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DEF 14A
CONSUMER PORTFOLIO SERVICES, INC.
<table cellpadding="0" cellspacing="0" id="xdx_881_eecd--PvpTableTextBlock_zTD8KxYXYTGg" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Pay vs Performance Disclosure">
<tr style="vertical-align: bottom">
<td> </td><td> </td><td> </td>
<td colspan="2" style="text-align: right"> </td><td> </td><td> </td>
<td colspan="2" style="text-align: right"> </td><td> </td><td> </td>
<td colspan="2" style="text-align: right"> </td><td> </td><td> </td>
<td colspan="2" style="text-align: right"> </td><td> </td><td> </td>
<td colspan="2" style="text-align: right"> </td><td> </td><td> </td>
<td colspan="2" style="text-align: right"> </td><td> </td><td> </td>
<td colspan="2" style="text-align: right"> </td><td> </td><td> </td>
<td colspan="2" style="text-align: right"> </td><td> </td></tr>
<tr style="vertical-align: bottom">
<td style="font-weight: bold">Year</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td>
<td colspan="2" style="font-weight: bold">Summary Compensation Table Total for PEO (1)</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td>
<td colspan="2" style="font-weight: bold">Compensation Actually Paid to PEO (1) (2)</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td>
<td colspan="2" style="font-weight: bold">Average Summary Compensation Table Total for Non-PEO NEOs (1)</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td>
<td colspan="2" style="font-weight: bold">Average Compensation Actually Paid to Non-PEO NEOs (1)(2)</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td>
<td colspan="6" style="font-weight: bold">Value of Initial Fixed $100 Investment Based On:</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td>
<td colspan="2" style="font-weight: bold">Net Income</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td>
<td colspan="2" style="font-weight: bold">Diluted EPS (4)</td><td style="font-weight: bold"> </td></tr>
<tr style="vertical-align: bottom">
<td> </td><td> </td><td> </td>
<td colspan="2"> </td><td> </td><td> </td>
<td colspan="2"> </td><td> </td><td> </td>
<td colspan="2"> </td><td> </td><td> </td>
<td colspan="2"> </td><td> </td><td> </td>
<td colspan="2">Total Shareholder Return (3)</td><td> </td><td> </td>
<td colspan="2">Peer Group Total Shareholder Return (3)</td><td> </td><td> </td>
<td colspan="2"> </td><td> </td><td> </td>
<td colspan="2"> </td><td> </td></tr>
<tr style="vertical-align: bottom">
<td style="border-bottom: Black 1pt solid; font-weight: bold">(a)</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: Black 1pt solid">(b)</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: Black 1pt solid">(c)</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: Black 1pt solid">(d)</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: Black 1pt solid">(e)</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: Black 1pt solid">(f)</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: Black 1pt solid">(g)</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: Black 1pt solid">(h)</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt"> </td>
<td colspan="2" style="border-bottom: Black 1pt solid">(i)</td><td style="padding-bottom: 1pt"> </td></tr>
<tr style="vertical-align: bottom; background-color: rgb(238,238,238)">
<td style="width: 10%; font-weight: bold; text-align: left">2023</td><td style="width: 1%; font-weight: bold; text-align: left"> </td><td style="width: 1%"> </td>
<td style="width: 1%; text-align: left">$</td><td id="xdx_985_eecd--PeoTotalCompAmt_c20230101__20231231_fKDEp_z1EMuMDTmjge" style="width: 9%; text-align: right" title="Summary Compensation Total for PEO">4,000,342</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td>
<td style="width: 1%; text-align: left">$</td><td id="xdx_988_eecd--PeoActuallyPaidCompAmt_c20230101__20231231_fKDEpKDIp_z1qI36f5xRnf" style="width: 8%; text-align: right" title="PEO Actually Paid Compensation Amount">4,586,692</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td>
<td style="width: 1%; text-align: left">$</td><td id="xdx_98F_eecd--NonPeoNeoAvgTotalCompAmt_c20230101__20231231_fKDEp_zPLcPi9s9Jfk" style="width: 8%; text-align: right" title="Average Total Compensation Amount for Non-PEO NEO">836,241</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td>
<td style="width: 1%; text-align: left">$</td><td id="xdx_98B_eecd--NonPeoNeoAvgCompActuallyPaidAmt_c20230101__20231231_fKDEpKDIp_zE9i8st7Jcfg" style="width: 8%; text-align: right" title="Average Compensation Actually Paid Amount for Non-PEO NEO">998,575</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td>
<td style="width: 1%; text-align: left">$</td><td id="xdx_980_eecd--TotalShareholderRtnAmt_pp2p0_c20230101__20231231_fKDMp_zSPgS6fdjm17" style="width: 8%; text-align: right" title="Total Shareholder Return Amount">105.88</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td>
<td style="width: 1%; text-align: left">$</td><td id="xdx_984_eecd--PeerGroupTotalShareholderRtnAmt_pp2p0_c20230101__20231231_fKDMp_z6fqEL9zsRhg" style="width: 8%; text-align: right" title="Peer Group Total Shareholder Return Amount">197.35</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td>
