeAxis__custom--MeasurementInputCumulativeNetLossesMember__srt--RangeAxis__srt--MaximumMember_z9Gqjt4HS2tk" title="Unobservable Inputs">18.4</span>%</td> <td style="vertical-align: bottom"> </td> <td style="vertical-align: bottom; text-align: center"><span id="xdx_90B_ecustom--FairValueUnobservableInputsPercentage_iI_pid_dp_c20201231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--PortionAtFairValueFairValueDisclosureMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member__us-gaap--MeasurementInputTypeAxis__custom--MeasurementInputCumulativeNetLossesMember__srt--RangeAxis__srt--MinimumMember_zhfO9K4injOc" title="Unobservable Inputs">15.3</span>% - <span id="xdx_904_ecustom--FairValueUnobservableInputsPercentage_iI_pid_dp_c20201231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--PortionAtFairValueFairValueDisclosureMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member__us-gaap--MeasurementInputTypeAxis__custom--MeasurementInputCumulativeNetLossesMember__srt--RangeAxis__srt--MaximumMember_zqAkdYMv6xXf" title="Unobservable Inputs">18.4</span>%</td></tr> </table> 1582175000 1523726000 0.110 0.113 0.104 0.111 0.154 0.184 0.153 0.184 <table cellpadding="0" cellspacing="0" id="xdx_897_ecustom--ScheduleOfDelinquencyStatusOfFinanceReceivablesMeasuredAtFairValueTableTextBlock_pn3n3_zLMlHNgavO9f" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (9) Fair Value Measurements (Details - Delinquency status)"> <tr style="vertical-align: bottom"> <td><span id="xdx_8B0_z32jEX87CADg" style="display: none">Schedule of delinquency status of finance receivables measured at fair value</span></td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">June 30,</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center">December 31,</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td colspan="6" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Delinquency Status</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="width: 66%">Current</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_987_ecustom--FinanceReceivablesMeasuredAtFairValue_iI_pn3n3_c20210630__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetNotPastDueMember_zAoM871y6hvf" style="width: 13%; text-align: right">1,646,257</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98C_ecustom--FinanceReceivablesMeasuredAtFairValue_iI_pn3n3_c20201231__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetNotPastDueMember_zbF8MN7hhX9h" style="width: 13%; text-align: right">1,505,486</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td>31 - 60 days</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_ecustom--FinanceReceivablesMeasuredAtFairValue_c20210630__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables30To59DaysPastDueMember_pn3n3" style="text-align: right" title="Initial Principal">80,719</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_ecustom--FinanceReceivablesMeasuredAtFairValue_c20201231__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables30To59DaysPastDueMember_pn3n3" style="text-align: right" title="Initial Principal">96,296</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td>61 - 90 days</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_ecustom--FinanceReceivablesMeasuredAtFairValue_c20210630__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables60To89DaysPastDueMember_pn3n3" style="text-align: right" title="Initial Principal">23,034</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_ecustom--FinanceReceivablesMeasuredAtFairValue_c20201231__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables60To89DaysPastDueMember_pn3n3" style="text-align: right" title="Initial Principal">36,436</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td>91 + days</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_ecustom--FinanceReceivablesMeasuredAtFairValue_c20210630__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_pn3n3" style="text-align: right" title="Initial Principal">5,205</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--FinanceReceivablesMeasuredAtFairValue_c20201231__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_pn3n3" style="text-align: right" title="Initial Principal">9,607</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt">Repo</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_ecustom--FinanceReceivablesMeasuredAtFairValue_c20210630__us-gaap--FinancingReceivablesPeriodPastDueAxis__custom--RepossessedVehiclesMember_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Initial Principal">13,773</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_ecustom--FinanceReceivablesMeasuredAtFairValue_c20201231__us-gaap--FinancingReceivablesPeriodPastDueAxis__custom--RepossessedVehiclesMember_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Initial Principal">20,251</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="padding-bottom: 2.5pt"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_980_ecustom--FinanceReceivablesMeasuredAtFairValue_iI_pn3n3_c20210630_znEFylZLjTsl" style="border-bottom: Black 2.5pt double; text-align: right">1,768,988</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_987_ecustom--FinanceReceivablesMeasuredAtFairValue_iI_pn3n3_c20201231_zIOjOIqzen62" style="border-bottom: Black 2.5pt double; text-align: right">1,668,076</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> 1646257000 1505486000 80719000 96296000 23034000 36436000 5205000 9607000 13773000 20251000 1768988000 1668076000 6100000 3300000 2800000 3800000 11800000 <table cellpadding="0" cellspacing="0" id="xdx_89D_eus-gaap--FairValueByBalanceSheetGroupingTextBlock_pn3n3_z32BnZRrW8yc" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - (9) Fair Value Measurements (Details - Fair