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	  <link:definition>00000030 - Disclosure - 7. Shareholders' Equity (Tables)</link:definition>
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	  <link:definition>00000042 - Disclosure - 3. Finance Receivables (Details - Delinquency status)</link:definition>
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	  <link:definition>00000043 - Disclosure - 3. Finance Receivables (Details - Summary of activity)</link:definition>
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	  <link:definition>00000044 - Disclosure - 3. Finance Receivables (Details - Repossessed inventory)</link:definition>
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	  <link:definition>00000045 - Disclosure - 3. Finance Receivables (Details Narrative)</link:definition>
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	  <link:definition>00000046 - Disclosure - 4. Furniture and Equipment (Details)</link:definition>
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	  <link:definition>00000047 - Disclosure - 4. Furniture and Equipment (Details Narrative)</link:definition>
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	  <link:definition>00000048 - Disclosure - 5. Securitization Trust Debt (Details)</link:definition>
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	  <link:definition>00000049 - Disclosure - 5. Securitization Trust Debt (Details Narrative)</link:definition>
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	  <link:definition>00000050 - Disclosure - 6. Debt (Details - Debt outstanding)</link:definition>
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	  <link:definition>00000051 - Disclosure - 6. Debt (Details - Debt maturity schedule)</link:definition>
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	  <link:definition>00000052 - Disclosure - 6. Debt (Details Narrative)</link:definition>
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	  <link:definition>00000053 - Disclosure - 7. Shareholders' Equity (Details - Assumptions)</link:definition>
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	  <link:definition>00000054 - Disclosure - 7. Shareholders' Equity (Details - Option activity)</link:definition>
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	  <link:definition>00000055 - Disclosure - 7. Shareholders' Equity (Details Narrative)</link:definition>
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    <element id="cpss_LargeCapValueMember" name="LargeCapValueMember" abstract="true" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_CompanyCommonStockMember" name="CompanyCommonStockMember" abstract="true" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_CarryingValueMember" name="CarryingValueMember" abstract="true" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_TotalAmountMember" name="TotalAmountMember" abstract="true" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_WarehouseLinesOfCredit4Member" name="WarehouseLinesOfCredit4Member" abstract="true" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_Prior2016Member" name="Prior2016Member" abstract="true" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_CPS2012CMember" name="CPS2012CMember" abstract="true" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_CPS2012DMember" name="CPS2012DMember" abstract="true" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_CPS2013AMember" name="CPS2013AMember" abstract="true" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_CPS2013BMember" name="CPS2013BMember" abstract="true" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_CPS2013CMember" name="CPS2013CMember" abstract="true" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_CPS2013DMember" name="CPS2013DMember" abstract="true" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_CPS2014AMember" name="CPS2014AMember" abstract="true" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_CPS2014BMember" name="CPS2014BMember" abstract="true" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_CPS2014CMember" name="CPS2014CMember" abstract="true" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_CPS2014DMember" name="CPS2014DMember" abstract="true" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_CPS2015AMember" name="CPS2015AMember" abstract="true" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_CPS2015BMember" name="CPS2015BMember" abstract="true" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_CPS2015CMember" name="CPS2015CMember" abstract="true" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_CPS2016AMember" name="CPS2016AMember" abstract="true" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_CPS2016BMember" name="CPS2016BMember" abstract="true" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_CPS2016CMember" name="CPS2016CMember" abstract="true" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_CPS2016DMember" name="CPS2016DMember" abstract="true" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_CPS2017AMember" name="CPS2017AMember" abstract="true" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_CPS2017BMember" name="CPS2017BMember" abstract="true" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_CPS2017CMember" name="CPS2017CMember" abstract="true" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_CPS2017DMember" name="CPS2017DMember" abstract="true" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_LargeCapBlendMember" name="LargeCapBlendMember" abstract="true" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_Plan2006Member" name="Plan2006Member" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_DocumentAndEntityInformationAbstract" name="DocumentAndEntityInformationAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_CashPaidReceivedDuringThePeriodForAbstract" name="CashPaidReceivedDuringThePeriodForAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_FinanceReceivablesAbstract" name="FinanceReceivablesAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_SecuritizationTrustDebtAbstract" name="SecuritizationTrustDebtAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_InterestIncomeAndInterestExpenseAbstract" name="InterestIncomeAndInterestExpenseAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_EmployeeBenefitsAbstract" name="EmployeeBenefitsAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_NumberOfShares" name="NumberOfShares" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_WeightedAverageExercisePrice" name="WeightedAverageExercisePrice" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_WeightedAverageRemainingContractualTerm" name="WeightedAverageRemainingContractualTerm" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm3" name="SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm3" nillable="true" xbrli:periodType="duration" type="xbrli:durationItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_EmployeeBenefitsDetailsNarrativeAbstract" name="EmployeeBenefitsDetailsNarrativeAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="cpss_FairValueMeasurementsDetailsNarrativeAbstract" name="FairValueMeasurementsDetailsNarrativeAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
</schema>