<td style="width: 1%; text-align: left">$</td><td id="xdx_984_eus-gaap--NetIncomeLoss_c20230101__20231231_zzytba4rDs6d" style="width: 8%; text-align: right" title="Net Income (Loss)">45,343,000</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td>
<td style="width: 1%; text-align: left">$</td><td id="xdx_98F_eecd--CoSelectedMeasureAmt_pip0_uUSDPShares_c20230101__20231231_fKDQp_ztX4pY9oLqO9" style="width: 8%; text-align: right" title="Company Selected Measure Amount">1.80</td><td style="width: 1%; text-align: left"> </td></tr>
<tr style="vertical-align: bottom; background-color: White">
<td style="font-weight: bold; text-align: left">2022</td><td style="font-weight: bold; text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_98F_eecd--PeoTotalCompAmt_c20220101__20221231_fKDEp_zsvT9JtXqhBi" style="text-align: right" title="Summary Compensation Total for PEO">10,861,201</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_984_eecd--PeoActuallyPaidCompAmt_c20220101__20221231_fKDEpKDIp_zw4pVJF93wN7" style="text-align: right" title="PEO Actually Paid Compensation Amount">4,422,946</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_98B_eecd--NonPeoNeoAvgTotalCompAmt_c20220101__20221231_fKDEp_zyqVoukYYm3e" style="text-align: right" title="Average Total Compensation Amount for Non-PEO NEO">979,271</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_985_eecd--NonPeoNeoAvgCompActuallyPaidAmt_c20220101__20221231_fKDEpKDIp_zFmPn4dS3xf8" style="text-align: right" title="Average Compensation Actually Paid Amount for Non-PEO NEO">(33,768</td><td style="text-align: left">)</td><td> </td>
<td style="text-align: left"> </td><td id="xdx_980_eecd--TotalShareholderRtnAmt_pp2p0_c20220101__20221231_fKDMp_zoO4845ycMX7" style="text-align: right" title="Total Shareholder Return Amount">262.61</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_980_eecd--PeerGroupTotalShareholderRtnAmt_pp2p0_c20220101__20221231_fKDMp_zG2e5wi1zjTi" style="text-align: right" title="Peer Group Total Shareholder Return Amount">160.79</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_981_eus-gaap--NetIncomeLoss_c20220101__20221231_zwNPMqOnf611" style="text-align: right" title="Net Income (Loss)">85,983,000</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_985_eecd--CoSelectedMeasureAmt_pip0_uUSDPShares_c20220101__20221231_fKDQp_zOw18GVBgfVk" style="text-align: right" title="Company Selected Measure Amount">3.23</td><td style="text-align: left"> </td></tr>
<tr style="vertical-align: bottom; background-color: rgb(238,238,238)">
<td style="font-weight: bold; text-align: left">2021</td><td style="font-weight: bold; text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_98B_eecd--PeoTotalCompAmt_c20210101__20211231_fKDEp_zVlGqXhrbJu8" style="text-align: right" title="Summary Compensation Total for PEO">4,690,660</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_983_eecd--PeoActuallyPaidCompAmt_c20210101__20211231_fKDEpKDIp_zlcw3RAcN43h" style="text-align: right" title="PEO Actually Paid Compensation Amount">10,294,090</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_98A_eecd--NonPeoNeoAvgTotalCompAmt_c20210101__20211231_fKDEp_zq2XpB8sHol7" style="text-align: right" title="Average Total Compensation Amount for Non-PEO NEO">1,023,185</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_982_eecd--NonPeoNeoAvgCompActuallyPaidAmt_c20210101__20211231_fKDEpKDIp_znuwWW4dK81a" style="text-align: right" title="Average Compensation Actually Paid Amount for Non-PEO NEO">2,586,673</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_98D_eecd--TotalShareholderRtnAmt_pp2p0_c20210101__20211231_fKDMp_zJRcM6sd5aMg" style="text-align: right" title="Total Shareholder Return Amount">351.63</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_988_eecd--PeerGroupTotalShareholderRtnAmt_pp2p0_c20210101__20211231_fKDMp_zjd22tgvuUsh" style="text-align: right" title="Peer Group Total Shareholder Return Amount">191.16</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_988_eus-gaap--NetIncomeLoss_c20210101__20211231_zrBnZBSYSYh7" style="text-align: right" title="Net Income (Loss)">47,524,000</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_987_eecd--CoSelectedMeasureAmt_pip0_uUSDPShares_c20210101__20211231_fKDQp_zlAFvWFD7cR4" style="text-align: right" title="Company Selected Measure Amount">1.84</td><td style="text-align: left"> </td></tr>
<tr style="vertical-align: bottom; background-color: White">
<td style="font-weight: bold; text-align: left">2020</td><td style="font-weight: bold; text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_986_eecd--PeoTotalCompAmt_c20200101__20201231_fKDEp_zpCJu0TVCj64" style="text-align: right" title="Summary Compensation Total for PEO">3,914,056</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_98A_eecd--PeoActuallyPaidCompAmt_c20200101__20201231_fKDEpKDIp_z1UXt3JNu5Ec" style="text-align: right" title="PEO Actually Paid Compensation Amount">5,093,755</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_986_eecd--NonPeoNeoAvgTotalCompAmt_c20200101__20201231_fKDEp_zeeWwUxRswBk" style="text-align: right" title="Average Total Compensation Amount for Non-PEO NEO">905,150</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_983_eecd--NonPeoNeoAvgCompActuallyPaidAmt_c20200101__20201231_fKDEpKDIp_zoUP0AS3dVSb" style="text-align: right" title="Average