values)"> <tr style="vertical-align: bottom"> <td><span id="xdx_8B6_zpchA8okIIkg" style="display: none">Schedule of estimated fair values of financial assets and liabilities</span></td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="18" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">As of June 30, 2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold"><span style="text-decoration: underline">Financial Instrument</span></td><td style="font-weight: bold"> </td> <td colspan="18" style="font-weight: bold; text-align: center">(In thousands)</td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="padding-bottom: 1pt; font-weight: bold; text-align: center">Carrying</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Fair Value Measurements Using:</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="padding-bottom: 1pt"> </td> <td colspan="2"> </td><td style="padding-bottom: 1pt"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Value</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Level 1</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Level 2</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Level 3</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Total</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold">Assets:</td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 35%; text-align: left">Cash and cash equivalents</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_986_eus-gaap--CashAndCashEquivalentsAtCarryingValue_c20210630__us-gaap--FairValueByAssetClassAxis__custom--CarryingValueMember_pn3n3" style="width: 9%; text-align: right" title="Cash and cash equivalents">43,131</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98A_eus-gaap--CashAndCashEquivalentsAtCarryingValue_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_pn3n3" style="width: 9%; text-align: right" title="Cash and cash equivalents">43,131</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_988_eus-gaap--CashAndCashEquivalentsAtCarryingValue_iI_pn3n3_d0_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zSbtAeAAtWK6" style="width: 9%; text-align: right" title="Cash and cash equivalents">–</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_985_eus-gaap--CashAndCashEquivalentsAtCarryingValue_iI_pn3n3_d0_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_zuzXiIJdkUDd" style="width: 9%; text-align: right" title="Cash and cash equivalents">–</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98C_eus-gaap--CashAndCashEquivalentsAtCarryingValue_c20210630_pn3n3" style="width: 9%; text-align: right" title="Cash and cash equivalents">43,131</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Restricted cash and equivalents</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--RestrictedCashAndCashEquivalents_c20210630__us-gaap--FairValueByAssetClassAxis__custom--CarryingValueMember_pn3n3" style="text-align: right" title="Restricted cash and equivalents">155,776</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--RestrictedCashAndCashEquivalents_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_pn3n3" style="text-align: right" title="Restricted cash and equivalents">155,776</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--RestrictedCashAndCashEquivalents_iI_pn3n3_d0_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_z277bJIacmv4" style="text-align: right" title="Restricted cash and equivalents">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--RestrictedCashAndCashEquivalents_iI_pn3n3_d0_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_zxmKVtGDFHKi" style="text-align: right" title="Restricted cash and equivalents">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--RestrictedCashAndCashEquivalents_c20210630_pn3n3" style="text-align: right" title="Restricted cash and equivalents">155,776</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Finance receivables, net</td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_ecustom--FinanceReceivablesFairValueDisclosure_c20210630__us-gaap--FairValueByAssetClassAxis__custom--CarryingValueMember_pn3n3" style="text-align: right" title="Finance receivables, net">268,228</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_ecustom--FinanceReceivablesFairValueDisclosure_iI_pn3n3_d0_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_zqmasgjoxn3k" style="text-align: right" title="Finance receivables, net">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--FinanceReceivablesFairValueDisclosure_iI_pn3n3_d0_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zkMRz9GIURJc" style="text-align: right" title="Finance receivables, net">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--FinanceReceivablesFairValueDisclosure_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_pn3n3" style="text-align: right" title="Finance receivables, net">270,271</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--FinanceReceivablesFairValueDisclosure_c20210630_pn3n3" style="text-align: right" title="Finance receivables, net">270,271</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Accrued interest receivable</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--AccruedInvestmentIncomeReceivable_c20210630__us-gaap--FairValueByAssetClassAxis__custom--CarryingValueMember_pn3n3" style="text-align: right" title="Accrued interest receivable">3,601</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--AccruedInvestmentIncomeReceivable_iI_pn3n3_d0_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_z40mCeTbI6qd" style="text-align: right" title="Accrued interest receivable">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--AccruedInvestmentIncomeReceivable_iI_pn3n3_d0_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_znRmfHuFI085" style="text-align: right" title="Accrued interest receivable">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--AccruedInvestmentIncomeReceivable_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_pn3n3" style="text-align: right" title="Accrued interest receivable">3,601</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--AccruedInvestmentIncomeReceivable_c20210630_pn3n3" style="text-align: right" title="Accrued interest receivable">3,601</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="font-weight: bold">Liabilities:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Warehouse lines of credit</td><td> </td> <td style="text-align: left">$</td><td id="xdx_98E_eus-gaap--LinesOfCreditCurrent_c20210630__us-gaap--FairValueByAssetClassAxis__custom--CarryingValueMember_pn3n3" style="text-align: right" title="Warehouse lines of credit">77,044</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_985_eus-gaap--LinesOfCreditCurrent_iI_pn3n3_d0_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_zQJ4fDpTEMwk" style="text-align: right" title="Warehouse lines of credit">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_98D_eus-gaap--LinesOfCreditCurrent_iI_pn3n3_d0_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_z99Lc0E4Inu7" style="text-align: right" title="Warehouse lines of credit">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_988_eus-gaap--LinesOfCreditCurrent_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_pn3n3" style="text-align: right" title="Warehouse lines of credit">77,044</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_985_eus-gaap--LinesOfCreditCurrent_c20210630_pn3n3" style="text-align: right" title="Warehouse lines of credit">77,044</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Accrued interest payable</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--AccountsPayableFairValueDisclosure_c20210630__us-gaap--FairValueByAssetClassAxis__custom--CarryingValueMember_pn3n3" style="text-align: right" title="Accrued interest payable">4,582</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--AccountsPayableFairValueDisclosure_iI_pn3n3_d0_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_zxqX56Oz3xsc" style="text-align: right" title="Accrued interest payable">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--AccountsPayableFairValueDisclosure_iI_pn3n3_d0_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zBCTvaCKhpc4" style="text-align: right" title="Accrued interest payable">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--AccountsPayableFairValueDisclosure_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_pn3n3" style="text-align: right" title="Accrued interest payable">4,582</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--AccountsPayableFairValueDisclosure_c20210630_pn3n3" style="text-align: right" title="Accrued interest payable">4,582</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Securitization trust debt</td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--SecuredDebt_c20210630__us-gaap--FairValueByAssetClassAxis__custom--CarryingValueMember_pn3n3" style="text-align: right" title="Securitization trust debt">1,732,879</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--SecuredDebt_iI_pn3n3_d0_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_zDBUNCrj8ug1" style="text-align: right" title="Securitization trust debt">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--SecuredDebt_iI_pn3n3_d0_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zd4Ck67T2cle" style="text-align: right" title="Securitization trust debt">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--SecuredDebt_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_pn3n3" style="text-align: right" title="Securitization trust debt">1,769,682</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--SecuredDebt_c20210630_pn3n3" style="text-align: right" title="Securitization trust debt">1,769,682</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Subordinated renewable notes</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--SubordinatedDebt_c20210630__us-gaap--FairValueByAssetClassAxis__custom--CarryingValueMember_pn3n3" style="text-align: right" title="Subordinated renewable notes">26,005</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--SubordinatedDebt_iI_pn3n3_d0_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_zdibb9UjtkGa" style="text-align: right" title="Subordinated renewable notes">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--SubordinatedDebt_iI_pn3n3_d0_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zq638y7vGoi1" style="text-align: right" title="Subordinated renewable notes">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--SubordinatedDebt_c20210630__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_pn3n3" style="text-align: right" title="Subordinated renewable notes">26,005</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--SubordinatedDebt_c20210630_pn3n3" style="text-align: right" title="Subordinated renewable notes">26,005</td><td style="text-align: left"> </td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1in"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%"> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="18" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">As of December 31, 2020</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; font-weight: bold"><span style="text-decoration: underline">Financial Instrument</span></td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="18" style="padding-bottom: 1pt; font-weight: bold; text-align: center">(In thousands)</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="padding-bottom: 1pt; font-weight: bold; text-align: center">Carrying</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Fair Value Measurements Using:</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="padding-bottom: 1pt"> </td> <td colspan="2"> </td><td style="padding-bottom: 1pt"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Value</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Level 1</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Level 2</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Level 3</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Total</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold">Assets:</td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td> <td colspan="2" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="width: 35%; text-align: left">Cash and cash equivalents</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_983_eus-gaap--CashAndCashEquivalentsAtCarryingValue_c20201231__us-gaap--FairValueByAssetClassAxis__custom--CarryingValueMember_pn3n3" style="width: 9%; text-align: right" title="Cash and cash equivalents">13,466</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98F_eus-gaap--CashAndCashEquivalentsAtCarryingValue_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_pn3n3" style="width: 9%; text-align: right" title="Cash and cash equivalents">13,466</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_987_eus-gaap--CashAndCashEquivalentsAtCarryingValue_iI_pn3n3_d0_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zIZuSvhMskX4" style="width: 9%; text-align: right" title="Cash and cash equivalents">–</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_989_eus-gaap--CashAndCashEquivalentsAtCarryingValue_iI_pn3n3_d0_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_zG9almr2q82e" style="width: 9%; text-align: right" title="Cash and cash equivalents">–</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_982_eus-gaap--CashAndCashEquivalentsAtCarryingValue_c20201231_pn3n3" style="width: 9%; text-align: right" title="Cash and cash equivalents">13,466</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Restricted cash and equivalents</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--RestrictedCashAndCashEquivalents_c20201231__us-gaap--FairValueByAssetClassAxis__custom--CarryingValueMember_pn3n3" style="text-align: right" title="Restricted cash and equivalents">130,686</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--RestrictedCashAndCashEquivalents_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_pn3n3" style="text-align: right" title="Restricted cash and equivalents">130,686</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--RestrictedCashAndCashEquivalents_iI_pn3n3_d0_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_ztgefnjF18Db" style="text-align: right" title="Restricted cash and equivalents">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--RestrictedCashAndCashEquivalents_iI_pn3n3_d0_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_z3oY5tRgyLB7" style="text-align: right" title="Restricted cash and equivalents">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--RestrictedCashAndCashEquivalents_c20201231_pn3n3" style="text-align: right" title="Restricted cash and equivalents">130,686</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Finance receivables, net</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_ecustom--FinanceReceivablesFairValueDisclosure_c20201231__us-gaap--FairValueByAssetClassAxis__custom--CarryingValueMember_pn3n3" style="text-align: right" title="Finance receivables, net">411,343</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--FinanceReceivablesFairValueDisclosure_iI_pn3n3_d0_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_zNxpKDPr4Ltd" style="text-align: right" title="Finance receivables, net">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--FinanceReceivablesFairValueDisclosure_iI_pn3n3_d0_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zfrJUuCgy503" style="text-align: right" title="Finance receivables, net">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--FinanceReceivablesFairValueDisclosure_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_pn3n3" style="text-align: right" title="Finance receivables, net">429,972</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_ecustom--FinanceReceivablesFairValueDisclosure_c20201231_pn3n3" style="text-align: right" title="Finance receivables, net">429,972</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Accrued interest receivable</td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--AccruedInvestmentIncomeReceivable_c20201231__us-gaap--FairValueByAssetClassAxis__custom--CarryingValueMember_pn3n3" style="text-align: right" title="Accrued interest receivable">5,017</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--AccruedInvestmentIncomeReceivable_iI_pn3n3_d0_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_zNvqjbI8eAk4" style="text-align: right" title="Accrued interest receivable">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--AccruedInvestmentIncomeReceivable_iI_pn3n3_d0_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zCOQMZKeiEvd" style="text-align: right" title="Accrued interest receivable">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--AccruedInvestmentIncomeReceivable_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_pn3n3" style="text-align: right" title="Accrued interest receivable">5,017</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--AccruedInvestmentIncomeReceivable_c20201231_pn3n3" style="text-align: right" title="Accrued interest receivable">5,017</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="font-weight: bold">Liabilities:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Warehouse