Compensation Actually Paid Amount for Non-PEO NEO">1,331,479</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_980_eecd--TotalShareholderRtnAmt_pp2p0_c20200101__20201231_fKDMp_zRapjhs4T4k8" style="text-align: right" title="Total Shareholder Return Amount">125.82</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_98D_eecd--PeerGroupTotalShareholderRtnAmt_pp2p0_c20200101__20201231_fKDMp_zJ7sQvqdnTGj" style="text-align: right" title="Peer Group Total Shareholder Return Amount">108.15</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--NetIncomeLoss_c20200101__20201231_znIE92prDHI8" style="text-align: right" title="Net Income (Loss)">21,677,000</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_986_eecd--CoSelectedMeasureAmt_pip0_uUSDPShares_c20200101__20201231_fKDQp_zEdHOyAHQ6o5" style="text-align: right" title="Company Selected Measure Amount">0.90</td><td style="text-align: left"> </td></tr>
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<p id="xdx_84C_eecd--NamedExecutiveOfficersFnTextBlock_dU_zYvA9PABpya8" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p>
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<tr style="vertical-align: top">
<td style="width: 3%"> </td>
<td id="xdx_F0B_zKDpwffe9Jkf" style="width: 3%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(1)</span></td>
<td style="width: 94%"><span id="xdx_F11_zBvRdgcmmTDc" style="font-family: Times New Roman, Times, Serif; font-size: 10pt">In each year identified, our PEO was <span id="xdx_903_eecd--PeoName_c20230101__20231231_zmGtTD49vBy">Mr. Bradley</span>. For the fiscal year ended December 31, 2023, our non-PEO NEOs were Mr. Lavin, Mr. Bharwani, Ms. Robinson, and Ms. Straten. For the fiscal year ended December 31, 2022, our non-PEO NEOs were Mr. Lavin, Mr. Bharwani, Ms. Robinson, Ms. Straten, and Mr. Fritz. For the fiscal years ended December 31, 2020 and 2021, our non-PEO NEOs were Mr. Fritz, Mr. Lavin, Ms. Robinson, and Ms. Straten.</span></td></tr>
</table>
<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
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<td style="display: none; width: 3%"> </td>
<td style="display: none; width: 3%"><span id="xdx_F0E_zokC9MGNRc62" style="display: none; font-family: Times New Roman, Times, Serif; font-size: 10pt">(2)</span></td>
<td style="display: none; width: 94%"><span id="xdx_F1A_zOC59M7paE45" style="display: none; font-family: Times New Roman, Times, Serif; font-size: 10pt">The table below describes adjustments made to the calculation of CAP in accordance with Item 402(v) of Regulation S-K, to the amounts previously reported in the SCT. The adjustments are as follows:</span></td></tr>
<tr style="display: none; vertical-align: top">
<td style="display: none"> </td>
<td style="display: none"><span id="xdx_F02_zJ4BHjFyaTc2" style="display: none; font-family: Times New Roman, Times, Serif; font-size: 10pt">(3)</span></td>
<td style="display: none"><span id="xdx_F14_zBR9LUoF1Bec" style="display: none; font-family: Times New Roman, Times, Serif; font-size: 10pt">Total Shareholder Return assumes $100 was invested in our common stock and in a peer group on December 31, 2019 and assumes the reinvestment of dividends and is cumulative for the measurement periods beginning on that date and ending on the last fiscal day in 2023, 2022, 2021, and 2020, respectively. The peer group is represented by the Nasdaq OMX Financial Services Index.</span></td></tr>
<tr style="display: none; vertical-align: top">
<td style="display: none"> </td>
<td style="display: none"> </td>
<td style="display: none"> </td></tr>
<tr style="display: none; vertical-align: top">
<td style="display: none"> </td>
<td style="display: none"><span id="xdx_F0A_zORBMIwcU4Yg" style="display: none; font-family: Times New Roman, Times, Serif; font-size: 10pt">(4)</span></td>
<td style="display: none"><span id="xdx_F19_z2o8uC4aO2r8" style="display: none; font-family: Times New Roman, Times, Serif; font-size: 10pt">In the Company’s assessment as required by Item 402(v), Diluted EPS is the financial performance measure that is the most important financial performance measure (other than total shareholder return and net income) used by the Company for the most recently completed fiscal year to link CAP to performance.</span></td></tr>
</table>
Mr. Bradley
<p id="xdx_84A_eecd--AdjToPeoCompFnTextBlock_dU_z28gmqJG7CX4" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p>
<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<tr style="vertical-align: top">
<td style="width: 3%"> </td>
<td style="width: 3%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(2)</span></td>
<td style="width: 94%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">The table below describes adjustments made to the calculation of CAP in accordance with Item 402(v) of Regulation S-K, to the amounts previously reported in the SCT. The adjustments are as follows:</span></td></tr>
</table>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"></p>
<table cellpadding="0" cellspacing="0" style="font: 8pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<tr style="vertical-align: bottom">
<td> </td><td> </td>
<td colspan="2"> </td><td> </td><td> </td>
<td colspan="2" style="text-align: right"> </td><td> </td><td> </td>
<td colspan="2" style="text-align: right"> </td><td> </td><td> </td>
<td colspan="2" style="text-align: right"> </td><td> </td><td> </td>
<td colspan="2"> </td><td> </td><td> </td>
<td colspan="2" style="text-align: right"> </td><td> </td><td> </td>
<td colspan="2" style="text-align: right"> </td><td> </td><td> </td>
<td colspan="2" style="text-align: right"> </td><td> </td></tr>
<tr style="vertical-align: bottom">
<td> </td><td style="font-weight: bold"> </td>
<td colspan="2" style="font-weight: bold">PEO</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td>
<td colspan="2" style="font-weight: bold">PEO</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td>
<td colspan="2" style="font-weight: bold">PEO</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td>
<td colspan="2" style="font-weight: bold">PEO</td><td style="font-weight: bold"> </td><td> </td>
<td colspan="2"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Average for</b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Non-PEO NEOs</b></p></td><td> </td><td> </td>
<td colspan="2"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Average for</b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Non-PEO NEOs</b></p></td><td> </td><td> </td>
<td colspan="2"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Average for</b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Non-PEO NEOs</b></p></td><td> </td><td style="font-weight: bold"> </td>
<td colspan="2" style="font-weight: bold">Average for Non-PEO NEOs</td><td style="font-weight: bold"> </td></tr>
<tr style="vertical-align: bottom">
<td style="font-weight: bold">Fiscal Year</td><td style="font-weight: bold"> </td>
<td colspan="2" style="font-weight: bold">2023</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td>
<td colspan="2" style="font-weight: bold">2022</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td>
<td colspan="2" style="font-weight: bold">2021</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td>
<td colspan="2" style="font-weight: bold">2020</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td>
<td colspan="2" style="font-weight: bold">2023</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td>
<td colspan="2" style="font-weight: bold">2022</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td>
<td colspan="2" style="font-weight: bold">2021</td><td style="font-weight: bold"> </td><td style="font-weight: bold"> </td>
<td colspan="2" style="font-weight: bold">2020</td><td style="font-weight: bold"> </td></tr>
<tr style="vertical-align: bottom; background-color: rgb(238,238,238)">
<td style="width: 28%; font-weight: bold; text-align: left">Summary Compensation Table Total</td><td style="width: 1%"> </td>
<td style="width: 1%; text-align: left">$</td><td id="xdx_981_eecd--PeoTotalCompAmt_c20230101__20231231_zsSmflTqCru9" style="width: 6%; text-align: right" title="Summary Compensation Total">4,000,342</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td>
<td style="width: 1%; text-align: left">$</td><td id="xdx_984_eecd--PeoTotalCompAmt_c20220101__20221231_zVA2LMe5ZSEj" style="width: 6%; text-align: right" title="Summary Compensation Total">10,861,201</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td>
<td style="width: 1%; text-align: left">$</td><td id="xdx_982_eecd--PeoTotalCompAmt_c20210101__20211231_zNb4gHtwCyz" style="width: 6%; text-align: right" title="Summary Compensation Total">4,690,660</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td>
<td style="width: 1%; text-align: left">$</td><td id="xdx_988_eecd--PeoTotalCompAmt_c20200101__20201231_z7pkiIz9qU1c" style="width: 6%; text-align: right" title="Summary Compensation Total">3,914,056</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td>
<td style="width: 1%; text-align: left">$</td><td id="xdx_98B_eecd--NonPeoNeoAvgTotalCompAmt_c20230101__20231231_ztexCxExN3e6" style="width: 6%; text-align: right" title="Average Total Compensation Amount for Non-PEO NEO">836,241</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td>
<td style="width: 1%; text-align: left">$</td><td id="xdx_98F_eecd--NonPeoNeoAvgTotalCompAmt_c20220101__20221231_zjk5axCoWzzc" style="width: 6%; text-align: right" title="Average Total Compensation Amount for Non-PEO NEO">979,271</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td>
<td style="width: 1%; text-align: left">$</td><td id="xdx_98B_eecd--NonPeoNeoAvgTotalCompAmt_c20210101__20211231_zTxJLwW7uhn9" style="width: 6%; text-align: right" title="Average Total Compensation Amount for Non-PEO NEO">1,023,185</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td>
<td style="width: 1%; text-align: left">$</td><td id="xdx_983_eecd--NonPeoNeoAvgTotalCompAmt_c20200101__20201231_fKDEp_zA1Rfg83DiTk" style="width: 6%; text-align: right" title="Average Total Compensation Amount for Non-PEO NEO">905,150</td><td style="width: 1%; text-align: left"> </td></tr>
<tr style="vertical-align: bottom; background-color: White">
<td style="text-align: left; text-indent: -5pt; padding-left: 5pt">Deduct Amounts Reported under the “Option Awards” in the SCT</td><td> </td>