lines of credit</td><td> </td> <td style="text-align: left">$</td><td id="xdx_98D_eus-gaap--LinesOfCreditCurrent_c20201231__us-gaap--FairValueByAssetClassAxis__custom--CarryingValueMember_pn3n3" style="text-align: right" title="Warehouse lines of credit">118,999</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_98F_eus-gaap--LinesOfCreditCurrent_iI_pn3n3_d0_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_zXQUa1hC4vHl" style="text-align: right" title="Warehouse lines of credit">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_98C_eus-gaap--LinesOfCreditCurrent_iI_pn3n3_d0_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zKa7d0jIHW0c" style="text-align: right" title="Warehouse lines of credit">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_98B_eus-gaap--LinesOfCreditCurrent_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_pn3n3" style="text-align: right" title="Warehouse lines of credit">118,999</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_982_eus-gaap--LinesOfCreditCurrent_c20201231_pn3n3" style="text-align: right" title="Warehouse lines of credit">118,999</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Accrued interest payable</td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--AccountsPayableFairValueDisclosure_c20201231__us-gaap--FairValueByAssetClassAxis__custom--CarryingValueMember_pn3n3" style="text-align: right" title="Accrued interest payable">4,919</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--AccountsPayableFairValueDisclosure_iI_pn3n3_d0_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_zJMHGYkaBTz8" style="text-align: right" title="Accrued interest payable">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--AccountsPayableFairValueDisclosure_iI_pn3n3_d0_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zbDViEXgVym5" style="text-align: right" title="Accrued interest payable">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--AccountsPayableFairValueDisclosure_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_pn3n3" style="text-align: right" title="Accrued interest payable">4,919</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--AccountsPayableFairValueDisclosure_c20201231_pn3n3" style="text-align: right" title="Accrued interest payable">4,919</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Securitization trust debt</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--SecuredDebt_c20201231__us-gaap--FairValueByAssetClassAxis__custom--CarryingValueMember_pn3n3" style="text-align: right" title="Securitization trust debt">1,803,673</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--SecuredDebt_iI_pn3n3_d0_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_zoZsZ8OWHqak" style="text-align: right" title="Securitization trust debt">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--SecuredDebt_iI_pn3n3_d0_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zLtEzWRxkxHe" style="text-align: right" title="Securitization trust debt">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--SecuredDebt_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_pn3n3" style="text-align: right" title="Securitization trust debt">1,862,630</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--SecuredDebt_c20201231_pn3n3" style="text-align: right" title="Securitization trust debt">1,862,630</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(238,238,238)"> <td style="text-align: left">Subordinated renewable notes</td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--SubordinatedDebt_c20201231__us-gaap--FairValueByAssetClassAxis__custom--CarryingValueMember_pn3n3" style="text-align: right" title="Subordinated renewable notes">21,323</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--SubordinatedDebt_iI_pn3n3_d0_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_z3vwjnhgtFo3" style="text-align: right" title="Subordinated renewable notes">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--SubordinatedDebt_iI_pn3n3_d0_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zhCgw7qv16n9" style="text-align: right" title="Subordinated renewable notes">–</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--SubordinatedDebt_c20201231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_pn3n3" style="text-align: right" title="Subordinated renewable notes">21,323</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--SubordinatedDebt_c20201231_pn3n3" style="text-align: right" title="Subordinated renewable notes">21,323</td><td style="text-align: left"> </td></tr> </table> 43131000 43131000 0 0 43131000 155776000 155776000 0 0 155776000 268228000 0 0 270271000 270271000 3601000 0 0 3601000 3601000 77044000 0 0 77044000 77044000 4582000 0 0 4582000 4582000 1732879000 0 0 1769682000 1769682000 26005000 0 0 26005000 26005000 13466000 13466000 0 0 13466000 130686000 130686000 0 0 130686000 411343000 0 0 429972000 429972000 5017000 0 0 5017000 5017000 118999000 0 0 118999000 118999000 4919000 0 0 4919000 4919000 1803673000 0 0 1862630000 1862630000 21323000 0 0 21323000 21323000 The Final Scheduled Payment Date represents final legal maturity of the securitization trust debt. Securitization trust debt is expected to become due and to be paid prior to those dates, based on amortization of the finance receivables pledged to the trusts. Expected payments, which will depend on the performance of such receivables, as to which there can be no assurance, are $442.0 million in 2021, $543.0 million in 2022, $451.5 million in 2023, $112.3 million in 2024, $119.4 million in 2025, $53.2 million in 2026, and $11.4 million in 2027. Includes repossessed assets that are included in Other assets on our Unaudited Condensed Consolidated Balance Sheet.