<td style="text-align: left"> </td><td id="xdx_983_eecd--AdjToCompAmt_c20230101__20231231__ecd--ExecutiveCategoryAxis__ecd--PeoMember__ecd--AdjToCompAxis__custom--AdjustmentTypeMember_zIRHwFnle6c1" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl0103">–</span></td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_98D_eecd--AdjToCompAmt_c20220101__20221231__ecd--ExecutiveCategoryAxis__ecd--PeoMember__ecd--AdjToCompAxis__custom--AdjustmentTypeMember_ziMHtRBCX2Bd" style="text-align: right">(5,885,850</td><td style="text-align: left">)</td><td> </td>
<td style="text-align: left"> </td><td id="xdx_98B_eecd--AdjToCompAmt_c20210101__20211231__ecd--ExecutiveCategoryAxis__ecd--PeoMember__ecd--AdjToCompAxis__custom--AdjustmentTypeMember_zyaaNxaJzZKb" style="text-align: right">(795,300</td><td style="text-align: left">)</td><td> </td>
<td style="text-align: left"> </td><td id="xdx_981_eecd--AdjToCompAmt_c20200101__20201231__ecd--ExecutiveCategoryAxis__ecd--PeoMember__ecd--AdjToCompAxis__custom--AdjustmentTypeMember_z0kEVZmBNNQd" style="text-align: right">(318,696</td><td style="text-align: left">)</td><td> </td>
<td style="text-align: left"> </td><td id="xdx_981_eecd--AdjToCompAmt_c20230101__20231231__ecd--ExecutiveCategoryAxis__ecd--NonPeoNeoMember__ecd--AdjToCompAxis__custom--AdjustmentTypeMember_zLYlWyMLfmG3" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl0107">–</span></td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_983_eecd--AdjToCompAmt_c20220101__20221231__ecd--ExecutiveCategoryAxis__ecd--NonPeoNeoMember__ecd--AdjToCompAxis__custom--AdjustmentTypeMember_zZUYKI3QBSIb" style="text-align: right">(268,920</td><td style="text-align: left">)</td><td> </td>
<td style="text-align: left"> </td><td id="xdx_98A_eecd--AdjToCompAmt_c20210101__20211231__ecd--ExecutiveCategoryAxis__ecd--NonPeoNeoMember__ecd--AdjToCompAxis__custom--AdjustmentTypeMember_zC7ZBZrZdoJf" style="text-align: right">(198,825</td><td style="text-align: left">)</td><td> </td>
<td style="text-align: left"> </td><td id="xdx_981_eecd--AdjToCompAmt_c20200101__20201231__ecd--ExecutiveCategoryAxis__ecd--NonPeoNeoMember__ecd--AdjToCompAxis__custom--AdjustmentTypeMember_zhSJxZ70169g" style="text-align: right">(132,790</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(238,238,238)">
<td style="text-align: left; text-indent: -5pt; padding-left: 5pt">Add the fair value as of the end of the covered fiscal year of all awards granted during the covered fiscal year that are outstanding and unvested as of the end of the covered fiscal year</td><td> </td>
<td style="text-align: left"> </td><td id="xdx_98B_eecd--AdjToCompAmt_c20230101__20231231__ecd--ExecutiveCategoryAxis__ecd--PeoMember__ecd--AdjToCompAxis__custom--AdjustmentType1Member_zLcY750Jj1Ga" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl0111">–</span></td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_980_eecd--AdjToCompAmt_c20220101__20221231__ecd--ExecutiveCategoryAxis__ecd--PeoMember__ecd--AdjToCompAxis__custom--AdjustmentType1Member_zBBhdSzROizb" style="text-align: right">(1,280,850</td><td style="text-align: left">)</td><td> </td>
<td style="text-align: left"> </td><td id="xdx_98D_eecd--AdjToCompAmt_c20210101__20211231__ecd--ExecutiveCategoryAxis__ecd--PeoMember__ecd--AdjToCompAxis__custom--AdjustmentType1Member_z3WbYsfwbdle" style="text-align: right">1,836,900</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_982_eecd--AdjToCompAmt_c20200101__20201231__ecd--ExecutiveCategoryAxis__ecd--PeoMember__ecd--AdjToCompAxis__custom--AdjustmentType1Member_zboEkzAwHEk2" style="text-align: right">357,120</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_983_eecd--AdjToCompAmt_c20230101__20231231__ecd--ExecutiveCategoryAxis__ecd--NonPeoNeoMember__ecd--AdjToCompAxis__custom--AdjustmentType1Member_z69GYqnD6lXg" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl0115">–</span></td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_981_eecd--AdjToCompAmt_c20220101__20221231__ecd--ExecutiveCategoryAxis__ecd--NonPeoNeoMember__ecd--AdjToCompAxis__custom--AdjustmentType1Member_zwPv9wjjFx35" style="text-align: right">(70,578</td><td style="text-align: left">)</td><td> </td>
<td style="text-align: left"> </td><td id="xdx_98E_eecd--AdjToCompAmt_c20210101__20211231__ecd--ExecutiveCategoryAxis__ecd--NonPeoNeoMember__ecd--AdjToCompAxis__custom--AdjustmentType1Member_zWfd7vBIGkgj" style="text-align: right">459,225</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_985_eecd--AdjToCompAmt_c20200101__20201231__ecd--ExecutiveCategoryAxis__ecd--NonPeoNeoMember__ecd--AdjToCompAxis__custom--AdjustmentType1Member_zkuzEwHqU1U1" style="text-align: right">148,800</td><td style="text-align: left"> </td></tr>
<tr style="vertical-align: bottom; background-color: White">
<td style="text-align: left; text-indent: -5pt; padding-left: 5pt">Add the amount equal to the change as of the end of the covered fiscal year (from the end of the prior fiscal year) in fair value (whether positive or negative) of any awards granted in any prior fiscal year that are outstanding and unvested as of the end of the covered fiscal year</td><td> </td>
<td style="text-align: left"> </td><td id="xdx_987_eecd--AdjToCompAmt_c20230101__20231231__ecd--ExecutiveCategoryAxis__ecd--PeoMember__ecd--AdjToCompAxis__custom--AdjustmentType2Member_zExOBgbxtlB9" style="text-align: right">(187,830</td><td style="text-align: left">)</td><td> </td>
<td style="text-align: left"> </td><td id="xdx_982_eecd--AdjToCompAmt_c20220101__20221231__ecd--ExecutiveCategoryAxis__ecd--PeoMember__ecd--AdjToCompAxis__custom--AdjustmentType2Member_zIC8Q8NKPtd1" style="text-align: right">2,212,695</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_98B_eecd--AdjToCompAmt_c20210101__20211231__ecd--ExecutiveCategoryAxis__ecd--PeoMember__ecd--AdjToCompAxis__custom--AdjustmentType2Member_zpGnk1imv99b" style="text-align: right">4,467,225</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_982_eecd--AdjToCompAmt_c20200101__20201231__ecd--ExecutiveCategoryAxis__ecd--PeoMember__ecd--AdjToCompAxis__custom--AdjustmentType2Member_zRC5O20cwCTh" style="text-align: right">1,170,000</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_983_eecd--AdjToCompAmt_c20230101__20231231__ecd--ExecutiveCategoryAxis__ecd--NonPeoNeoMember__ecd--AdjToCompAxis__custom--AdjustmentType2Member_zW5LFcLJLoYh" style="text-align: right">10,655</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_986_eecd--AdjToCompAmt_c20220101__20221231__ecd--ExecutiveCategoryAxis__ecd--NonPeoNeoMember__ecd--AdjToCompAxis__custom--AdjustmentType2Member_zM3XlrEA9kch" style="text-align: right">(798,133</td><td style="text-align: left">)</td><td> </td>
<td style="text-align: left"> </td><td id="xdx_983_eecd--AdjToCompAmt_c20210101__20211231__ecd--ExecutiveCategoryAxis__ecd--NonPeoNeoMember__ecd--AdjToCompAxis__custom--AdjustmentType2Member_znksrlms7Rm3" style="text-align: right">1,273,656</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_98F_eecd--AdjToCompAmt_c20200101__20201231__ecd--ExecutiveCategoryAxis__ecd--NonPeoNeoMember__ecd--AdjToCompAxis__custom--AdjustmentType2Member_zhbBM0atLHx2" style="text-align: right">417,500</td><td style="text-align: left"> </td></tr>
<tr style="vertical-align: bottom; background-color: rgb(238,238,238)">
<td style="text-align: left; text-indent: -5pt; padding-left: 5pt">Add, for awards that are granted and vest in the same year, the fair value as of the vesting date</td><td> </td>
<td style="text-align: left"> </td><td id="xdx_985_eecd--AdjToCompAmt_c20230101__20231231__ecd--ExecutiveCategoryAxis__ecd--PeoMember__ecd--AdjToCompAxis__custom--AdjustmentType3Member_zVViDJUJ96dl" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl0127">–</span></td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_986_eecd--AdjToCompAmt_c20220101__20221231__ecd--ExecutiveCategoryAxis__ecd--PeoMember__ecd--AdjToCompAxis__custom--AdjustmentType3Member_zhu2VfjTzNGl" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl0128">–</span></td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_982_eecd--AdjToCompAmt_c20210101__20211231__ecd--ExecutiveCategoryAxis__ecd--PeoMember__ecd--AdjToCompAxis__custom--AdjustmentType3Member_zEV0tL3cjSB6" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl0129">–</span></td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_98B_eecd--AdjToCompAmt_c20200101__20201231__ecd--ExecutiveCategoryAxis__ecd--PeoMember__ecd--AdjToCompAxis__custom--AdjustmentType3Member_zutSONkMHIR4" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl0130">–</span></td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_985_eecd--AdjToCompAmt_c20230101__20231231__ecd--ExecutiveCategoryAxis__ecd--NonPeoNeoMember__ecd--AdjToCompAxis__custom--AdjustmentType3Member_zDO34PwDRYCi" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl0131">–</span></td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_98C_eecd--AdjToCompAmt_c20220101__20221231__ecd--ExecutiveCategoryAxis__ecd--NonPeoNeoMember__ecd--AdjToCompAxis__custom--AdjustmentType3Member_z34CWdbfwF3g" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl0132">–</span></td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_987_eecd--AdjToCompAmt_c20210101__20211231__ecd--ExecutiveCategoryAxis__ecd--NonPeoNeoMember__ecd--AdjToCompAxis__custom--AdjustmentType3Member_zFnpLKIdFFWf" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl0133">–</span></td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_98D_eecd--AdjToCompAmt_c20200101__20201231__ecd--ExecutiveCategoryAxis__ecd--NonPeoNeoMember__ecd--AdjToCompAxis__custom--AdjustmentType3Member_zOoFMu2BDzA2" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl0134">–</span></td><td style="text-align: left"> </td></tr>
<tr style="vertical-align: bottom; background-color: White">
<td style="text-align: left; text-indent: -5pt; padding-left: 5pt">Add the amount equal to the change as of the vesting date (from the end of the prior fiscal year) in fair value (whether positive or negative) of any awards granted in any prior fiscal year for which all applicable vesting conditions were satisfied at the end of or during the covered fiscal year</td><td> </td>
<td style="text-align: left"> </td><td id="xdx_987_eecd--AdjToCompAmt_c20230101__20231231__ecd--ExecutiveCategoryAxis__ecd--PeoMember__ecd--AdjToCompAxis__custom--AdjustmentType4Member_zFFxlyIPwNZe" style="text-align: right">774,180</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_984_eecd--AdjToCompAmt_c20220101__20221231__ecd--ExecutiveCategoryAxis__ecd--PeoMember__ecd--AdjToCompAxis__custom--AdjustmentType4Member_zO9DHRxl221i" style="text-align: right">451,695</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_983_eecd--AdjToCompAmt_c20210101__20211231__ecd--ExecutiveCategoryAxis__ecd--PeoMember__ecd--AdjToCompAxis__custom--AdjustmentType4Member_zGSYJoJaQLLf" style="text-align: right">94,605</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_985_eecd--AdjToCompAmt_c20200101__20201231__ecd--ExecutiveCategoryAxis__ecd--PeoMember__ecd--AdjToCompAxis__custom--AdjustmentType4Member_z3EQKm0qOyYe" style="text-align: right">(28,725</td><td style="text-align: left">)</td><td> </td>
<td style="text-align: left"> </td><td id="xdx_987_eecd--AdjToCompAmt_c20230101__20231231__ecd--ExecutiveCategoryAxis__ecd--NonPeoNeoMember__ecd--AdjToCompAxis__custom--AdjustmentType4Member_zgJh1cbxU9X9" style="text-align: right">151,679</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_983_eecd--AdjToCompAmt_c20220101__20221231__ecd--ExecutiveCategoryAxis__ecd--NonPeoNeoMember__ecd--AdjToCompAxis__custom--AdjustmentType4Member_zh9avkh6mtoi" style="text-align: right">124,592</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_980_eecd--AdjToCompAmt_c20210101__20211231__ecd--ExecutiveCategoryAxis__ecd--NonPeoNeoMember__ecd--AdjToCompAxis__custom--AdjustmentType4Member_z4YmGd6RgUL5" style="text-align: right">29,431</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_988_eecd--AdjToCompAmt_c20200101__20201231__ecd--ExecutiveCategoryAxis__ecd--NonPeoNeoMember__ecd--AdjToCompAxis__custom--AdjustmentType4Member_zZcWP1x99P2b" style="text-align: right">(7,181</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(238,238,238)">
<td style="text-align: left; text-indent: -5pt; padding-left: 5pt">Subtract, for any awards granted in any prior fiscal year that fail to meet the applicable vesting conditions during the covered fiscal year, the amount equal to the fair value at the end of the prior fiscal year</td><td> </td>
<td style="text-align: left"> </td><td id="xdx_988_eecd--AdjToCompAmt_c20230101__20231231__ecd--ExecutiveCategoryAxis__ecd--PeoMember__ecd--AdjToCompAxis__custom--AdjustmentType5Member_zTHL6Tx1YdZ8" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl0143">–</span></td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_987_eecd--AdjToCompAmt_c20220101__20221231__ecd--ExecutiveCategoryAxis__ecd--PeoMember__ecd--AdjToCompAxis__custom--AdjustmentType5Member_zkxu1f5xWJk7" style="text-align: right">(1,935,945</td><td style="text-align: left">)</td><td> </td>
<td style="text-align: left"> </td><td id="xdx_983_eecd--AdjToCompAmt_c20210101__20211231__ecd--ExecutiveCategoryAxis__ecd--PeoMember__ecd--AdjToCompAxis__custom--AdjustmentType5Member_zOMa2zCXFChc" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl0145">–</span></td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_98A_eecd--AdjToCompAmt_c20200101__20201231__ecd--ExecutiveCategoryAxis__ecd--PeoMember__ecd--AdjToCompAxis__custom--AdjustmentType5Member_zEvM0P7rcub3" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl0146">–</span></td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_98C_eecd--AdjToCompAmt_c20230101__20231231__ecd--ExecutiveCategoryAxis__ecd--NonPeoNeoMember__ecd--AdjToCompAxis__custom--AdjustmentType5Member_zC8S71CL6Du1" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl0147">–</span></td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_98A_eecd--AdjToCompAmt_c20220101__20221231__ecd--ExecutiveCategoryAxis__ecd--NonPeoNeoMember__ecd--AdjToCompAxis__custom--AdjustmentType5Member_zgLTqLcWuAzg" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl0148">–</span></td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_980_eecd--AdjToCompAmt_c20210101__20211231__ecd--ExecutiveCategoryAxis__ecd--NonPeoNeoMember__ecd--AdjToCompAxis__custom--AdjustmentType5Member_z2Y8Y5vwMcI1" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl0149">–</span></td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left"> </td><td id="xdx_98F_eecd--AdjToCompAmt_c20200101__20201231__ecd--ExecutiveCategoryAxis__ecd--NonPeoNeoMember__ecd--AdjToCompAxis__custom--AdjustmentType5Member_zTBLmJ7sig23" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl0150">–</span></td><td style="text-align: left"> </td></tr>
<tr style="vertical-align: bottom; background-color: White">
<td style="font-weight: bold; text-align: left">Compensation Actually Paid</td><td> </td>
<td style="text-align: left">$</td><td id="xdx_987_eecd--PeoActuallyPaidCompAmt_c20230101__20231231_z50ki7xdBbci" style="text-align: right" title="Compensation Actually Paid">4,586,692</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left">$</td><td id="xdx_982_eecd--PeoActuallyPaidCompAmt_c20220101__20221231_zYoiUaTHWV8c" style="text-align: right" title="Compensation Actually Paid">4,422,946</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left">$</td><td id="xdx_98A_eecd--PeoActuallyPaidCompAmt_c20210101__20211231_zKx3fFxqEOae" style="text-align: right" title="Compensation Actually Paid">10,294,090</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left">$</td><td id="xdx_984_eecd--PeoActuallyPaidCompAmt_c20200101__20201231_zCLz02C6Jkd8" style="text-align: right" title="Compensation Actually Paid">5,093,755</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left">$</td><td id="xdx_98F_eecd--NonPeoNeoAvgCompActuallyPaidAmt_c20230101__20231231_z2FCUvy4Rhuk" style="text-align: right" title="Compensation Actually Paid">998,575</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left">$</td><td id="xdx_989_eecd--NonPeoNeoAvgCompActuallyPaidAmt_c20220101__20221231_z9XPFDnZ3oTi" style="text-align: right" title="Compensation Actually Paid">(33,768</td><td style="text-align: left">)</td><td> </td>
<td style="text-align: left">$</td><td id="xdx_98E_eecd--NonPeoNeoAvgCompActuallyPaidAmt_c20210101__20211231_zIsmWac4s6vj" style="text-align: right" title="Compensation Actually Paid">2,586,673</td><td style="text-align: left"> </td><td> </td>
<td style="text-align: left">$</td><td id="xdx_98F_eecd--NonPeoNeoAvgCompActuallyPaidAmt_c20200101__20201231_ztblDimzFf72" style="text-align: right" title="Compensation Actually Paid">1,331,479</td><td style="text-align: left"> </td></tr>
</table>
4000342
10861201
4690660
3914056
836241
979271
1023185
905150
-5885850
-795300
-318696
-268920
-198825
-132790
-1280850
1836900
357120
-70578
459225
148800
-187830
2212695
4467225
1170000
10655
-798133
1273656
417500
774180
451695
94605
-28725
151679
124592
29431
-7181
-1935945
4586692
4422946
10294090
5093755
998575
-33768
2586673
1331479
<p id="xdx_845_eecd--PeerGroupIssuersFnTextBlock_dU_zx9riiCicHja" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p>
<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<tr style="vertical-align: top">
<td style="width: 3%"> </td>
<td style="width: 3%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(3)</span></td>
<td style="width: 94%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total Shareholder Return assumes $100 was invested in our common stock and in a peer group on December 31, 2019 and assumes the reinvestment of dividends and is cumulative for the measurement periods beginning on that date and ending on the last fiscal day in 2023, 2022, 2021, and 2020, respectively. The peer group is represented by the Nasdaq OMX Financial Services Index.</span></td></tr>
<tr style="vertical-align: top">
<td> </td>
<td> </td>
<td> </td></tr>
<tr style="vertical-align: top">
<td> </td>
<td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(4)</span></td>
<td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">In the Company’s assessment as required by Item 402(v), Diluted EPS is the financial performance measure that is the most important financial performance measure (other than total shareholder return and net income) used by the Company for the most recently completed fiscal year to link CAP to performance.</span></td></tr>
</table>
<p id="xdx_846_eecd--CompActuallyPaidVsTotalShareholderRtnTextBlock_dU_zPbGpUKdmOa5" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><i>Relationship Between Compensation Actually Paid and Cumulative Total
Shareholder Return (Company and Peer Group)</i></p>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><i> </i></p>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The graph below shows the relationship between (A) (i) the CAP to our
PEO and the average CAP to the non-PEO NEOs, and (ii) the Company’s total shareholder returns, and (B) the Company’s total
shareholder return versus the peer group’s total shareholder returns across the last four completed fiscal years.</p>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"> </p>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><img alt="" src="image_001.jpg" style="height: 340px; width: 600px"/></p>
<p id="xdx_845_eecd--CompActuallyPaidVsNetIncomeTextBlock_dU_zSDe9T6BsWrj" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><i>Relationship Between Compensation Actually Paid and Net Income</i></p>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><i> </i></p>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The graph below shows the relationship between (i) the CAP to our PEO
and the average CAP to the non-PEO NEOs, and (ii) the Company’s net income during the last four completed fiscal years.</p>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><img alt="" src="image_002.jpg" style="height: 340px; width: 600px"/></p>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p>
<p id="xdx_846_eecd--CompActuallyPaidVsCoSelectedMeasureTextBlock_dU_zoTdqegsc22a" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><i>Relationship Between Compensation Actually Paid and Diluted EPS</i></p>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><i> </i></p>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The graph below shows the relationship between (i) the CAP to our PEO
and the average CAP to the non-PEO NEOs, and (ii) the Diluted EPS.</p>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><i> </i></p>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"> </p>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><img alt="" src="image_003.jpg" style="height: 340px; width: 600px"/></p>
<p id="xdx_84C_eecd--TabularListTableTextBlock_dU_zksyS6HdxAah" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><i>Financial Performance Measures</i></p>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </p>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">In accordance with Item 402(v) of Regulation S-K below is an unranked
list of financial performance measures which in our assessment represents the most important financial measures used by the Company to
link CAP to the PEO and non-PEO NEOs for the most recently completed fiscal year.</p>
Diluted EPS
Revenue
Net Interest Margin